Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • FlowerGirl27
    • By FlowerGirl27 10th May 17, 8:30 AM
    • 38Posts
    • 26Thanks
    FlowerGirl27
    30 Fridays Savings Pot
    • #1
    • 10th May 17, 8:30 AM
    30 Fridays Savings Pot 10th May 17 at 8:30 AM
    Here is my plan for a 30 week saving challenge.

    30 Fridays from this one will take me up to 1 December which is usually when I start worrying about how I'm going to get through Christmas and the 6 or 7 week stretch from December pay day (when work kindly pays us early - thank you) to January pay day (when they pay us as usual on the last working day on the month - oh)

    To change that, I will be making a deposit into my savings pot every Friday from now until then.

    Those deposits will be full round pound amounts ranging from £1 to £30. I'm not going to put any rules on myself about what order to do the different amounts, to leave myself a little flexibility, to give myself the best chance to succeed. The only rule is that each of the amounts ranging from £1 - £30 must have been paid in during the course of my challenge.

    I know over the next 30 weeks there will be some weeks that are tighter than others, there are going to be Fridays that are a lot further away from the next pay day than others, there are going to be some Fridays when I'll be in a bad mood and want to quit and there will be some Fridays when I really want to keep every pound possible in my purse for the upcoming weekend. So with that in mind, I am going to have to try to make the larger payments when I can, and save a few of the lowest amounts for the "bad" weeks. I also know that my enthusiasm for the challenge is going to be stronger in the early stages, so I need to take advantage of that.

    I have drawn up a to do list for myself just listing 30 items, £1 - £30 and set myself a weekly reminder for Friday mornings at 7.30am, just in case I forget (or pretend to myself that I have forgotten....) and don't make my deposit.

    So here I go. It sounds so simple, and in the tight weeks I may only need to worry about finding £1 or £2 so this might actually be a challenge I can complete!

    If (when) I complete my challenge, it will mean I have £465 to see me through Christmas which will be a massive help.

    If this works, I'm already thinking that I can turn it into a 50 Friday challenge starting first week of January 2018 and have £1,275 on 14 December next year. Christmas in the sun perhaps?! But lets just focus on one thing at a time!!

    Last edited by FlowerGirl27; 10-05-2017 at 9:14 AM.
Page 1
    • FlowerGirl27
    • By FlowerGirl27 12th May 17, 8:11 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    • #2
    • 12th May 17, 8:11 AM
    • #2
    • 12th May 17, 8:11 AM
    Friday 1- feeling enthusiastic but not particularly rich, so took one bit of foldable from my purse and all the gold from it - £9
    • jwil
    • By jwil 12th May 17, 10:34 AM
    • 7,443 Posts
    • 20,376 Thanks
    jwil
    • #3
    • 12th May 17, 10:34 AM
    • #3
    • 12th May 17, 10:34 AM
    Ooh interesting challenge, good luck!
    "If you can dream it, you can do it". Walt Disney
    • indigowarrior
    • By indigowarrior 12th May 17, 1:13 PM
    • 267 Posts
    • 1,946 Thanks
    indigowarrior
    • #4
    • 12th May 17, 1:13 PM
    • #4
    • 12th May 17, 1:13 PM
    Can I join? £10 in my savings tin please.
    #545- SPC
    Homeowner by 40
    July NSDs 5/15
    • FlowerGirl27
    • By FlowerGirl27 12th May 17, 11:26 PM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    • #5
    • 12th May 17, 11:26 PM
    • #5
    • 12th May 17, 11:26 PM
    Of course!
    It's nice to have some company. Although I can't believe you re beating me already haha
    • Miss D Meanour
    • By Miss D Meanour 13th May 17, 5:54 AM
    • 76 Posts
    • 567 Thanks
    Miss D Meanour
    • #6
    • 13th May 17, 5:54 AM
    • #6
    • 13th May 17, 5:54 AM
    Good luck with your challenge.
    LBM- June 2009 - 15 year plan started, Dec 2016 - half way there
    SPC - 10. #574. .......... How much will you spend 2017? #9
    Xmas 2017 - #40: £212 / £365. .......... CCCC 2017 - #9: £57 / £150
    PAYDBX 2017 #23: £5,269.59 / £8,100. .......... MFW2017 - #2: £4,008.67 / £7,000
    No matter how far you go, you always take yourself with you
    • FlowerGirl27
    • By FlowerGirl27 13th May 17, 10:38 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    • #7
    • 13th May 17, 10:38 AM
    • #7
    • 13th May 17, 10:38 AM
    Thank you ��
    • jediteacher99
    • By jediteacher99 13th May 17, 10:51 AM
    • 3 Posts
    • 1 Thanks
    jediteacher99
    • #8
    • 13th May 17, 10:51 AM
    • #8
    • 13th May 17, 10:51 AM
    Please could I join in. Sounds like something I could stick to.
    • FlowerGirl27
    • By FlowerGirl27 13th May 17, 11:07 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    • #9
    • 13th May 17, 11:07 AM
    • #9
    • 13th May 17, 11:07 AM
    Of course!!! Welcome aboard
    • indigowarrior
    • By indigowarrior 14th May 17, 10:41 AM
    • 267 Posts
    • 1,946 Thanks
    indigowarrior
    Of course!
    It's nice to have some company. Although I can't believe you re beating me already haha
    Originally posted by FlowerGirl27
    It was the only spare stuff in my purse. lol
    #545- SPC
    Homeowner by 40
    July NSDs 5/15
    • jediteacher99
    • By jediteacher99 14th May 17, 8:25 PM
    • 3 Posts
    • 1 Thanks
    jediteacher99
    £3 for the pot from Friday. Loose change in purse
    Do or do not. There is no try.
    Paying off 1st Debt starting small £600
    Friday challenge £3
    • FlowerGirl27
    • By FlowerGirl27 15th May 17, 6:29 PM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Good stuff

    See you back here on Friday!!
    • River.Bee
    • By River.Bee 15th May 17, 7:09 PM
    • 63 Posts
    • 202 Thanks
    River.Bee
    Ooooooh this is a fantastic idea
    Can I please join?
    27/3/2017 - The Beginning of the End
    Credit Card Total Debt: £3462.67 £3050
    Pledge to clear (well) before uni graduation: July 2019

    5/4/2017 joined DFBXmas17 - £434/£1720 25.23%
    • FlowerGirl27
    • By FlowerGirl27 15th May 17, 7:41 PM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Sure thing.
    Do you want to put something in for last Friday to be caught up with us ??
    • katy_ann
    • By katy_ann 15th May 17, 7:51 PM
    • 989 Posts
    • 5,262 Thanks
    katy_ann
    Oohh this sounds like a good challenge! We are so tight for money at the moment I'm not sure how we will manage Christmas, its only small but I think I will aim for £2 every Friday! Let me raid my purse now and see what I can put in as my "last Friday" amount!
    Officially Debt Free on 10/12/2015 | Married on 02/07/2016
    Little Man Born on 25/11/2016
    My Diary - The Diary Of A Skint New Mummy....

    £2 Savers Club 2017 No.4
    • FlowerGirl27
    • By FlowerGirl27 18th May 17, 6:01 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Are we all ready to meet back here tomorrow ??
    • River.Bee
    • By River.Bee 19th May 17, 9:16 AM
    • 63 Posts
    • 202 Thanks
    River.Bee
    Kicking mine off this lovely Friday morning with £2 woop woop! aha
    27/3/2017 - The Beginning of the End
    Credit Card Total Debt: £3462.67 £3050
    Pledge to clear (well) before uni graduation: July 2019

    5/4/2017 joined DFBXmas17 - £434/£1720 25.23%
    • FlowerGirl27
    • By FlowerGirl27 19th May 17, 9:21 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Friday 2 - had a bit of a result this week with one expense coming in under budget (hooray), but have an expensive week coming up and it's still over a week until payday - £17
    • jediteacher99
    • By jediteacher99 19th May 17, 8:25 PM
    • 3 Posts
    • 1 Thanks
    jediteacher99
    Hello all.

    Hope it's been a good week.

    £10 for me today. x
    Do or do not. There is no try.
    Paying off 1st Debt starting small £600
    Friday challenge £3
    • FlowerGirl27
    • By FlowerGirl27 26th May 17, 8:08 AM
    • 38 Posts
    • 26 Thanks
    FlowerGirl27
    Friday 3 - am off away for a few days so don't really have a lot to spare this week - £5
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,632Posts Today

6,628Users online

Martin's Twitter
  • Byebye! I'm about to stop work & twitter, to instead spend glorious time with Mrs & mini MSE. Wishing u a lovely summer. See u in 10 days.

  • WARNING Did you start Uni in or after 2012? The interest's rising to 6.1%; yet it doesnt work like you think. See https://t.co/IQ8f0Vyetu RT

  • RT @JanaBeee: @MartinSLewis Boris is the anomaly (coffee), the others are versions of normal (beer). Lots of same candidates = vote share d?

  • Follow Martin