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  • FIRST POST
    • Hiddenidenity
    • By Hiddenidenity 9th May 17, 12:47 PM
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    Hiddenidenity
    When things hit rock bottom the only answer is to fight the way back up...
    • #1
    • 9th May 17, 12:47 PM
    When things hit rock bottom the only answer is to fight the way back up... 9th May 17 at 12:47 PM
    I'm back again, worse than ever to be honest. Things all hit a head in March and along with help being needed in other areas than financial I realised that the money side of things are a big issue in fixing things elsewhere.

    Although not posting I have been reading the diaries I have followed, so many who helped along when I first started are happily debt free now. I want to join them one day, both in being debt free and in happiness.

    Our finances on paper while tight look okay. However we both smoke and my OH is not very responsible. At all. I fell into a gambling issue which I've sought help for and not a penny has gone on gambling since March.

    Our household is me (Not working, our youngest has complicated health issues), My OH he works full time with over time, and 3 delightful children

    I will make a seperate post for my debts/goals and then one with our SOA when I've completed it.

    Hope I can stay around to sort myself, the debt and the happiness thing out.
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
Page 31
    • Suffolk lass
    • By Suffolk lass 18th Jun 17, 9:18 AM
    • 1,477 Posts
    • 16,899 Thanks
    Suffolk lass
    I wondered if you had tried the MSE famous Twink's Hobnobs recipe? it is post 4 in this thread http://forums.moneysavingexpert.com/showthread.html?p=5392570#post5392570
    I make half the quantity. Watch the heat, they can get very crisp and brown if you don't keep an eye on them
    MFiT T4 #2 update 31.2% after Q6
    Save £12k in 2017 #64 - £8112.39 saved (73.74%) after August - my annual target is £11,000
    OS Grocery Challenge 2017 budget of £3,600 £3000 (reduced from Apr) - 61.61/66.66% including stores after July
    My DFD is http://forums.moneysavingexpert.com/showthread.php?t=5593594
    • Hiddenidenity
    • By Hiddenidenity 18th Jun 17, 9:27 AM
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    • 20,879 Thanks
    Hiddenidenity
    I wondered if you had tried the MSE famous Twink's Hobnobs recipe? it is post 4 in this thread http://forums.moneysavingexpert.com/showthread.html?p=5392570#post5392570
    I make half the quantity. Watch the heat, they can get very crisp and brown if you don't keep an eye on them
    Originally posted by Suffolk lass
    I haven't but guess what I will be today

    Thank you they sound good!
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • Hiddenidenity
    • By Hiddenidenity 18th Jun 17, 9:37 AM
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    Hiddenidenity
    I'm still struggling with 'thoughts' think I need to agree with OH on this one and call the GP tomorrow, there's something else OH would feel better if I saw the GP about too so must do that.

    I think it's a pretty quiet week this week for appointments/school things so I've no excuse really.

    Also need to chase up the other appointments, certain things are going on around us that I need to speak to someone impartial to understand why and if I am just being dramatic and selfish in how I feel about certain things or if actually more should have been done at the time. Anyway enough about that, the appointments are going to be for talking about that stuff.

    We don't have any major plans today, the weather is still lovely so the kids can be outside. Youngest wants a 'party' dinner like yesterday. Basically all the odd leftovers and the bits that need using up first in the fridge

    DS needs his hair cut this week. Will fit that in after school one day too.

    5 more weeks to school end
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • XSpender
    • By XSpender 18th Jun 17, 11:14 AM
    • 2,591 Posts
    • 26,732 Thanks
    XSpender
    I wondered if you had tried the MSE famous Twink's Hobnobs recipe? it is post 4 in this thread http://forums.moneysavingexpert.com/showthread.html?p=5392570#post5392570
    I make half the quantity. Watch the heat, they can get very crisp and brown if you don't keep an eye on them
    Originally posted by Suffolk lass
    I make these too but I reduce the sugar by a third and they turn out well. I have also made choc chip and sultana versions too or top them with melted choc.
    PAYDBX 2017 #99 from 4/5 - £2664.28/£10,000 26.6%
    Total Owed £39,547.78 May '17 Total owed July 17 £36883.50 Savings goal £1000 EF - £400
    DFD - May 2021 goal Feb 2020
    • charlies tribe
    • By charlies tribe 18th Jun 17, 1:23 PM
    • 426 Posts
    • 3,505 Thanks
    charlies tribe
    Just popping in to say your doing fantastic! I wish I was as organised with meals and snacks, I'm struggling to find the energy just to bake a cake today.

    Hope you manage to get an appointment with the doctor and it all goes well, I know how hard it is though to just get up the courage to do it, I've been putting it off for a good while but I should really book it, I sat and cried my eyes out at doctor who this morning, kids looked at me like I was strange! lol
    LBM in April 17 - £3143/£33554 (9.3%) paid
    • Hiddenidenity
    • By Hiddenidenity 18th Jun 17, 1:39 PM
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    Hiddenidenity
    Just popping in to say your doing fantastic! I wish I was as organised with meals and snacks, I'm struggling to find the energy just to bake a cake today.

    Hope you manage to get an appointment with the doctor and it all goes well, I know how hard it is though to just get up the courage to do it, I've been putting it off for a good while but I should really book it, I sat and cried my eyes out at doctor who this morning, kids looked at me like I was strange! lol
    Originally posted by charlies tribe
    I have to admit I struggle some days, I try to get as much done as possible in the morning then do things in stages through the day. I try to bake twice a week so I don't need to buy snacks. If I had more grocery budget I'd probably bake less I don't really enjoy the majority of cooking/baking. Love making cakes though and eating them

    I really don't want to go to the GP tbh, I hate mithering and being a pain, and tbh I don't know what I expect them to do I'm no "sick" Hope you're okay though x
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • Hiddenidenity
    • By Hiddenidenity 18th Jun 17, 1:41 PM
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    Hiddenidenity
    I make these too but I reduce the sugar by a third and they turn out well. I have also made choc chip and sultana versions too or top them with melted choc.
    Originally posted by XSpender
    Oh they sound good! Did you just add them in and it still work?
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • Toni'sfriend
    • By Toni'sfriend 18th Jun 17, 1:54 PM
    • 819 Posts
    • 7,313 Thanks
    Toni'sfriend
    Hidden - A less selfish person I have yet to come across. Make an appointment with the doctor and don't try to cope with everything on your own. You know, I think these days that we are all made to think (women in particular - apologies for the sexism, gentlemen) that we are superhuman and we're not and it results in a lot of feelings of stress, etc. Unfortunately, that then results in an overload of the services which can help. You take care of yourself and you too CT
    • Hiddenidenity
    • By Hiddenidenity 18th Jun 17, 3:20 PM
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    Hiddenidenity
    I know I should really, especially if OH is saying to book one

    £15 Amazon redeemed from Valued Opinions.
    I could order my wanted needed diary now, but I don't think I can bring myself to do it
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • Toni'sfriend
    • By Toni'sfriend 18th Jun 17, 3:51 PM
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    Toni'sfriend
    If it's because of the cost why don't you just get a notebook instead or you can get a diary from a Poundshop or some such for very little. I personally always have a diary. I think the're essential since I'm such a technophobe and need paper and pen,
    • Hiddenidenity
    • By Hiddenidenity 18th Jun 17, 4:02 PM
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    Hiddenidenity
    If it's because of the cost why don't you just get a notebook instead or you can get a diary from a Poundshop or some such for very little. I personally always have a diary. I think the're essential since I'm such a technophobe and need paper and pen,
    Originally posted by Toni'sfriend
    I could, I've had this brand/type for the last 3 years. It is perfect. I love everything about it, the space, everything. I have a love for stationary but don't spend on things for myself

    I will wait a while and see, mine doesn't run out until July and the new one doesn't start until August anyway so plenty of time to ponder on spending on myself

    I'm very much a pen and paper girl too, especially with the amount of appointments we have between hospital and schools etc
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • Toni'sfriend
    • By Toni'sfriend 18th Jun 17, 4:29 PM
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    Toni'sfriend
    Sometimes you just have to treat yourself to something you like and feel comfortable with. Sometimes you just have to have something that makes you feel good. I have just had a Syrian refugee family move in a few doors down from me and it has been a real eye opener. A young couple with a beautiful little girl. They have been so much and have literally nothing are in a strange country and don't yet fully understand our language or culture. We're speaking to one another via translation on a phone ap one our girls has. I am feel truly blessed that was born here (even with all our inequalities and difficulties),
    • XSpender
    • By XSpender 18th Jun 17, 6:47 PM
    • 2,591 Posts
    • 26,732 Thanks
    XSpender
    Oh they sound good! Did you just add them in and it still work?
    Originally posted by Hiddenidenity
    Yes, I just added them in with everything else
    PAYDBX 2017 #99 from 4/5 - £2664.28/£10,000 26.6%
    Total Owed £39,547.78 May '17 Total owed July 17 £36883.50 Savings goal £1000 EF - £400
    DFD - May 2021 goal Feb 2020
    • Hiddenidenity
    • By Hiddenidenity 19th Jun 17, 9:26 AM
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    • 20,879 Thanks
    Hiddenidenity
    Well morning again, they come around so quick!

    Still a horrid nights sleep. Between myself and youngest we probably didnt get 2 hours in total!

    Another tragic day for London Horrible world we live in. I don't even have the words to say how it makes me feel, or what those poor families will suffer forever for a stupid mindless act.

    Kids didn't want to go to school this morning and where pleading for me to let them stay home. Nope sorry off you go Makes me feel like **** all day though even though I know they'll be fine now they're in.

    No major plans today. I don't feel great so slow potter around the house doing the jobs, there's no speed in me getting anything done today

    Need to check the date on the chicken and see if it needs cooking today or if tomorrow is okay. We didn't have roast yesterday, it was too hot! They had 'party' tea as youngest says which they where over the moon with, twice in one week!

    Ebay sales aren't even worth mentioning, it was dismal. As a result I'm just going to give mum the whole amount left after postage (about £8) because I don't think its fair taking half.

    ETA I forgot to pay the tv license I must do this today!
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • Toni'sfriend
    • By Toni'sfriend 19th Jun 17, 9:34 AM
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    Toni'sfriend
    There are terrible things happening but I truly believe there are more good people in this world than bad. Why don't you and the wee one try to have a little nap later?
    • Suffolk lass
    • By Suffolk lass 19th Jun 17, 12:59 PM
    • 1,477 Posts
    • 16,899 Thanks
    Suffolk lass
    Yes, I just added them in with everything else
    Originally posted by XSpender
    Those sound like good variations on the basic recipe - especially reducing the syrup - they are always a bit too sweet for my taste. Of course from an MSE perspective, the basic hobnob is the cheapest!
    MFiT T4 #2 update 31.2% after Q6
    Save £12k in 2017 #64 - £8112.39 saved (73.74%) after August - my annual target is £11,000
    OS Grocery Challenge 2017 budget of £3,600 £3000 (reduced from Apr) - 61.61/66.66% including stores after July
    My DFD is http://forums.moneysavingexpert.com/showthread.php?t=5593594
    • Hiddenidenity
    • By Hiddenidenity 19th Jun 17, 1:48 PM
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    • 20,879 Thanks
    Hiddenidenity
    Opps I fell asleep with youngest I went off to do my jobs and just as I got to the last thing on my list ironing that was also on yesterdays list Youngest shouted mummy come sit with me! So how could I say no Ended in us both away with the fairies on the sofa for a good hour

    I'm sure I missed studies on PA oh well I'll catch a few later hopefully.

    It won't be a NSD because to be honest it's too hot and I want some diet coke and more juice in for the kids. YES I know water is free but I feel rubbish and I just want something nice

    No doubt I'll regret spending later but meh! It's coming out of OH tax refund because he forgot his card this morning and took mine(thats empty) by mistake you snooze you lose
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • Hiddenidenity
    • By Hiddenidenity 19th Jun 17, 1:56 PM
    • 4,781 Posts
    • 20,879 Thanks
    Hiddenidenity
    Yes, I just added them in with everything else
    Originally posted by XSpender
    Those sound like good variations on the basic recipe - especially reducing the syrup - they are always a bit too sweet for my taste. Of course from an MSE perspective, the basic hobnob is the cheapest!
    Originally posted by Suffolk lass
    I made the basic and then let DS & DD add some dry fruit in a bit of the mix and make a few themselves
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • Hiddenidenity
    • By Hiddenidenity 19th Jun 17, 5:01 PM
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    • 20,879 Thanks
    Hiddenidenity
    Not a NSD
    £3.75 Diet coke
    £2.38 juice and sweets
    £2 Ice cream and cones (To prevent feeling guilty about the several ice cream van asks)

    OH has made be big :mad

    Im furious, so much so he better go and have his dinner at his friends! GRRR! I'm sure it'll be sorted but sometimes he's so selfish I wonder why I bother! because it clearly doesn't matter to him as much as it does to me!
    DFW £1313.71/£7348.71 Rent Arrears £466.28/£3381.28

    Rock bottom became the solid foundation on which I rebuilt my life.
    • Silver Queen
    • By Silver Queen 19th Jun 17, 5:10 PM
    • 142 Posts
    • 715 Thanks
    Silver Queen
    Oh no!! What happened? Slightly dodgy hug!
    Debt Totals 01/07/17:
    £350 Natwest Credit Card / Now £0 £15,500 Loan from Parents / Currently £12,500 £2,000 Overdraft Now £1,000
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