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  • FIRST POST
    • lucyb79
    • By lucyb79 20th Apr 17, 9:55 PM
    • 2Posts
    • 0Thanks
    lucyb79
    NatWest mortgage application
    • #1
    • 20th Apr 17, 9:55 PM
    NatWest mortgage application 20th Apr 17 at 9:55 PM
    I am currently applying for a NatWest mortgage via a broker. The broker has just informed us that surveyor will be carrying a survey(on the property we are hoping to purchase) on Monday - is this a good sign? Would they bother with a survey if they didn't think our appplication was going to be successful, finding this very stressful!! Very different to when we brought our current house 11 years ago !
    Last edited by lucyb79; 20-04-2017 at 10:08 PM. Reason: Spelling error
Page 1
    • ACG
    • By ACG 20th Apr 17, 10:05 PM
    • 14,726 Posts
    • 7,379 Thanks
    ACG
    • #2
    • 20th Apr 17, 10:05 PM
    • #2
    • 20th Apr 17, 10:05 PM
    Sounds pretty good to me. For purchases they instruct after initial assessment which is pretty sharpish at the minute (within around 24 hours).
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • lucyb79
    • By lucyb79 20th Apr 17, 10:07 PM
    • 2 Posts
    • 0 Thanks
    lucyb79
    • #3
    • 20th Apr 17, 10:07 PM
    • #3
    • 20th Apr 17, 10:07 PM
    Thanks made me feel a little more positive
    • Lauralou79
    • By Lauralou79 20th Apr 17, 10:15 PM
    • 56 Posts
    • 22 Thanks
    Lauralou79
    • #4
    • 20th Apr 17, 10:15 PM
    • #4
    • 20th Apr 17, 10:15 PM
    Ours was approved subject to valuation very speedily. Unfortunately they must have a shortage of surveyors in our area as we have over a week to wait for that!
    • tom2205
    • By tom2205 21st Apr 17, 9:29 AM
    • 39 Posts
    • 11 Thanks
    tom2205
    • #5
    • 21st Apr 17, 9:29 AM
    • #5
    • 21st Apr 17, 9:29 AM
    Natwest do whats called a day 1 valuation so will have a look at your case as a whole and assess the plausibility of it and if it is deemed ok they will instruct the valuation. It will then still need to fully assessed and looked at by underwriters.
    I am a Mortgage & Protection Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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