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  • FIRST POST
    • akabussi
    • By akabussi 15th May 17, 8:37 PM
    • 8Posts
    • 2Thanks
    akabussi
    I need to use a Credit Card to pay my portion of a holiday
    • #1
    • 15th May 17, 8:37 PM
    I need to use a Credit Card to pay my portion of a holiday 15th May 17 at 8:37 PM
    Hello,

    As explained in the title, we are booking a holiday in a few months time, it has to be paid all in one payment, but I need to use my credit card to fund my portion of the bill.

    I have toyed with various ideas such as sending it as a personal payment via PayPal or even withdrawing the cash but I am sure there must be a better solution as I know I will get charged interest using both these methods.

    Does anyone have any alternative suggestions?

    Fyi, the holiday will be over $1000 each

    Thanks in advance for any help or advice.
    Last edited by akabussi; 15-05-2017 at 8:38 PM. Reason: Adding a question
Page 1
    • zx81
    • By zx81 15th May 17, 8:43 PM
    • 11,595 Posts
    • 11,591 Thanks
    zx81
    • #2
    • 15th May 17, 8:43 PM
    • #2
    • 15th May 17, 8:43 PM
    Fyi, the holiday will be over $1000 each
    Originally posted by akabussi
    Are you in the US? May not make a difference, but US cards may offer additional facilities not available over here.

    A money transfer option wold probably be cheapest, if you're in the UK.

    Otherwise, pay for things for the other party as they come up, to the value of the holiday. But this may take some time and be messy.
    • akabussi
    • By akabussi 15th May 17, 9:23 PM
    • 8 Posts
    • 2 Thanks
    akabussi
    • #3
    • 15th May 17, 9:23 PM
    • #3
    • 15th May 17, 9:23 PM
    I am based in the UK but the holiday needs to be paid in dollars.

    Thanks for your advice I will look up this option.
    • bengalknights
    • By bengalknights 15th May 17, 9:54 PM
    • 3,945 Posts
    • 1,446 Thanks
    bengalknights
    • #4
    • 15th May 17, 9:54 PM
    • #4
    • 15th May 17, 9:54 PM
    Are you not able to just pay using the holiday companies card terminal?
    • Sncjw
    • By Sncjw 16th May 17, 6:22 PM
    • 1,291 Posts
    • 767 Thanks
    Sncjw
    • #5
    • 16th May 17, 6:22 PM
    • #5
    • 16th May 17, 6:22 PM
    Just curious what holiday company requires you to pay in dollars when your based in uk
    • akabussi
    • By akabussi 16th May 17, 8:06 PM
    • 8 Posts
    • 2 Thanks
    akabussi
    • #6
    • 16th May 17, 8:06 PM
    • #6
    • 16th May 17, 8:06 PM
    That company would be WWE. And you can only pay online.
    • akabussi
    • By akabussi 16th May 17, 8:07 PM
    • 8 Posts
    • 2 Thanks
    akabussi
    • #7
    • 16th May 17, 8:07 PM
    • #7
    • 16th May 17, 8:07 PM
    And in full aswell. They aren't very flexible
    • Ben8282
    • By Ben8282 16th May 17, 8:25 PM
    • 1,819 Posts
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    Ben8282
    • #8
    • 16th May 17, 8:25 PM
    • #8
    • 16th May 17, 8:25 PM
    Giving the OP the benefit of the doubt and assuming this 'holiday' is in fact a hotel booking in a country where the local currency is USD and the OP wishes to pay the hotel directly in advance, surely it is possible to pay them directly by credit card?
    If this hotel does not accept credit cards are you sure you actually want to stay there? Would recommend against sending them anything by PayPal simply because no reputable hotel (or tour operator) would expect to be paid this way.
    As you say that you will be booking the holiday in a few months time, if you haven't booked it yet could you not book it through somebody in the UK?
    Last edited by Ben8282; 16-05-2017 at 8:27 PM.
    • adindas
    • By adindas 16th May 17, 8:58 PM
    • 3,085 Posts
    • 1,449 Thanks
    adindas
    • #9
    • 16th May 17, 8:58 PM
    • #9
    • 16th May 17, 8:58 PM
    Just curious what holiday company requires you to pay in dollars when your based in uk
    Originally posted by Sncjw
    What a surprise, people are asking this question ??.
    Is it not the case that most companies will charge you in local currency ??

    If you could pay in GBP while in the UK it does not mean they do not charge you in local currency it is just the case that payment processing company has converted it for you.
    • Ben8282
    • By Ben8282 16th May 17, 9:09 PM
    • 1,819 Posts
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    Ben8282
    That company would be WWE. And you can only pay online.
    Originally posted by akabussi

    Who are WWE?
    • zx81
    • By zx81 16th May 17, 9:14 PM
    • 11,595 Posts
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    zx81
    The wrestling folk, I imagine.

    Sounds like the OP is between The Rock and a hard place.
    • akabussi
    • By akabussi 16th May 17, 9:53 PM
    • 8 Posts
    • 2 Thanks
    akabussi
    Well played, sir
    • Ben8282
    • By Ben8282 17th May 17, 1:03 AM
    • 1,819 Posts
    • 761 Thanks
    Ben8282
    Well played, sir
    Originally posted by akabussi
    This sort of remark from the OP clearly indicates they are a timewaster or spammer.
    • akabussi
    • By akabussi 17th May 17, 12:17 PM
    • 8 Posts
    • 2 Thanks
    akabussi
    Excuse me? zx81 made a joke (which you clearly didn't get, fair enough)

    But I was applauding him on it. Sorry I did not realise this forum was so formal.

    No need to jump to the sort of conclusion you did. I am grateful for any help I receive in this thread.
    • Candyapple
    • By Candyapple 17th May 17, 12:37 PM
    • 1,843 Posts
    • 1,456 Thanks
    Candyapple
    That company would be WWE. And you can only pay online.
    Originally posted by akabussi
    Out of curiosity, can you provide a link of what exactly a WWE holiday entails?

    So is this a joint holiday with various other people going too?

    If yes, then isn't one person going to pay the entire cost and then sort out individual repayments amongst yourselves?
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
    • akabussi
    • By akabussi 17th May 17, 4:31 PM
    • 8 Posts
    • 2 Thanks
    akabussi
    Out of curiosity, can you provide a link of what exactly a WWE holiday entails?

    So is this a joint holiday with various other people going too?

    If yes, then isn't one person going to pay the entire cost and then sort out individual repayments amongst yourselves?
    Originally posted by Candyapple
    I am unable to post a link due to being a new user. If you google Wrestlemania Travel 2017 it will bring up last years. It's basically a wrestlemania package with accomodation included

    There is 4 of us, one person will pay, I can't use my credit card as my limit is not sufficient to cover all 4 people, so I am looking for the best option for getting the funds from my credit card to the person who will make the payment. Thanks.
    • Candyapple
    • By Candyapple 17th May 17, 4:44 PM
    • 1,843 Posts
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    Candyapple
    Ah ok gotcha.

    So if one person is making the payment and you are all from the UK, why is the payment required to be paid back in US dollars?

    Surely it's easy enough to convert the $1,000 owed into pounds and then just pay that?

    If that would be the case then the only way you could do it via credit card is with a 0% money transfer card - withdraw the funds to your bank account and then pay your friend via cash or bank transfer.

    If your friend insists on being repaid in US dollars, you could still use the above method but then you'd have to add on the extra cost of exchanging the cash from pounds into dollars and then giving them the cash.

    http://www.moneysavingexpert.com/loans/cut-loan-overdraft-costs
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
    • akabussi
    • By akabussi 17th May 17, 4:57 PM
    • 8 Posts
    • 2 Thanks
    akabussi
    Thank you, yeah seems like I confused the issue when I mentioned dollars. I can pay my friend in pounds I just mentioned the $1000 to give a general idea of the sort of sums I was looking at.

    Looks like a money transfer card is going to be the one, credits not great just hope I get accepted for one thanks again.
    • OneLife_OneShot
    • By OneLife_OneShot 18th May 17, 9:44 AM
    • 731 Posts
    • 528 Thanks
    OneLife_OneShot
    This is nonsense, my friends went to Wrestlemania 32 and paid for it all on a UK credit card.

    This company offering it sounds a bit dodgy if you ask me.

    WWE is a massive company a massive one at that, if the package is directly with them I would imagine you can pay in any currency.
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    • Candyapple
    • By Candyapple 18th May 17, 10:37 AM
    • 1,843 Posts
    • 1,456 Thanks
    Candyapple
    This is nonsense, my friends went to Wrestlemania 32 and paid for it all on a UK credit card.

    This company offering it sounds a bit dodgy if you ask me.

    WWE is a massive company a massive one at that, if the package is directly with them I would imagine you can pay in any currency.
    Originally posted by OneLife_OneShot
    Nobody is saying you can't use a UK credit card to pay for it. The payment will still be billed in UK Pounds, it will get converted and charged for the currency exchange at the credit card provider's end which would be charged to the cardholder (assuming that OP's friend who is paying for it all is not using a specialist travel credit card such as Clarity or Creation and just a bog standard one) and that payment gets converted into US Dollars to be paid to the company because that is the currency they requested payment in.

    I have gone onto the WWE travel package from 2017 and see no reason why it's dodgy at all, as with most American sites you would be paying in dollars so see no difference here.

    Also OP, here is the link for the eligibility checker to see what your chances are for a money transfer card:
    https://creditcards.moneysavingexpert.com/?money-transfers&_ga=2.228488286.2114478321.1495100357-975313097.1495099608

    If you don't have a good credit history, what is the name of the credit card provider you were going to use?
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
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