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Results: Would you draw a state pension if you didn't need it?

Yes, I've earnt it

80.00% • 24 votes

Yes, why should I save hard to help those who don't?

13.33% • 4 votes

No, there are others who need it more than I do

6.67% • 2 votes

You may not vote on this poll

30 votes in total.

  • FIRST POST
    • bertiewhite
    • By bertiewhite 18th May 17, 1:49 PM
    • 336Posts
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    bertiewhite
    Would you draw a state pension if you don't need it?
    • #1
    • 18th May 17, 1:49 PM
    Would you draw a state pension if you don't need it? 18th May 17 at 1:49 PM
    Leading on from the thread about having to pay for our own care if we have the means to do so, I would like to ask:

    Would/do you draw a state pension even if you don't/didn't need it?

    I suppose the same question could be asked about Child Benefit and Winter Heating Allowance as well?

    PS - I think I can add more poll options if there aren't enough.
    Last edited by bertiewhite; 18-05-2017 at 1:52 PM.
Page 1
    • Fruitcake
    • By Fruitcake 18th May 17, 2:27 PM
    • 38,874 Posts
    • 77,587 Thanks
    Fruitcake
    • #2
    • 18th May 17, 2:27 PM
    • #2
    • 18th May 17, 2:27 PM
    Having paid in for over forty years, when I am eligible I will draw my state pension. Whilst I may or may not need it, I may need it in the future that can never be known.

    As for the winter fuel allowance, I see no problem with it being means tested. Other opinions are available.
    I married my cousin. I had to...
    I don't have a sister.

    All my screwdrivers are cordless.
    "You're Safety Is My Primary Concern Dear" - Laks
    • Mandelbrot
    • By Mandelbrot 18th May 17, 2:29 PM
    • 8,619 Posts
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    Mandelbrot
    • #3
    • 18th May 17, 2:29 PM
    • #3
    • 18th May 17, 2:29 PM
    PS - I think I can add more poll options if there aren't enough.
    Originally posted by bertiewhite
    I wouldn't be too sure about that ...
    At least, not without creating a new thread.

    Try adding 'Other' as an option.
    Last edited by Mandelbrot; 18-05-2017 at 3:31 PM.
    • fairy lights
    • By fairy lights 18th May 17, 2:40 PM
    • 7,470 Posts
    • 24,170 Thanks
    fairy lights
    • #4
    • 18th May 17, 2:40 PM
    • #4
    • 18th May 17, 2:40 PM
    I can't answer I'm afraid.
    There's no "I'm a cat and state pensions cruelly discriminate against quadrupeds" option.
    • ERICS MUM
    • By ERICS MUM 18th May 17, 2:43 PM
    • 3,320 Posts
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    ERICS MUM
    • #5
    • 18th May 17, 2:43 PM
    • #5
    • 18th May 17, 2:43 PM
    As with many questions like this, paying more tax, higher IHT, paying for prescriptions when over 60 etc, I'm not averse in principle.

    But I'm not going to make 'sacrifices' when I know damn well that (a) billions of pounds are wasted by government, hospitals, foreign aid etc (b) many benefits are in place to subsidise employers who don't pay a living wage or insist on zero-hours contracts and (c) people claiming illegally, or instead of working because they 'wouldnt be any better off', people who base having kids on the amount of benefits etc they can get, people who abuse the NHS.

    Unless and until these issues are sorted out I am not paying even more into the trough for the pigs to fill their boots.
    • Murphybear
    • By Murphybear 18th May 17, 2:50 PM
    • 2,847 Posts
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    Murphybear
    • #6
    • 18th May 17, 2:50 PM
    • #6
    • 18th May 17, 2:50 PM
    I can't answer I'm afraid.
    There's no "I'm a cat and state pensions cruelly discriminate against quadrupeds" option.
    Originally posted by fairy lights
    Agree. My cat is 14 which is ~ 72 in human terms. She doesn't get a state pension
    • fairy lights
    • By fairy lights 18th May 17, 2:54 PM
    • 7,470 Posts
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    fairy lights
    • #7
    • 18th May 17, 2:54 PM
    • #7
    • 18th May 17, 2:54 PM
    Agree. My cat is 14 which is ~ 72 in human terms. She doesn't get a state pension
    Originally posted by Murphybear
    My cats are both still young enough to go out and hunt for their livelihood, but what will happen when they get old? It's a worry.
    • koexelek
    • By koexelek 18th May 17, 3:14 PM
    • 7,589 Posts
    • 16,085 Thanks
    koexelek
    • #8
    • 18th May 17, 3:14 PM
    • #8
    • 18th May 17, 3:14 PM
    If I didnt need it, I'd still draw it.
    At least I could personally then decide who I gave the money to instead.
    I am a Mortgage adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • Mandelbrot
    • By Mandelbrot 18th May 17, 3:34 PM
    • 8,619 Posts
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    Mandelbrot
    • #9
    • 18th May 17, 3:34 PM
    • #9
    • 18th May 17, 3:34 PM
    If I didnt need it, I'd still draw it.
    At least I could personally then decide who I gave the money to instead.
    Originally posted by koexelek
    Yes, that's what it boils down to.

    Who would you think is going to redistribute the money in the best way - yourself or the government?

    There's only ever going to be one answer to that question.
    • hunters
    • By hunters 18th May 17, 4:44 PM
    • 348 Posts
    • 1,096 Thanks
    hunters
    I have cats I need to feed so yes I'd draw it as I earned it
    • Gettingtherequickly
    • By Gettingtherequickly 18th May 17, 4:51 PM
    • 3,328 Posts
    • 14,070 Thanks
    Gettingtherequickly
    I have been lucky enough never to have claimed direct benefits, so far..

    I am single, no kids, so the only benefits I have been entitled to are council tax reduction, NHS dental & medical, which amount to considerably less than I contribute to the system, so of course I am going to claim my state pension!
    Did my LBM in reverseFinally debt free with money in the bank!

    I know I am getting old, but there is no need for my consultant to age me by another 10 years 😉
    • Tipsntreats
    • By Tipsntreats 18th May 17, 6:09 PM
    • 5,961 Posts
    • 7,393 Thanks
    Tipsntreats
    Interesting results.
    I have voted but TBH I hadn't really thought much about pensions.
    I have thought more about whether I might even live that long.
    Too much of the big C in my family.
    Last edited by Tipsntreats; 18-05-2017 at 6:11 PM.
    Money, money, money
    Must be funny
    • cjdavies
    • By cjdavies 18th May 17, 6:30 PM
    • 2,196 Posts
    • 1,949 Thanks
    cjdavies
    I have paid into it, I have paid my taxes.

    I only get a 25% discount for council tax, should be 50%

    Yes I would.
    • Deep In Debt
    • By Deep In Debt 18th May 17, 6:31 PM
    • 7,794 Posts
    • 11,442 Thanks
    Deep In Debt
    I have been lucky enough never to have claimed direct benefits, so far..

    I am single, no kids, so the only benefits I have been entitled to are council tax reduction, NHS dental & medical, which amount to considerably less than I contribute to the system, so of course I am going to claim my state pension!
    Originally posted by Gettingtherequickly
    Same here. So yes, I will claim my state pension too.
    • Murphybear
    • By Murphybear 18th May 17, 6:46 PM
    • 2,847 Posts
    • 5,821 Thanks
    Murphybear
    My cats are both still young enough to go out and hunt for their livelihood, but what will happen when they get old? It's a worry.
    Originally posted by fairy lights
    You'd better send them out to work now and put the money they earn in a cat ISA. It should have matured nicely when they need it
    • peter_the_piper
    • By peter_the_piper 18th May 17, 6:49 PM
    • 25,556 Posts
    • 32,030 Thanks
    peter_the_piper
    I would and did, however I did defer for a year to increase the amount. Why not? I paid NI for 51 years.
    Millies next back in July.
    • joansgirl
    • By joansgirl 18th May 17, 7:21 PM
    • 11,632 Posts
    • 44,835 Thanks
    joansgirl
    I probably won't really need mine but I'm still having it!
    Sod it, I've worked hard all my life, time to take something back
    • Sleazy
    • By Sleazy 18th May 17, 7:36 PM
    • 4,910 Posts
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    Sleazy
    Signed Sleazy
    Otherwise known as the Lounge Lizard
    • Tipsntreats
    • By Tipsntreats 18th May 17, 7:39 PM
    • 5,961 Posts
    • 7,393 Thanks
    Tipsntreats
    Originally posted by Sleazy
    Beggars Belief
    Money, money, money
    Must be funny
    • Wizard of Id
    • By Wizard of Id 18th May 17, 9:58 PM
    • 1,075 Posts
    • 5,216 Thanks
    Wizard of Id
    Yes I would but if things go to plan, I will probably be needing it by the time I am due to get it anyway.

    There are no pockets in shrouds.
    Every man is innocent until proven broke.


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