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  • FIRST POST
    • spendaholic
    • By spendaholic 19th Apr 17, 1:50 PM
    • 1,427Posts
    • 7,484Thanks
    spendaholic
    It's possible!
    • #1
    • 19th Apr 17, 1:50 PM
    It's possible! 19th Apr 17 at 1:50 PM
    I don't join in with the discussions very often, but if I see something I can help on, I do. However, today I'm just bursting just a little bit and had to share it somewhere, so you're it!

    Today I wiped out 4 debts! One finished; one was so small I was able to clear it; one offered me a FFS, which I accepted; and one had a (very) small credit on it, which they're sending me back!

    You'll see from my sig that my debt has been with me for a long time. BUT it has always gone DOWN instead of UP. And now it's within spitting distance!

    So, don't give up hope ... I even have a debt-free-wannabe number somewhere, but I can't remember what it is.

    Highest debt: £35k (2005); Current debt: £7k (2017)
    June GC: £375 (£71/£59/£70/£101 = £301)
    MY WINS

    2 tickets to see the Harlem Globetrotters; designer cat food caddy; £2,500 cash; £36 cash; Jesus Christ Superstar tickets + 2 t-shirts; Creative Craft Show tickets; Birmingham City v Barnsley FC tickets; Marillion tickets; Beyond the Pole DVD; £1,000 cash; Legend of the Guardians goody bag; Dancing on Ice tickets; Barnsley FC v Millwall tickets
Page 1
  • National Debtline
    • #2
    • 19th Apr 17, 2:20 PM
    • #2
    • 19th Apr 17, 2:20 PM
    Well done and keep up the good work.


    Dennis
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
    • Twins
    • By Twins 19th Apr 17, 3:20 PM
    • 250 Posts
    • 1,039 Thanks
    Twins
    • #3
    • 19th Apr 17, 3:20 PM
    • #3
    • 19th Apr 17, 3:20 PM
    I don't join in with the discussions very often, but if I see something I can help on, I do. However, today I'm just bursting just a little bit and had to share it somewhere, so you're it!

    Today I wiped out 4 debts! One finished; one was so small I was able to clear it; one offered me a FFS, which I accepted; and one had a (very) small credit on it, which they're sending me back!

    You'll see from my sig that my debt has been with me for a long time. BUT it has always gone DOWN instead of UP. And now it's within spitting distance!

    So, don't give up hope ... I even have a debt-free-wannabe number somewhere, but I can't remember what it is.

    Originally posted by spendaholic

    Congrats That's fab news. Must feel like a total weight has been lifted. Oh I can't wait for the day that I feel like that... give me hope. Thanks for sharing and enjoy being debt free!!!
    LBM April 2011 Debt £30,800 now in DMP land
    Self Managing my DMP May 2017

    Slowly chipping away at my debts: April 17 £17,388 June 17 £11,268.06
    Debt free date: Jan 2023 Dec 2022. April 2019 I will be free
    £2 Savers club #39
    • enjoyyourshoes
    • By enjoyyourshoes 19th Apr 17, 3:21 PM
    • 711 Posts
    • 899 Thanks
    enjoyyourshoes
    • #4
    • 19th Apr 17, 3:21 PM
    • #4
    • 19th Apr 17, 3:21 PM
    well done, carry on carrying on.
    Debt is a symptom, solve the problem.
    • spendaholic
    • By spendaholic 19th Apr 17, 3:22 PM
    • 1,427 Posts
    • 7,484 Thanks
    spendaholic
    • #5
    • 19th Apr 17, 3:22 PM
    • #5
    • 19th Apr 17, 3:22 PM
    Thanks for sharing and enjoy being debt free!!!
    Originally posted by Twins
    Thank you! But it's still a way off yet. I was just so chuffed to have wiped out 4 debts in one day. Five more to go ...
    Highest debt: £35k (2005); Current debt: £7k (2017)
    June GC: £375 (£71/£59/£70/£101 = £301)
    MY WINS

    2 tickets to see the Harlem Globetrotters; designer cat food caddy; £2,500 cash; £36 cash; Jesus Christ Superstar tickets + 2 t-shirts; Creative Craft Show tickets; Birmingham City v Barnsley FC tickets; Marillion tickets; Beyond the Pole DVD; £1,000 cash; Legend of the Guardians goody bag; Dancing on Ice tickets; Barnsley FC v Millwall tickets
    • sourcrates
    • By sourcrates 19th Apr 17, 3:59 PM
    • 10,930 Posts
    • 10,590 Thanks
    sourcrates
    • #6
    • 19th Apr 17, 3:59 PM
    • #6
    • 19th Apr 17, 3:59 PM
    Thank you!
    Originally posted by spendaholic
    One piece of advice..........get a new username !!
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Legal advice see : http://legalbeagles.info/
    • parsniphead
    • By parsniphead 19th Apr 17, 3:59 PM
    • 1,893 Posts
    • 12,365 Thanks
    parsniphead
    • #7
    • 19th Apr 17, 3:59 PM
    • #7
    • 19th Apr 17, 3:59 PM
    Well done. It must feel good. The figures in the sig are fab.
    Pay off debt by Christmas 2017 #22 - £1012.22/£7148.39 14%
    June Grocery Challenge £0/£180
    I have already lost touch with a couple of people I used to be. Joan Didion
    • spendaholic
    • By spendaholic 19th Apr 17, 4:01 PM
    • 1,427 Posts
    • 7,484 Thanks
    spendaholic
    • #8
    • 19th Apr 17, 4:01 PM
    • #8
    • 19th Apr 17, 4:01 PM
    One piece of advice..........get a new username !!
    Originally posted by sourcrates
    Heh heh heh - I've had it a long time ...
    Highest debt: £35k (2005); Current debt: £7k (2017)
    June GC: £375 (£71/£59/£70/£101 = £301)
    MY WINS

    2 tickets to see the Harlem Globetrotters; designer cat food caddy; £2,500 cash; £36 cash; Jesus Christ Superstar tickets + 2 t-shirts; Creative Craft Show tickets; Birmingham City v Barnsley FC tickets; Marillion tickets; Beyond the Pole DVD; £1,000 cash; Legend of the Guardians goody bag; Dancing on Ice tickets; Barnsley FC v Millwall tickets
    • EssexHebridean
    • By EssexHebridean 19th Apr 17, 4:26 PM
    • 7,329 Posts
    • 38,651 Thanks
    EssexHebridean
    • #9
    • 19th Apr 17, 4:26 PM
    • #9
    • 19th Apr 17, 4:26 PM
    Well done - it's lovely to see people posting their successes here - quite aside from anything else it gives hopes to the newbies who arrive thinking "I can't do this!"
    MORTGAGE FREE 30/09/2016
    Sainsbugs 0% card: 22/12/16 £1229.00/£373.02
    • Twins
    • By Twins 19th Apr 17, 7:38 PM
    • 250 Posts
    • 1,039 Thanks
    Twins
    Congrats That's fab news. Must feel like a total weight has been lifted. Oh I can't wait for the day that I feel like that... give me hope. Thanks for sharing and enjoy being debt free!!!
    Originally posted by Twins
    Oops sorry! Got ahead of myself there.. well that's a good sign then isn't it? Looking forward to striking a few more debts off the list like this. Anyway, good job and keep going
    LBM April 2011 Debt £30,800 now in DMP land
    Self Managing my DMP May 2017

    Slowly chipping away at my debts: April 17 £17,388 June 17 £11,268.06
    Debt free date: Jan 2023 Dec 2022. April 2019 I will be free
    £2 Savers club #39
    • January2015
    • By January2015 19th Apr 17, 8:22 PM
    • 1,694 Posts
    • 4,597 Thanks
    January2015
    Well done - great feeling to see the number of creditors reduce
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k I'm driving it down
    £1k emergency fund (member #84) £1k/£1k
    Xmas 2017 £1 p/day challenge No. 20 - £420/£730
    Make £10 p/day Feb £74.31, Mar £664.37 Apr £40
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