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  • FIRST POST
    • notbritishgas
    • By notbritishgas 20th Apr 17, 10:44 AM
    • 2,018Posts
    • 881Thanks
    notbritishgas
    Sending cheque to USA
    • #1
    • 20th Apr 17, 10:44 AM
    Sending cheque to USA 20th Apr 17 at 10:44 AM
    As title, I want to send a cheque to USA drawn on a NatWest current account in sterling. This cheque will reduce the balance to zero.
    For various reasons this is the only way I wish to send the money.

    Now when the bank in the states sends it back to NatWest U.K.there will obviously be a charge this end. Anyone know if it is taken out of the dollars sent back or out of the current account.
    Thanks for any help.
Page 1
    • eDicky
    • By eDicky 20th Apr 17, 11:00 AM
    • 2,314 Posts
    • 971 Thanks
    eDicky
    • #2
    • 20th Apr 17, 11:00 AM
    • #2
    • 20th Apr 17, 11:00 AM
    If you can find a US bank that will accept such a cheque, they will be the ones who deduct their charges and cost of clearing from the resulting USD funds.

    If you mention the reasons for choosing this method, suitable alternatives that you had not considered may be suggested.
    • grumbler
    • By grumbler 20th Apr 17, 11:01 AM
    • 51,387 Posts
    • 21,753 Thanks
    grumbler
    • #3
    • 20th Apr 17, 11:01 AM
    • #3
    • 20th Apr 17, 11:01 AM
    Now when the bank in the states sends it back to NatWest U.K.there will obviously be a charge this end.
    Originally posted by notbritishgas
    I am pretty sure all charges will be taken from the original amount thus decreasing the amount that the recipient gets. It's just common sense really...
    We are born naked, wet and hungry...Then things get worse.

    .withdrawal, NOT withdrawel ..bear with me, NOT bare with me
    .definitely, NOT definately ......separate, NOT seperate
    should have, NOT should of
    .....guaranteed, NOT guarenteed
    • brianposter
    • By brianposter 20th Apr 17, 9:23 PM
    • 131 Posts
    • 32 Thanks
    brianposter
    • #4
    • 20th Apr 17, 9:23 PM
    • #4
    • 20th Apr 17, 9:23 PM
    Is there any reason to suppose that an American bank will accept the cheque ?

    When I tried to use a british cheque in the US branch of the same UK bank they simply refused to accept the cheque.
    • grumbler
    • By grumbler 20th Apr 17, 9:36 PM
    • 51,387 Posts
    • 21,753 Thanks
    grumbler
    • #5
    • 20th Apr 17, 9:36 PM
    • #5
    • 20th Apr 17, 9:36 PM
    Well, the Americans are very keen on sending their USD 'checks' all over the world - instead of making a bank transfer.

    That said, I think in UK not all currencies are accepted and some banks/BSs (e.g. Nationwide) don't accept foreign cheques.
    Last edited by grumbler; 20-04-2017 at 9:39 PM.
    We are born naked, wet and hungry...Then things get worse.

    .withdrawal, NOT withdrawel ..bear with me, NOT bare with me
    .definitely, NOT definately ......separate, NOT seperate
    should have, NOT should of
    .....guaranteed, NOT guarenteed
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