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  • FIRST POST
    • FlowerGirl27
    • By FlowerGirl27 10th May 17, 8:30 AM
    • 84Posts
    • 82Thanks
    FlowerGirl27
    30 Fridays Savings Pot
    • #1
    • 10th May 17, 8:30 AM
    30 Fridays Savings Pot 10th May 17 at 8:30 AM
    Here is my plan for a 30 week saving challenge.

    30 Fridays from this one will take me up to 1 December which is usually when I start worrying about how I'm going to get through Christmas and the 6 or 7 week stretch from December pay day (when work kindly pays us early - thank you) to January pay day (when they pay us as usual on the last working day on the month - oh)

    To change that, I will be making a deposit into my savings pot every Friday from now until then.

    Those deposits will be full round pound amounts ranging from £1 to £30. I'm not going to put any rules on myself about what order to do the different amounts, to leave myself a little flexibility, to give myself the best chance to succeed. The only rule is that each of the amounts ranging from £1 - £30 must have been paid in during the course of my challenge.

    I know over the next 30 weeks there will be some weeks that are tighter than others, there are going to be Fridays that are a lot further away from the next pay day than others, there are going to be some Fridays when I'll be in a bad mood and want to quit and there will be some Fridays when I really want to keep every pound possible in my purse for the upcoming weekend. So with that in mind, I am going to have to try to make the larger payments when I can, and save a few of the lowest amounts for the "bad" weeks. I also know that my enthusiasm for the challenge is going to be stronger in the early stages, so I need to take advantage of that.

    I have drawn up a to do list for myself just listing 30 items, £1 - £30 and set myself a weekly reminder for Friday mornings at 7.30am, just in case I forget (or pretend to myself that I have forgotten....) and don't make my deposit.

    So here I go. It sounds so simple, and in the tight weeks I may only need to worry about finding £1 or £2 so this might actually be a challenge I can complete!

    If (when) I complete my challenge, it will mean I have £465 to see me through Christmas which will be a massive help.

    If this works, I'm already thinking that I can turn it into a 50 Friday challenge starting first week of January 2018 and have £1,275 on 14 December next year. Christmas in the sun perhaps?! But lets just focus on one thing at a time!!

    Last edited by FlowerGirl27; 10-05-2017 at 9:14 AM.
Page 3
    • FlowerGirl27
    • By FlowerGirl27 28th Aug 17, 2:13 PM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    Friday 16 - posting late as I was away for the weekend. Thankfully didn't spend as much as I had budgeted for. So lets get rid of the biggest available again - £29
    • FlowerGirl27
    • By FlowerGirl27 1st Sep 17, 7:00 AM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    Friday 17 - back on track posting on the Friday morning! Pay day yesterday so emptying my purse - £23
    • FlowerGirl27
    • By FlowerGirl27 8th Sep 17, 6:37 AM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    Friday 18 - just an average old week this week, so just an average amount - £16
    • FlowerGirl27
    • By FlowerGirl27 15th Sep 17, 8:24 AM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    Friday 19 - bit of a tough week this week, and still a few days until pay day - £3
    • FlowerGirl27
    • By FlowerGirl27 22nd Sep 17, 8:13 AM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    Friday 20 - it felt like a tight week this week, but I got through it with £12 in my purse, so that's what went it - £12
    • FlowerGirl27
    • By FlowerGirl27 1st Oct 17, 12:07 PM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    Friday 21 - not long to the challenge to go!! Best I get rid of the big ones before I start to feel the Christmas pinch - £27
    • FlowerGirl27
    • By FlowerGirl27 2nd Oct 17, 7:50 AM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    With just nine weeks left of my savings challenge, I want to make a note of the weekly amounts I still have left:
    £1
    £2
    £7
    £8
    £11
    £19
    £21
    £22
    £26

    And that's it!
    See you on Friday
    Last edited by FlowerGirl27; 05-10-2017 at 12:23 PM.
    • FlowerGirl27
    • By FlowerGirl27 6th Oct 17, 5:59 AM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    Friday 22 - just a few more weeks to go!! - £19

    Remaining amounts:
    £1
    £2
    £7
    £8
    £11
    £21
    £22
    £26
    • FlowerGirl27
    • By FlowerGirl27 13th Oct 17, 10:19 PM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    Friday 23 - getting rid of the biggest on the list again - £26
    Remaining amounts:
    £1
    £2
    £7
    £8
    £11
    £21
    £22
    • FlowerGirl27
    • By FlowerGirl27 21st Oct 17, 10:56 AM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    Friday 24 - a bit of a tight week, and still a week until pay day. Not to worry, thatís why I kept back some small amounts - £2
    Remaining amounts:
    £1
    £7
    £8
    £11
    £21
    £22
    • DreamerHelen
    • By DreamerHelen 25th Oct 17, 1:02 AM
    • 2,539 Posts
    • 13,609 Thanks
    DreamerHelen
    Hi Flowergirl....I hope you don't mind me Posting quickly...but I wanted to say this is an AWESOME idea!! I like it very much....I hope you start this again next Year and I may well join in if I can...

    I know you will make it to the end of the Challenge...You're doing AMAZING!! xXx
    Committed To Paying Off My Debts AND Saving
    3-6 Month Emergency Fund #1 £100/£6000
    General £1000 Emergency Fund #13 £55/£1000
    MSE Sealed Pot Challenge #089 - Stars from SueUU x25
    • FlowerGirl27
    • By FlowerGirl27 25th Oct 17, 9:20 AM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    Thank you so much!
    • BBH123
    • By BBH123 26th Oct 17, 4:42 PM
    • 477 Posts
    • 718 Thanks
    BBH123
    This is a lovely achievable challenge.

    I was looking at the savings challenge in the other forum and it got a bit disheatening with all those people saving £1000's every month. Thats not possible for most people.
    • FlowerGirl27
    • By FlowerGirl27 29th Oct 17, 3:26 PM
    • 84 Posts
    • 82 Thanks
    FlowerGirl27
    Friday 25 - posting a bit late. Oops!! An average week and still a few days until pay day so - £7
    Remaining amounts:
    £1
    £8
    £11
    £21
    £22

    And thatís all thatís left!!
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