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  • FIRST POST
    • ForumUser
    • By ForumUser 19th Apr 17, 10:04 PM
    • 16Posts
    • 22Thanks
    ForumUser
    Car insurance: returning expat with recent small claim
    • #1
    • 19th Apr 17, 10:04 PM
    Car insurance: returning expat with recent small claim 19th Apr 17 at 10:04 PM
    Hi, I'm returning to the uk after a decade abroad. I have a certificate from my current insurers showing 10 years without a claim, except a small claim of less than £200 last year to repair a minor panel dent caused by an adjacent parked car. It is listed as "collision" on the form.

    In retrospect, I should have paid for this repair directly, however it was a corporate fully comp policy with no excess.

    How will UK insurers view this incident? Will it ruin my no claims bonus? Anyone have any recommendations for a good broker or insurer who accepts foreign NCB?

    Thanks
Page 1
    • foxtrotoscar
    • By foxtrotoscar 19th Apr 17, 11:00 PM
    • 1,003 Posts
    • 1,462 Thanks
    foxtrotoscar
    • #2
    • 19th Apr 17, 11:00 PM
    • #2
    • 19th Apr 17, 11:00 PM
    You don't have 10 years without a claim as you've claimed and even if you had I'm not sure a foreign insurance NCD would be acceptable to UK insurers.
    • forgotmyname
    • By forgotmyname 20th Apr 17, 4:04 AM
    • 25,695 Posts
    • 10,209 Thanks
    forgotmyname
    • #3
    • 20th Apr 17, 4:04 AM
    • #3
    • 20th Apr 17, 4:04 AM
    Corporate policy so not your own personal and private policy?

    You have zero no claims.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • ForumUser
    • By ForumUser 20th Apr 17, 6:06 AM
    • 16 Posts
    • 22 Thanks
    ForumUser
    • #4
    • 20th Apr 17, 6:06 AM
    • #4
    • 20th Apr 17, 6:06 AM
    Not claiming that I have 10 years of no claims, I'm simply relating my claim history to you.

    The most recent 3 years are on a corporate policy, but the certificate they have provided specifies me as the driver.

    I'm not familiar with the UK system and am only asking if it is so black and white that the recent <£200 claim would wipe out all the positive history before.

    Documented foreign no claims is accepted by some insurers, hence me asking for recommendations or experiences.
    • Quentin
    • By Quentin 20th Apr 17, 9:05 AM
    • 32,794 Posts
    • 16,821 Thanks
    Quentin
    • #5
    • 20th Apr 17, 9:05 AM
    • #5
    • 20th Apr 17, 9:05 AM
    The recent claim recorded on the doc means the "proof" of 10 years claim free motoring you have won't work.


    See if a local broker (not Swinton) can get you an introductory discount to reflect you are not a novice
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