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  • FIRST POST
    • Bertiebob
    • By Bertiebob 19th May 17, 5:05 PM
    • 1Posts
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    Bertiebob
    abbey paymentcare
    • #1
    • 19th May 17, 5:05 PM
    abbey paymentcare 19th May 17 at 5:05 PM
    Hello All
    Im new to the forum, my question is back in 2001 I took out a mortgage with abbey and they sold me paymentcare to cover unemployment and sickness.
    In 2006 I made a claim for 6 months for unemployment to cover part of the cost of the mortgage.
    What I need to know is can I still claim this as missold PPI or would the fact I made a claim negate my complaint?
    i still have this paymentcare policy open as I was using it to cover my current mortgage, I was only recently made aware it was potentially mis sold as PPI.
    Thanks in adavance for any advice.
Page 1
    • zx81
    • By zx81 19th May 17, 5:25 PM
    • 11,974 Posts
    • 12,115 Thanks
    zx81
    • #2
    • 19th May 17, 5:25 PM
    • #2
    • 19th May 17, 5:25 PM
    Out of interest, what would be your complaint reasons for mis sale?
    • dunstonh
    • By dunstonh 19th May 17, 6:32 PM
    • 88,110 Posts
    • 53,339 Thanks
    dunstonh
    • #3
    • 19th May 17, 6:32 PM
    • #3
    • 19th May 17, 6:32 PM
    , I was only recently made aware it was potentially mis sold as PPI.
    Who made you aware of that?
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from a Financial Adviser local to you.
    • Moneyineptitude
    • By Moneyineptitude 19th May 17, 11:19 PM
    • 18,757 Posts
    • 8,928 Thanks
    Moneyineptitude
    • #4
    • 19th May 17, 11:19 PM
    • #4
    • 19th May 17, 11:19 PM

    In 2006 I made a claim for 6 months for unemployment to cover part of the cost of the mortgage.
    Originally posted by Bertiebob
    If you made a claim (which paid out) why do you think the insurance was mis-sold?

    Regardless, do be aware that, even if you make a successful complaint, any redress will have the amount you claimed in 2006 deducted from it
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