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  • FIRST POST
    • stinabean
    • By stinabean 20th Apr 17, 7:12 PM
    • 26Posts
    • 19Thanks
    stinabean
    FTB quick question re title deed
    • #1
    • 20th Apr 17, 7:12 PM
    FTB quick question re title deed 20th Apr 17 at 7:12 PM
    Hello

    Just a quick one, received loads of forms to fill in today and as a FTB I am clueless. I thought this a bit odd, but maybe it's the norm:

    We can provide you with details of the updated Title Register in a title document, confirming you as the registered owner of the property, for a fee of 30 plus VAT. This is very useful for future reference.

    If my name will be on it, shouldn't that be my property regardless? Sorry if silly Q!
    Last edited by stinabean; 20-04-2017 at 7:25 PM.
Page 1
    • ukmike
    • By ukmike 20th Apr 17, 7:28 PM
    • 693 Posts
    • 346 Thanks
    ukmike
    • #2
    • 20th Apr 17, 7:28 PM
    • #2
    • 20th Apr 17, 7:28 PM
    Just buy it yourself for 3.
    • da_rule
    • By da_rule 20th Apr 17, 7:34 PM
    • 2,322 Posts
    • 2,091 Thanks
    da_rule
    • #3
    • 20th Apr 17, 7:34 PM
    • #3
    • 20th Apr 17, 7:34 PM
    As has been said, wait a few months after you purchase the property and you can purchase it yourself directly from the Land Registry for 3.
    • stinabean
    • By stinabean 20th Apr 17, 7:36 PM
    • 26 Posts
    • 19 Thanks
    stinabean
    • #4
    • 20th Apr 17, 7:36 PM
    • #4
    • 20th Apr 17, 7:36 PM
    Amazing, I had a feeling I could just get it myself! Thanks both!
    • G_M
    • By G_M 20th Apr 17, 8:46 PM
    • 39,236 Posts
    • 44,576 Thanks
    G_M
    • #5
    • 20th Apr 17, 8:46 PM
    • #5
    • 20th Apr 17, 8:46 PM
    Errrr.... it will cost 6 (here).

    3 for the Title document and 3 for the associated Title Plan!

    Who sent you this offer? Your conveyancer? I would have expected them to provide you with a copy post-Completion as part of the conveyancing process, and within whatever fee they are charging. Sounds like a cheap online conveyancing warehouse trying to bump up their (overly cheap) fee......

    What else are they going to charge extra for? Completing the SDLT return?
    • stinabean
    • By stinabean 20th Apr 17, 8:57 PM
    • 26 Posts
    • 19 Thanks
    stinabean
    • #6
    • 20th Apr 17, 8:57 PM
    • #6
    • 20th Apr 17, 8:57 PM
    Yeah it was a last little bit from our solicitors on a "client questionnaire" to fill in.

    6 is still better than 30 - I was surprised they were charging! I shall not be agreeing to that. Not a cheapo company as far as I'm aware, was recomended by our broker and have heard other good things.
    • G_M
    • By G_M 20th Apr 17, 9:56 PM
    • 39,236 Posts
    • 44,576 Thanks
    G_M
    • #7
    • 20th Apr 17, 9:56 PM
    • #7
    • 20th Apr 17, 9:56 PM
    I'd be tempted to say no, but write a covering letter when you return the questionaire saying you expect the Completion papers to include a copy of the registered Title.

    If they agree, great; if not, 6 to the Land Registry.
    • davidmcn
    • By davidmcn 20th Apr 17, 11:05 PM
    • 5,143 Posts
    • 4,792 Thanks
    davidmcn
    • #8
    • 20th Apr 17, 11:05 PM
    • #8
    • 20th Apr 17, 11:05 PM
    Out of interest, what does the party who submits the application get back from the Land Registry to confirm that registration has been completed?
    • bobobski
    • By bobobski 21st Apr 17, 7:35 AM
    • 635 Posts
    • 1,421 Thanks
    bobobski
    • #9
    • 21st Apr 17, 7:35 AM
    • #9
    • 21st Apr 17, 7:35 AM
    Out of interest, what does the party who submits the application get back from the Land Registry to confirm that registration has been completed?
    Originally posted by davidmcn
    A "title information document" which doesn't contain any useful information and a copy of the updated register of title, so they don't need to order another one (in effect, the copy of the register is included within the application fee to register the transfer). So it will not cost the solicitors anything except the cost of scanning (likely 0.000000001p, if that) to give OP a pdf copy.
    #18: Save 12k in 2017: 4,586.84 / 12,000 (38.22%) | #86: Save 12k in 2016: 8,476.09 / 10,000 (84.76%)
    House deposit by 31/12/2020: 15,458.02 / 60,000 (25.76%) | Emergency fund by 31/12/2020: 871.24 / 5,000 (17.42%)
    • davidmcn
    • By davidmcn 21st Apr 17, 9:05 AM
    • 5,143 Posts
    • 4,792 Thanks
    davidmcn
    A "title information document" which doesn't contain any useful information and a copy of the updated register of title, so they don't need to order another one (in effect, the copy of the register is included within the application fee to register the transfer). So it will not cost the solicitors anything except the cost of scanning (likely 0.000000001p, if that) to give OP a pdf copy.
    Originally posted by bobobski
    As I suspected. In Scotland it's now a pdf we get from the registers, so no need even to scan - could be a profitable exercise if I charge 30 to forward the attachment...
    • bobobski
    • By bobobski 22nd Apr 17, 6:43 AM
    • 635 Posts
    • 1,421 Thanks
    bobobski
    As I suspected. In Scotland it's now a pdf we get from the registers, so no need even to scan - could be a profitable exercise if I charge 30 to forward the attachment...
    Originally posted by davidmcn
    If the solicitor lodged the application electronically with the Land Registry they'll get pdf documents back, but most are behind and use the postal system as far as I'm aware - and that costs the buyer twice as much in application fee. If (when!) I'm finally able to buy a house, asking whether the solicitor uses the LR's e-portal is on my list of questions

    But seriously, 30 is insane to give the client a document you already have.
    #18: Save 12k in 2017: 4,586.84 / 12,000 (38.22%) | #86: Save 12k in 2016: 8,476.09 / 10,000 (84.76%)
    House deposit by 31/12/2020: 15,458.02 / 60,000 (25.76%) | Emergency fund by 31/12/2020: 871.24 / 5,000 (17.42%)
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