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  • FIRST POST
    • scaniajess
    • By scaniajess 20th Apr 17, 9:52 AM
    • 32Posts
    • 10Thanks
    scaniajess
    Help on reclaiming catalogue ppi
    • #1
    • 20th Apr 17, 9:52 AM
    Help on reclaiming catalogue ppi 20th Apr 17 at 9:52 AM
    My parents are wanting to check if there's any ppi claims on a few catalogues they had in the past. We've all been reading the ppi claiming page on this site and the free ppi tool but it all seems to be for bank loans and mortgages. The thing is, we can't remember the exact catalogues and who's name they were on (some were mine and some were my mothers). My mother wants to ring the catalogues direct and ask them if there's a claim. Can she do this or do we need to go through different channels first? We just have no idea where to start or even what to do
Page 1
    • lovinituk
    • By lovinituk 20th Apr 17, 9:53 AM
    • 4,953 Posts
    • 5,518 Thanks
    lovinituk
    • #2
    • 20th Apr 17, 9:53 AM
    • #2
    • 20th Apr 17, 9:53 AM
    If you can't remember if there was PPI or not how can you remember that it was missold?!
    The following is my forum signature and not necessarily a response to your post:
    "To be truly successful you must live a few years of your life like others wonít so you may live the rest of your life like others canít"
    • enjoyyourshoes
    • By enjoyyourshoes 20th Apr 17, 9:55 AM
    • 703 Posts
    • 892 Thanks
    enjoyyourshoes
    • #3
    • 20th Apr 17, 9:55 AM
    • #3
    • 20th Apr 17, 9:55 AM
    Phone them up. Also speak to the 'underwriter' pf the PPI as they can put pressure on the retailer.
    Debt is a symptom, solve the problem.
    • scaniajess
    • By scaniajess 20th Apr 17, 10:00 AM
    • 32 Posts
    • 10 Thanks
    scaniajess
    • #4
    • 20th Apr 17, 10:00 AM
    • #4
    • 20th Apr 17, 10:00 AM
    If you can't remember if there was PPI or not how can you remember that it was missold?!
    Originally posted by lovinituk
    That's why we're enquiring about!!!! Jeez, calm down. Help we're wanting, not to be spoken to like crap!
    • scaniajess
    • By scaniajess 20th Apr 17, 10:02 AM
    • 32 Posts
    • 10 Thanks
    scaniajess
    • #5
    • 20th Apr 17, 10:02 AM
    • #5
    • 20th Apr 17, 10:02 AM
    Phone them up. Also speak to the 'underwriter' pf the PPI as they can put pressure on the retailer.
    Originally posted by enjoyyourshoes
    Brilliant. Thanks for that
    • zx81
    • By zx81 20th Apr 17, 12:05 PM
    • 11,552 Posts
    • 11,557 Thanks
    zx81
    • #6
    • 20th Apr 17, 12:05 PM
    • #6
    • 20th Apr 17, 12:05 PM
    Help we're wanting..
    Originally posted by scaniajess
    The force is strong in this one...
    • lovinituk
    • By lovinituk 20th Apr 17, 12:08 PM
    • 4,953 Posts
    • 5,518 Thanks
    lovinituk
    • #7
    • 20th Apr 17, 12:08 PM
    • #7
    • 20th Apr 17, 12:08 PM
    That's why we're enquiring about!!!! Jeez, calm down. Help we're wanting, not to be spoken to like crap!
    Originally posted by scaniajess
    Nobody spoke to you like cr4p. You don't claim for PPI, you make a complaint about it being missold. If you can't remember if you even had it how can you possibly remember that it was missold?!

    Perhaps try and understand the facts first rather than jumping on the band wagon.
    The following is my forum signature and not necessarily a response to your post:
    "To be truly successful you must live a few years of your life like others wonít so you may live the rest of your life like others canít"
    • lovinituk
    • By lovinituk 20th Apr 17, 12:11 PM
    • 4,953 Posts
    • 5,518 Thanks
    lovinituk
    • #8
    • 20th Apr 17, 12:11 PM
    • #8
    • 20th Apr 17, 12:11 PM
    The force is strong in this one...
    Originally posted by zx81
    Take own advice they should. Calm down they must.
    The following is my forum signature and not necessarily a response to your post:
    "To be truly successful you must live a few years of your life like others wonít so you may live the rest of your life like others canít"
    • Nasqueron
    • By Nasqueron 20th Apr 17, 6:23 PM
    • 4,181 Posts
    • 2,316 Thanks
    Nasqueron
    • #9
    • 20th Apr 17, 6:23 PM
    • #9
    • 20th Apr 17, 6:23 PM
    My parents are wanting to check if there's any ppi claims on a few catalogues they had in the past. We've all been reading the ppi claiming page on this site and the free ppi tool but it all seems to be for bank loans and mortgages. The thing is, we can't remember the exact catalogues and who's name they were on (some were mine and some were my mothers). My mother wants to ring the catalogues direct and ask them if there's a claim. Can she do this or do we need to go through different channels first? We just have no idea where to start or even what to do
    Originally posted by scaniajess
    Ring the companies and ask. If the front line staff can't help you can gamble £10 on a DSAR (request for all the data they hold on you) for each catalogue (you need to do one for yourself and one for you mum per catalogue). If they have no records left either your complaint is over.

    Do remember as above this is a complaint, not a claim, so you need to establish reasons why you feel it was miss-sold (such as if you were unemployed at the time). Do also note anything opened pre-2005 would not be subject to regulation and can be rejected by the catalogue company without access to the FOS, the underwriter has no liability for a miss-sale so the advice above is a bit misleading, they are far more likely to simply reject your complaint as well though some have had the odd success
    • MCGONIS
    • By MCGONIS 20th Apr 17, 10:46 PM
    • 682 Posts
    • 777 Thanks
    MCGONIS
    My parents are wanting to check if there's any ppi claims on a few catalogues they had in the past. We've all been reading the ppi claiming page on this site and the free ppi tool but it all seems to be for bank loans and mortgages. The thing is, we can't remember the exact catalogues and who's name they were on (some were mine and some were my mothers). My mother wants to ring the catalogues direct and ask them if there's a claim. Can she do this or do we need to go through different channels first? We just have no idea where to start or even what to do
    Originally posted by scaniajess
    Hi. I went through the TV Times from Christmas 1989 and there are plenty of catalogues you or your mum may have had.

    Here are some to ask your mum about in case it jogs her memory:

    Janet Fraser
    Just for you
    Brian Mills
    Littlewoods
    Fashion Extra
    John Myers
    Freemans
    Grattan
    John Noble
    John England
    Peter Craig
    Burlington
    Trafford
    John Moores
    Marshall Ward
    Kays
    Great Universal
    Choice
    Family Album

    I am sure there were more, like Empire Stores but anyway I claimed back money from Littlewoods (not very much) as in they days you had to phone up for your orders and you could not get off the phone without them trying to sell you something extra.

    In the late 80's I would send for the catalogue to get the free gift, a kettle, or a Breville toaster or a duvet usually but it was great as it saved you money. Plus you could pay things up. Maybe 50p a week for a year.

    Anyhow good luck and if you need any help, let me know.
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