Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • TeenyTots
    • By TeenyTots 17th May 17, 7:58 PM
    • 3Posts
    • 0Thanks
    TeenyTots
    Mortgage Application and Sickness
    • #1
    • 17th May 17, 7:58 PM
    Mortgage Application and Sickness 17th May 17 at 7:58 PM
    My partner has had a reoccurring injury since last year. We finally have our full application on Saturday after having our DIP accepted last month. However, he is now off work again as he may require an operation. We have all the necessary wage slips they require. Should we mention anything or will we be ok to carry on as normal?
Page 1
    • LighterWallet
    • By LighterWallet 17th May 17, 8:02 PM
    • 4 Posts
    • 1 Thanks
    LighterWallet
    • #2
    • 17th May 17, 8:02 PM
    • #2
    • 17th May 17, 8:02 PM
    Does he still get paid whilst off sick? I would say that may be a factor.
    • TeenyTots
    • By TeenyTots 17th May 17, 8:05 PM
    • 3 Posts
    • 0 Thanks
    TeenyTots
    • #3
    • 17th May 17, 8:05 PM
    • #3
    • 17th May 17, 8:05 PM
    Only statutory sick pay, this is why we had to apply now as he had been on a back to work and not on full wage until last 10 weeks
    • LighterWallet
    • By LighterWallet 17th May 17, 8:09 PM
    • 4 Posts
    • 1 Thanks
    LighterWallet
    • #4
    • 17th May 17, 8:09 PM
    • #4
    • 17th May 17, 8:09 PM
    If it is only statutory sick pay I would advise you to speak to your financial advisor as it may affect things, they take proof of income to mean 'usual rate of pay' so if you know this will not be your income going forward you may be committing fraud by proceeding.

    Just my 2 pence though I'm not a mortgage advisor.
    • TeenyTots
    • By TeenyTots 17th May 17, 8:12 PM
    • 3 Posts
    • 0 Thanks
    TeenyTots
    • #5
    • 17th May 17, 8:12 PM
    • #5
    • 17th May 17, 8:12 PM
    Thank you, I just don't know what to do because we have been holding this house for months as we know the lady who is selling and I don't want to let her down
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

155Posts Today

1,195Users online

Martin's Twitter
  • The strange thing with a 4yr old is having to play & smile while inside feeling sick for those in trauma in my birth town #Manchester

  • Just a quick ta-ta for now. I'm taking the week off for family time with mini and Mrs MSE. So I won't be here much. Back after the bank hol

  • Ugh another one trying it! Beware https://t.co/Ab9fCRA76F

  • Follow Martin