Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • rahman1995
    • By rahman1995 19th May 17, 12:31 AM
    • 6Posts
    • 1Thanks
    rahman1995
    Right to buy help
    • #1
    • 19th May 17, 12:31 AM
    Right to buy help 19th May 17 at 12:31 AM
    Hi everyone

    I applied for a right to buy and got an offer. It has been really hard to get a mortgage in the current economic climate. I accepted the councils offer and gave the relevant paperwork the broker told me to. This did not include the original mortgage offer letter, which was mandatory.

    By the time the offer letter came in the post, it was 3 days outside the time of the right to buy application and the council now refuse to sell because the application has expired.

    If i apply again, the price will change. I will need a new mortgage the the property price may every well go up.

    I am desperate, this is my only chance to own a home.

    Is there anyway i can appeal so the council sell me the house.

    Thank you for help everyone
Page 1
    • csgohan4
    • By csgohan4 19th May 17, 7:58 AM
    • 3,567 Posts
    • 2,239 Thanks
    csgohan4
    • #2
    • 19th May 17, 7:58 AM
    • #2
    • 19th May 17, 7:58 AM
    if your unable to get a mortgage on the new price, your unable to buy it. You knew the time scales beforehand.


    You can ask the council to consider, but they are not obliged to.


    There is nothing wrong with a permanent roof over your roof and free council repairs with no risk of being evicted e.t.c. Owning a home isn't a right, but a privilege that is earnt.


    However bare in mind buying a RTB mean 1 less house for someone who needs it more than you since you can buy a house on your own.
    "It is prudent when shopping for something important, not to limit yourself to Pound land"
    • sevenhills
    • By sevenhills 19th May 17, 11:28 AM
    • 280 Posts
    • 131 Thanks
    sevenhills
    • #3
    • 19th May 17, 11:28 AM
    • #3
    • 19th May 17, 11:28 AM
    If i apply again, the price will change. I will need a new mortgage the the property price may every well go up.

    I am desperate, this is my only chance to own a home.

    Is there anyway i can appeal so the council sell me the house.

    Thank you for help everyone
    Originally posted by rahman1995
    There has been some reports about falling house prices.

    It gives you time to reduce you monthly outgoings, pension payments, union subscription, reduced summer energy costs ..... and perhaps you have had a pay rise in April.

    I am at the stage of applying for my mortgage, to buy my council house.
    • Nnenne1
    • By Nnenne1 28th May 17, 10:30 PM
    • 8 Posts
    • 4 Thanks
    Nnenne1
    • #4
    • 28th May 17, 10:30 PM
    • #4
    • 28th May 17, 10:30 PM
    If you don't reply to the council, they'll have to write to give, giving you a further 28days, this is according to Gov website.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,263Posts Today

8,392Users online

Martin's Twitter
  • Byebye! I'm about to stop work & twitter, to instead spend glorious time with Mrs & mini MSE. Wishing u a lovely summer. See u in 10 days.

  • WARNING Did you start Uni in or after 2012? The interest's rising to 6.1%; yet it doesnt work like you think. See https://t.co/IQ8f0Vyetu RT

  • RT @JanaBeee: @MartinSLewis Boris is the anomaly (coffee), the others are versions of normal (beer). Lots of same candidates = vote share d?

  • Follow Martin