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    • Durban
    • By Durban 19th Apr 17, 2:30 PM
    • 73Posts
    • 185Thanks
    Durban
    State Pension Question
    • #1
    • 19th Apr 17, 2:30 PM
    State Pension Question 19th Apr 17 at 2:30 PM
    My husband and I lived overseas for many years but now have 21 full years of NI contributions.
    I have had a look online at our State Pension forecasts. My husband will reach his state pension age of 67 in 14 years.
    This will give him his full 35 years of NI contributions and a full state pension in spite of being contracted out for some of those years.
    I am surprised however, that the forecast states that he will only have to pay in for another 10 years to obtain a full state pension at age 67 and not 14 years which would give him the full 35 years of paying in.
    Is this because he may have paid into SERPS for a while?
    This will mean that he will probably be able to retire at 65 on his work pension and still get full state pension at 67.
    Does this sound correct?
    Many thanks
    Mortgage at highest start date - 25/9/2014 - 92000
    Mortgage now 21/3/17 - 62,880
    MFD - October 2025 MF Goal Date 2021
Page 1
    • GunJack
    • By GunJack 19th Apr 17, 3:10 PM
    • 9,499 Posts
    • 7,088 Thanks
    GunJack
    • #2
    • 19th Apr 17, 3:10 PM
    • #2
    • 19th Apr 17, 3:10 PM
    yup, sounds about right, probably using the "old" rules for the best apr 2016 starting amount means he's got a current valuation of about 110/wk, so 10 more years should max him out.
    ......Gettin' There, Wherever There is......
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