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  • FIRST POST
    • FeelingLighterAlready
    • By FeelingLighterAlready 6th Jun 17, 9:13 PM
    • 89Posts
    • 31Thanks
    FeelingLighterAlready
    Virgin credit card application
    • #1
    • 6th Jun 17, 9:13 PM
    Virgin credit card application 6th Jun 17 at 9:13 PM
    I applied online for a Virgin credit card, 24 months interest free on Friday morning and I received an email saying:

    "We are considering your application based on the information you have provided, and will be in touch again soon."

    I haven't had any response since then & wonder if this might mean that I have been rejected?
Page 1
    • zx81
    • By zx81 6th Jun 17, 9:18 PM
    • 11,976 Posts
    • 12,115 Thanks
    zx81
    • #2
    • 6th Jun 17, 9:18 PM
    • #2
    • 6th Jun 17, 9:18 PM
    No. It means your application has been referred.
    • SnowTiger
    • By SnowTiger 7th Jun 17, 6:39 PM
    • 2,916 Posts
    • 1,891 Thanks
    SnowTiger
    • #3
    • 7th Jun 17, 6:39 PM
    • #3
    • 7th Jun 17, 6:39 PM
    I applied online for a Virgin credit card, 24 months interest free on Friday morning and I received an email saying:

    "We are considering your application based on the information you have provided, and will be in touch again soon."

    I haven't had any response since then & wonder if this might mean that I have been rejected?
    Originally posted by FeelingLighterAlready
    I also applied Friday and got the same message, despite their check before you apply service saying my application would be accepted if I applied.

    I received an acceptance email this morning just after 9am:

    We are delighted to confirm that your application for a Virgin Money Credit Card has been approved.
    It was my fourth credit application within a month. I was a little concerned it would be rejected.
    • FeelingLighterAlready
    • By FeelingLighterAlready 8th Jun 17, 8:10 PM
    • 89 Posts
    • 31 Thanks
    FeelingLighterAlready
    • #4
    • 8th Jun 17, 8:10 PM
    • #4
    • 8th Jun 17, 8:10 PM
    That's great good for you SnowTiger!

    Did you apply for a balance transfer too?

    I keep refreshing my emails as really want to see the same message ha.
    • FeelingLighterAlready
    • By FeelingLighterAlready 8th Jun 17, 8:11 PM
    • 89 Posts
    • 31 Thanks
    FeelingLighterAlready
    • #5
    • 8th Jun 17, 8:11 PM
    • #5
    • 8th Jun 17, 8:11 PM
    I was also told I would definitely be accepted from this website prechecker for Virgin credit card at 24 months...
    • FeelingLighterAlready
    • By FeelingLighterAlready 9th Jun 17, 4:50 PM
    • 89 Posts
    • 31 Thanks
    FeelingLighterAlready
    • #6
    • 9th Jun 17, 4:50 PM
    • #6
    • 9th Jun 17, 4:50 PM
    Received a letter today saying they are close to making a decision on my application. They just need proof of my identity and address, so I have posted off today a copy of my passport and driving licence, as they requested.

    Does this mean I may be accepted? Has anyone else had the same experience of sending proof of ID and then being accepted or rejected recently? I know some have in the past from checking out other posts just wonder if lately?
    • zx81
    • By zx81 9th Jun 17, 5:53 PM
    • 11,976 Posts
    • 12,115 Thanks
    zx81
    • #7
    • 9th Jun 17, 5:53 PM
    • #7
    • 9th Jun 17, 5:53 PM
    If they're satisfied with the ID check, then you are likely to get the card.

    But there's no point in comparing yourself with others' experiences - some will be accepted, some will still be declined at this stage.
    • FeelingLighterAlready
    • By FeelingLighterAlready 16th Jun 17, 9:24 AM
    • 89 Posts
    • 31 Thanks
    FeelingLighterAlready
    • #8
    • 16th Jun 17, 9:24 AM
    • #8
    • 16th Jun 17, 9:24 AM
    Just received an email to say I have been approved and my card is on the way! They have given me a credit limit of £3,300 which is 2k more than what I requested for a balance transfer so am very pleased as this is going to massively help out in the short term but also improve my credit rating in the longer term ��
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