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    • apple muncher
    • By apple muncher 29th May 17, 7:47 PM
    • 6,521Posts
    • 47,719Thanks
    apple muncher
    NST June 2017: Jiggle Free June
    • #1
    • 29th May 17, 7:47 PM
    NST June 2017: Jiggle Free June 29th May 17 at 7:47 PM
    NST June 2017: Jiggle Free June

    Welcome one and all to your 30 day June challenge.

    An opportunity to reduce how much you jiggle – financially, fitness-wise, healthwise…

    This is an opportunity to decrease your debt, increase your savings, reduce your wants, reject consumerism, use up foodstuffs that have been lurking at the back of the cupboards for far too long, simplify your life and move forwards.

    To quote ninjasavingkat: “As we clear out debts, we clear our lives. Of things that tie us down, make us unhappy, look untidy, feel wrong and don't fit our lives any more. The idea of clearing our debts is to improve our life - right?!? Well we need to be healthy in order to enjoy this debt free life, don't we?”

    These are the rules:

    • This challenge will commence on the 01st June and end on the 30th June.
    • You will aim for 12 Non Spend Days (NSDs) plus an added extra of your choice... so another 4, another 9. You decide! You do not lose an NSD for medication or fuel or purchasing ONLY yellow stickered goods.
    • Pay towards your debt first! This is imperative. You have your debt free date in mind (I hope!) Well calculate how much you need to pay per month to reach it - and pay that first. Live off the rest. Simples.
    • Set your budgets now, before the month starts. What you are spending on food, petrol, bills, clubs for the little ones and what you are using as a back-up plan or miscellaneous budget. Set that money aside and stick to it for the month.
    • You need to incorporate 3 proper exercise sessions a week. These are to get the heart rate up. The cleaning or ironing doesn't count. It has to be 20 minutes minimum as well - MAKE IT COUNT! (I am limited by having damaged my big toe rather badly, so no aerobic anything here. But I can still do squats, deadlifts, elevated push ups (ha ha!!!)… It’s not what you can’t do, but finding a way around your limitations.)
    • This month, make every effort to use your everyday routine to add an "extra" session of fitness wherever you can - in every way possible add little extras to your day and don't look for the 'easy" option all the time.
    • Plan Plan Plan. Look at the month ahead and be prepared for what is coming your way. Do you need to get more cat/dog food..? Prep now so you don't have to use your credit card or panic. Preparation is the key to success.
    • Plan your outings – remember: no cafes / restaurants / work canteens / no vending machines or corner cafes… Take food and drinks everywhere with you.
    • Check in here every day – we love to share in victories whether large or small, cheer each other on, and support each other in tough times.
    • And finally: reject consumerism as much as you can. This might seem hard, unrealistic, or even stupid, but the longer you have been doing these challenges, the more you know it makes sense. Tell us your triumphs!
    Who is with me?



    Last edited by apple muncher; 29-05-2017 at 7:58 PM.
    NST November #; NSD 3/17; Ex 2/12; craft 1/30 (247); remove 578
    2017 MFW#63 Pay off: £3415/£4050; 2
    017 sell 116

    Mortgage £23,689 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
Page 14
    • Toni'sfriend
    • By Toni'sfriend 16th Jun 17, 5:07 PM
    • 936 Posts
    • 8,709 Thanks
    Toni'sfriend
    Did a shop today. Mostly fruit, veg and salad stuff as I really need to address my eating and drinking habits. I've put weight on over the last week or so instead of taking it off so I'm starting over. Need to start walking again now that things are a bit more normal.
    Spent today trying to catch up on washing and household chores. Feeling tired so I'm going to have a really early night.
    • x_raphael_xx
    • By x_raphael_xx 16th Jun 17, 8:57 PM
    • 3,412 Posts
    • 17,225 Thanks
    x_raphael_xx
    It's my granmas birthday today, so after work we popped found for a cuppa & to drop off her card & present.
    My auntie & uncle were down visiting her for the weekend, and just had just walked in with a takeaway. Bf gave me the puppy dog eyes, but I refused & cooked a spag bol when we got home.
    Wallet & waistline approved I have promised him a TA when we move, to celebrate.
    NSD no. 10 clocked in today.


    NSD's 10/20 Half way there!!
    3 exercise sessions a week 1/3 Still just one run done this week. I'm hoping for either a run or a gym trip tomorrow, and I have a long walk planned for Sunday, so should just squeeze this in.
    Extra fitness session 10,000 daily goal. 7700 today, slightly better, still not hit my target.
    Reject consumerism Rejected!
    Debt Free as of 17/01/2009 Turtle Power!!
    Nov NSD's - /25 / Lose weight 29.0 lbs / 30lbs
    EF Challenger #36 £1000/£5050
    • lcc86
    • By lcc86 16th Jun 17, 10:03 PM
    • 902 Posts
    • 2,380 Thanks
    lcc86
    Today hasn't been a NSD. I have travelled to my parents' house, so topped up with fuel. I also had to pay postage for a delivery aaaaaand then treated my dad to a drink for father's day in the pub. That's the third of my three unallocated spends for the month so no more random spends this month for me!

    Tomorrow should be a NSD. Planning a walk in the nice weather with my parents plus dog walking and that's about it! Have a nice weekend all.
    1/12/14 total £9,140 DFD 30/01/17
    http://forums.moneysavingexpert.com/showthread.php?t=5124473 - my original DFD

    25/08/17 new total £802 back in debt but determined clear it by February 2018! 17/11/17 - £110 2017 365 day challenge £597 saved for emergency fund
    • misstara
    • By misstara 17th Jun 17, 7:37 AM
    • 2,452 Posts
    • 17,095 Thanks
    misstara
    Thursday was NSD 8

    Yesterday I did the weekly shop. Went for a run and also a kettlebells workout.

    Today should be a NSD, I'm on an early for usual job and late for 2nd job. Looks like it's going to be a beautiful day so I'm going to miss all the sunshine
    Debt at LBM Jan 2014 £10458.09 Now £0
    New flat debt Jan 2017 £2302.75 Now £1349.50 (41.4% paid)
    Mini Targets
    Exercise target - Run 2/8, Gym 0/4. Groceries target £106.86/£150. NSD target 10/18.
    • Jo Blogs
    • By Jo Blogs 17th Jun 17, 3:25 PM
    • 751 Posts
    • 2,594 Thanks
    Jo Blogs
    Hi folks

    Great posts and super going with all the NSDs

    Today is NSD No. 15 here . My target for the month was 15, but going to just keep going

    Wishing you all a super NSDay weekend
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 Sept NSDs 4/15CCCChl 9/12 months
    Sept PPChl#002 Pts 71
    • Lauralozzle
    • By Lauralozzle 17th Jun 17, 4:18 PM
    • 439 Posts
    • 4,128 Thanks
    Lauralozzle
    Yesterday was not a NSD, neither was today and tomorrow won't be either. Still, I'm pretty happy with how things are going so far. Need to mow the lawn this evening when it cools down.

    Lovely weather today - the BBQ is out for later and I'm spending the day in the garden. We went to pick up our wedding rings today so that's another thing marked off the list!
    October grocery challenge £150.54/£200 | October cleaning budget £75.16/£75 | October NSD 10/15
    Credit Card: £220 (0%) | Car Finance: £8,240 (7.9% APR) | Mortgage: £111,684 (3.99% APR)
    Wedding Fund: £3,564.74
    • apple muncher
    • By apple muncher 17th Jun 17, 5:17 PM
    • 6,521 Posts
    • 47,719 Thanks
    apple muncher
    Today I am grateful for buses, for an enjoyable school fair, for selling £80 worth of my makes, for dh and dd coming along, for some ex-pupils returning and stopping by for a chat, for dh cooking tea, for cold water, for the kiddie version of utube, for good friends, for a cool home and a through breeze.
    NST November #; NSD 3/17; Ex 2/12; craft 1/30 (247); remove 578
    2017 MFW#63 Pay off: £3415/£4050; 2
    017 sell 116

    Mortgage £23,689 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • lcc86
    • By lcc86 17th Jun 17, 6:31 PM
    • 902 Posts
    • 2,380 Thanks
    lcc86
    Today has been a NSD and a healthy day. Went for a really long walk for 2 1/2 hours with mum, dad and the dogs so I've thoroughly ticked the exercise box today. Feel knackered I must say! The weather has been gorgeous though so shouldn't complain.

    Off out for dinner tonight and then an early night is in order I think. Tomorrow I'll be heading back home relatively early on as I have my horse share, but it's due to be so hot that I might leave it until relatively late to actually ride, and will prob just enjoy some sun for a bit.

    Hope everyone is enjoying the weather.
    1/12/14 total £9,140 DFD 30/01/17
    http://forums.moneysavingexpert.com/showthread.php?t=5124473 - my original DFD

    25/08/17 new total £802 back in debt but determined clear it by February 2018! 17/11/17 - £110 2017 365 day challenge £597 saved for emergency fund
    • x_raphael_xx
    • By x_raphael_xx 17th Jun 17, 6:42 PM
    • 3,412 Posts
    • 17,225 Thanks
    x_raphael_xx
    In work today, and grocery shop, so not a NSD. Took Duncan out for his stroll and did plan a run but it's stupid hot outside. A measly 5000 steps so far today. Maybe I'll head out for a run when it cools a little.

    NSD's 10/20 Still at the halfway point.
    3 exercise sessions a week 1/3 Hoping for a run later tonight.
    Extra fitness session 10,000 daily goal. 5000 today so far
    Reject consumerism Food shop done, but stuck to the list.
    Debt Free as of 17/01/2009 Turtle Power!!
    Nov NSD's - /25 / Lose weight 29.0 lbs / 30lbs
    EF Challenger #36 £1000/£5050
    • mothernerd
    • By mothernerd 17th Jun 17, 9:15 PM
    • 2,154 Posts
    • 22,073 Thanks
    mothernerd
    A NSD for me. Baking hot so mostly stayed inside. Lots of sewing done - trying to finish off a present.

    Today I am grateful for the support of my cousins, for easy food from the freezer and for ice cream (but I resisted the urge to go and buy some).
    Building a rainbow of happiness and joy
    NST Nov #9 SFD 7/20 Food £91.50/£100 Travel £2.50/£10 DIY £/£30Debt free and EF January 2016 No mortgage Progress through plodding, baby steps and purposeful pottering
    • Toni'sfriend
    • By Toni'sfriend 18th Jun 17, 8:18 AM
    • 936 Posts
    • 8,709 Thanks
    Toni'sfriend
    Had a quiet day yesterday, I say quiet but there were about a million children outside arguing and playing noisy games, arguing some more and playing some more even nosier games. Oh well, gets them away from the dreaded computers.
    Still it was a NSD. Had lots of fruit and veg and fish for dinner and resisted the temptation of alcohol and sweet things. Will have to spend today as I've used all the salad stuff and most of the fruit.
    I need to try to get into some kind of cleaning routine. I feel as if it's all getting on top of me. It's not that there if a lot of clutter (well I don't have a lot anyway - the other two are another story) but we don't seem to have enough cupboard space. I need to find a place for everything and try to educate everyone to put things back where they belong. Lost cause?
    • Calling14
    • By Calling14 18th Jun 17, 10:43 AM
    • 2,506 Posts
    • 18,596 Thanks
    Calling14
    Hi turtles

    Having a break from cleaning so reporting in.

    Yesterday went early am walk around NT garden before it got too hot. Treated myself to brew however as my water got warm.

    Ended up buying a paddling pool and another umbrella yesterday as the grandkids were over for tea. No shade in my garden so with umbrellas manageable.

    Today cleaning house, nearly complete. Dd2 got her flight booked home Tuesday eek excited.

    Exercise did 14k steps yesterday. Happy with that.

    Will try and pop out walk later pop down beach maybe a breeze there, have friends garden to water as well.

    Apple well done on your sales
    LBM 13039 1.1.13 NOW £1040
    PAYDBX 2017 #16 £3260 /£4300 DFD 12/17
    E
    Fund #9 £100/£1,000
    1 x 100 days challenge £1161.71/2000 ends 29/12/17


    • Toni'sfriend
    • By Toni'sfriend 18th Jun 17, 6:47 PM
    • 936 Posts
    • 8,709 Thanks
    Toni'sfriend
    Bit of an upsie/downsie kind of day today. We decided we would take advantage of M & S Dine in and have a roast chicken dinner using some money we had left over on gift cards. Got up early and went for bus only to ind that it was stopping outside town because of 10K run (plus side a bit of a walk). Got to M&S - no chickens left (plus side some nice pork chops). Thought we'd get the train back home (station closed - plus side another walk to the next nearest one). Swings and roundabouts - always look for the positives,
    • Florence J
    • By Florence J 18th Jun 17, 6:54 PM
    • 1,700 Posts
    • 9,577 Thanks
    Florence J
    I just wanted to report that all this exercise recently has paid off, went to see my friends today who I haven't seen in a while and one of them said 'Wow, you've lost weight'.
    Sealed Pot Challenge 10 #553 (£94.58) £1000 Emergency Fund Challenge #253 Wombling free 2017 = £1982.64 Pay off all your debts by Xmas 2017 #53 (£3118.08/£3000) Debt to OH paid back £1146.96/1146.96
    November 2017 Credit Card Debt: £4025
    • apple muncher
    • By apple muncher 18th Jun 17, 7:43 PM
    • 6,521 Posts
    • 47,719 Thanks
    apple muncher
    Calling - so exciting re dd2 coming home!

    Florence - well done on other people noticing your weightloss.

    Toni's friend - I can't even get dh to put the soap back on the soap dish. Good luck with your two!

    Mothernerd - did you manage to finish the present? Good news that your mum's partner is in care.

    Raphael - you do sooo much exercise! Hope you managed to find a cooler part of the day for a run.

    Sorry not to comment on everyone. I am full of sneezes - not sure if related to the weather, or if I'm getting a pesky summer cold.

    Keep safe, hug those you love, drink plenty of water, keep focussed on your goals.
    NST November #; NSD 3/17; Ex 2/12; craft 1/30 (247); remove 578
    2017 MFW#63 Pay off: £3415/£4050; 2
    017 sell 116

    Mortgage £23,689 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
    • x_raphael_xx
    • By x_raphael_xx 18th Jun 17, 8:31 PM
    • 3,412 Posts
    • 17,225 Thanks
    x_raphael_xx
    Raphael - you do sooo much exercise! Hope you managed to find a cooler part of the day for a run.
    Originally posted by apple muncher
    Didn't end up running yesterday, thought I'd sneak one in this morning while it was cooler. Stepped out the door at 8am into the start of the heatwave. Did manage just over 3 miles, I think most of my calories were burnt off in sweat.

    Then my bestie came round and we had a sweaty 4 mile walk with Duncan in the woods. Very glad to come home to an ice pop. Duncan got to meet some cows up close. He wasn't sure, but said hello.


    NSD's 11/20 Far to hot to spend money
    3 exercise sessions a week 2/3 Meatloaf says two out of three ain't bad, so good enough for me.
    Extra fitness session 10,000 daily goal. A healthier 19500 today, brings my average to 9000 a day for the week, so not bad.
    Reject consumerism Rejected.

    Sorry about the huge pic, I have no idea how to re-size
    Debt Free as of 17/01/2009 Turtle Power!!
    Nov NSD's - /25 / Lose weight 29.0 lbs / 30lbs
    EF Challenger #36 £1000/£5050
    • FurryBeastOz
    • By FurryBeastOz 18th Jun 17, 10:13 PM
    • 1,097 Posts
    • 14,464 Thanks
    FurryBeastOz
    I'm back from an absolutely scorching London - 30 degrees in the parents garden today.

    Was planning for a no spend day other than collection at church, but ended up having to buy drinks at the airport (coach didn't stop, emergency tube, delayed train, run across Stansted airport.) It was going to be WH Smith or Ryanair prices so I went for the lesser of two evils as I didn't have time to go hunting for a water fountain (We had the empty bottles with us for the MSE way)

    Food all over the place, and no exercise as it was too hot.

    Gratitudes:

    1) Family. Lovely seeing parents, sister, Aunts, Uncles and a cousin who we managed to spring from lock-up for a few hours (she's been sectioned)

    2) The verger and choir mistress at my childhood church recognising me (I stopped being a regular attendee over 20 years ago when I went to university and have only been back 2 or 3 times since - once to get married 13years ago)

    3) Glorious weather. Even if it did leave me comatose most of yesterday. I think the last 2 weeks of running on adrenaline finally caught up with me - I slept 11pm Friday to 3am Saturday, 9-11 Sat, 5-7 Saturday and then 9.30pm to 10 am this morning

    4) DH for making the trip with me despite having loads of other things to do. He's currently writing this weeks surgery rotas

    Right. Going to bed. Hopefully I can get back onto an even keel this week.
    *** Debt Free***
    NST October 1/18
    Goals - Weight loss 0/13lb from 1st Jul 17
    GC To 1/10/17 £2416.17£3,500, 69.03/74.79% of the year. Had to raise budget
    • lcc86
    • By lcc86 19th Jun 17, 7:21 AM
    • 902 Posts
    • 2,380 Thanks
    lcc86
    I completely forgot to update yesterday. I had to spend on the Dartford crossing so didn't manage a NSD but no other spends despite the warmth!

    Came back from my parents' quite early and did some chores, then sat in the garden for a bit. Went horse riding in the evening once it had cooled down and it was LOVELY. We stayed in walk as it was too hot for anything more than that so it wasn't strenuous but you still burn calories in walk! (contrary to what my mum thinks - she reckons you're just sitting there the whole time regardless ).

    Today should be a NSD, going to get dressed and go for a walk before work too.
    1/12/14 total £9,140 DFD 30/01/17
    http://forums.moneysavingexpert.com/showthread.php?t=5124473 - my original DFD

    25/08/17 new total £802 back in debt but determined clear it by February 2018! 17/11/17 - £110 2017 365 day challenge £597 saved for emergency fund
    • crazy_cat_lady
    • By crazy_cat_lady 19th Jun 17, 10:28 AM
    • 3,368 Posts
    • 28,909 Thanks
    crazy_cat_lady
    I'm dying under a pile of marking, the heat and the anxiety monster trying to get me. It's a bit of a fight at the moment but I'm not giving up. I'll get back on track and be fine once I have a good night's sleep I think.
    Sorry I'm not more involved here this month but June is always a bit of a killer for me.
    NSTSeptember #32 NSD 8/18 RYSAW17 #1 £1313.42 20p Savers #88 £1 a day for Xmas # DFD 6 Nov 15 - paid £28,447
    • apple muncher
    • By apple muncher 19th Jun 17, 7:32 PM
    • 6,521 Posts
    • 47,719 Thanks
    apple muncher
    Hang in there, ccl!

    Today I am grateful for having the foresight to freeze a bottle of water to take to work; for still getting to work on time despite a tall lorry trying to go under a short bridge and realising too late he wouldn't manage it; for getting in plenty of walking; for cold water to sit in; for people on the buses still being polite as we all slowly roast, for my gorgeous dd; for dh digging my water bottle out of my bag and filling it and putting it in the freezer for me; for ham and salad for tea; for working with some lovely people; for dh getting his teeth sorted.
    NST November #; NSD 3/17; Ex 2/12; craft 1/30 (247); remove 578
    2017 MFW#63 Pay off: £3415/£4050; 2
    017 sell 116

    Mortgage £23,689 (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295) MFWDate Dec 2018
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