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  • FIRST POST
    • FlowerGirl27
    • By FlowerGirl27 10th May 17, 8:30 AM
    • 38Posts
    • 26Thanks
    FlowerGirl27
    30 Fridays Savings Pot
    • #1
    • 10th May 17, 8:30 AM
    30 Fridays Savings Pot 10th May 17 at 8:30 AM
    Here is my plan for a 30 week saving challenge.

    30 Fridays from this one will take me up to 1 December which is usually when I start worrying about how I'm going to get through Christmas and the 6 or 7 week stretch from December pay day (when work kindly pays us early - thank you) to January pay day (when they pay us as usual on the last working day on the month - oh)

    To change that, I will be making a deposit into my savings pot every Friday from now until then.

    Those deposits will be full round pound amounts ranging from £1 to £30. I'm not going to put any rules on myself about what order to do the different amounts, to leave myself a little flexibility, to give myself the best chance to succeed. The only rule is that each of the amounts ranging from £1 - £30 must have been paid in during the course of my challenge.

    I know over the next 30 weeks there will be some weeks that are tighter than others, there are going to be Fridays that are a lot further away from the next pay day than others, there are going to be some Fridays when I'll be in a bad mood and want to quit and there will be some Fridays when I really want to keep every pound possible in my purse for the upcoming weekend. So with that in mind, I am going to have to try to make the larger payments when I can, and save a few of the lowest amounts for the "bad" weeks. I also know that my enthusiasm for the challenge is going to be stronger in the early stages, so I need to take advantage of that.

    I have drawn up a to do list for myself just listing 30 items, £1 - £30 and set myself a weekly reminder for Friday mornings at 7.30am, just in case I forget (or pretend to myself that I have forgotten....) and don't make my deposit.

    So here I go. It sounds so simple, and in the tight weeks I may only need to worry about finding £1 or £2 so this might actually be a challenge I can complete!

    If (when) I complete my challenge, it will mean I have £465 to see me through Christmas which will be a massive help.

    If this works, I'm already thinking that I can turn it into a 50 Friday challenge starting first week of January 2018 and have £1,275 on 14 December next year. Christmas in the sun perhaps?! But lets just focus on one thing at a time!!

    Last edited by FlowerGirl27; 10-05-2017 at 9:14 AM.
Page 2
    • River.Bee
    • By River.Bee 28th May 17, 10:49 AM
    • 63 Posts
    • 200 Thanks
    River.Bee
    A few days late posting, but I moved £3 to the Christmas pot. Totalling £5 now. Every little helps
    27/3/2017 - The Beginning of the End
    Credit Card Total Debt: £3462.67 £3050
    Pledge to clear (well) before uni graduation: July 2019

    5/4/2017 joined DFBXmas17 - £434/£1720 25.23%
    • dreamtruce
    • By dreamtruce 28th May 17, 10:37 PM
    • 100 Posts
    • 155 Thanks
    dreamtruce
    I'd like to join but won't have any money to stash away until the 5th of June.
    seems like an awesome challenge and a do-able one too!
    Home Deposit: £100.61|BULSFund: £50.00|EmergencyFund: £89.76 | Retirement: 5.21| Xmas 17:£10.00 |July NSD:1 / 15
    • FlowerGirl27
    • By FlowerGirl27 2nd Jun 17, 10:23 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Friday 4 - pay day this week. Woo hoo. So let's get one of the big ones done -£25
    • River.Bee
    • By River.Bee 2nd Jun 17, 11:16 AM
    • 63 Posts
    • 200 Thanks
    River.Bee
    £5 added to my pot today.
    I'm really glad I joined in with this challenge. I bought my first christmas present for someone the other day; but I wouldn't have even thought about buying it in May if I hadn't already had a dedicated pot for it so that's one present sorted
    27/3/2017 - The Beginning of the End
    Credit Card Total Debt: £3462.67 £3050
    Pledge to clear (well) before uni graduation: July 2019

    5/4/2017 joined DFBXmas17 - £434/£1720 25.23%
    • FlowerGirl27
    • By FlowerGirl27 9th Jun 17, 7:50 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Friday 5 - oh my, times are hard today!! - £4
    • River.Bee
    • By River.Bee 9th Jun 17, 8:24 AM
    • 63 Posts
    • 200 Thanks
    River.Bee
    Just £2 for me this week
    27/3/2017 - The Beginning of the End
    Credit Card Total Debt: £3462.67 £3050
    Pledge to clear (well) before uni graduation: July 2019

    5/4/2017 joined DFBXmas17 - £434/£1720 25.23%
    • FlowerGirl27
    • By FlowerGirl27 16th Jun 17, 10:09 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Friday 6 - another tight week ahead - £6
    • Aaleigha
    • By Aaleigha 16th Jun 17, 12:24 PM
    • 363 Posts
    • 2,278 Thanks
    Aaleigha
    FlowerGirl
    I would love to join this challenge - I am back on the forum after many years

    I can see if I start this week I will have missed 5 weeks - when my daughter comes home later I will ask her to removed 5 random numbers between 1-30 - hope you feel that is fair to all who are doing this challenge
    H xx
    NSD JULY - 3 days and it's only 4th of July and 3 already going for 15 this month
    • FlowerGirl27
    • By FlowerGirl27 23rd Jun 17, 7:48 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Friday 7 - an average week so an average amount - £14
    • PlaysNicely
    • By PlaysNicely 27th Jun 17, 3:53 PM
    • 133 Posts
    • 383 Thanks
    PlaysNicely
    Hello!

    I know I'm late to the party but I'd love to join in please?

    Things have been hectic since we moved house & I've not even begun to think about trying to squirrel away for Christmas, so this challenge would be ideal (especially as our budget is a bit squeezed all round)!

    To catch myself up, I've worked out that by this Friday I'd be needing to have made 8 payments. It's been an OK month work-wise thankfully, so I've gathered up £34 (£30 + £4) from extra work money and am adding £61 to it from various coinage pots, purses and £50 paid back from my son (lent to him in his own lean month last month).

    That'll cover the 8 weeks of 30,29, 3,4,5,6,8 & 10 and give me a total so far of £95 / £465. Great to see that as a number because I'm sure if I wasn't putting it safely into this challenge, it would just get absorbed into daily life and I'd never actually see it!

    Thanks for letting me play!
    • FlowerGirl27
    • By FlowerGirl27 30th Jun 17, 7:41 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Friday 8 - not only is it Friday but it's also pay day. And the sun is shining. Am feeling good so let's do the big one - £30
    • FlowerGirl27
    • By FlowerGirl27 7th Jul 17, 9:02 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Friday 9 - not a great week it's a shame 9 has already gone, I'll round it up - £10
    • PlaysNicely
    • By PlaysNicely 7th Jul 17, 4:18 PM
    • 133 Posts
    • 383 Thanks
    PlaysNicely
    Hope everyone is well!

    £10 added - £9 for this Friday and £1 for next (as £10 already done)!

    Have a great weekend, y'all
    £1000 Emergency fund challenge #236 - £147 / £1000
    365 day penny challenge - £115.00 / £667.95 30 Fridays savings pot = £ 105 / £465

    NST July #23 - trying to build up EF & savings (as above)
    • FlowerGirl27
    • By FlowerGirl27 14th Jul 17, 8:02 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Friday 10 - a nice round amount - £20
    • Angelacc17
    • By Angelacc17 19th Jul 17, 8:55 PM
    • 1 Posts
    • 0 Thanks
    Angelacc17
    ooo now this took a lot for me to getnthrough been dyslexic. I think i have the jist iv gotten into the habbit of saving £1 £2 £0.50 coins no amount over time which means healthier saving in a jar i can only deposit not remove. can i join in please? x
    • FlowerGirl27
    • By FlowerGirl27 21st Jul 17, 7:53 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Friday 11 - emptied my purse after a night out last night - £13
    Last edited by FlowerGirl27; Today at 8:01 AM.
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