Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • 82much
    • By 82much 20th Apr 17, 2:25 PM
    • 394Posts
    • 422Thanks
    SP for widow
    • #1
    • 20th Apr 17, 2:25 PM
    SP for widow 20th Apr 17 at 2:25 PM
    For a woman who paid the 'small' stamp and therefore gets 60% on husbands stamps what would she get if husband died. She is in early 70's - husband has a very modest private pension which he draws on as required (drawdown). As her husband is rather poorly and a lot older than her she is concerned she wouldn't be entitled to SP and wonders how she will manage as and when.
Page 1
    • JezR
    • By JezR 20th Apr 17, 2:51 PM
    • 1,467 Posts
    • 1,038 Thanks
    • #2
    • 20th Apr 17, 2:51 PM
    • #2
    • 20th Apr 17, 2:51 PM
    If her husband has a 100% basic (old) state pension then should he die first, as widow she would then get this, plus inheritance of any additional state pension. The rate of inheritance of this would be 50% of any Grad and SSP and 50-100% of SERPS which depends on the husband's age which you haven't indicated. Although if he was possibly contracted out this may not be relevant. She may also be entitled to pension credit, depending on circumstances.
    • xylophone
    • By xylophone 20th Apr 17, 4:41 PM
    • 20,908 Posts
    • 11,993 Thanks
    • #3
    • 20th Apr 17, 4:41 PM
    • #3
    • 20th Apr 17, 4:41 PM

    You mention that he has a private pension in drawdown -

    may be relevant but his pension administrator should clarify.

    There is information here about Pension Credit which may be relevant to her situation if she is widowed and left in straitened circumstances.
    • 82much
    • By 82much 21st Apr 17, 10:37 PM
    • 394 Posts
    • 422 Thanks
    • #4
    • 21st Apr 17, 10:37 PM
    • #4
    • 21st Apr 17, 10:37 PM
    Many thanks both I will pass the info on and hopefully this will put her mind at rest.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,127Posts Today

7,516Users online

Martin's Twitter
  • As I've said before - energy price cap sounds good, and will likely be popular, but there's a big risk of making th?

  • Just seen @IvoGraham doing stand up in a comedy club. Superb, witty, self depricating, clever stuff. Go see him if you get the chance

  • RT @ChrissyNunn: New one from @Tesco today.. "The sale of Goods Act is just legislation, it's like a guideline, it's not law" @MartinSLewis?

  • Follow Martin