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  • FIRST POST
    • craigyjr
    • By craigyjr 19th Apr 17, 1:45 PM
    • 27Posts
    • 9Thanks
    craigyjr
    credit card
    • #1
    • 19th Apr 17, 1:45 PM
    credit card 19th Apr 17 at 1:45 PM
    hello im just after some info on my credit card i got a barclaycard with 30 month 0% apr on balance transfers and 6 month on purchases, my purchase promo ran out so now im paying 21.9% apr, but that past couple of month i have been paying £100 off the card and using it again thinking it would pay the £100 of the purchase than add it back on, but each month my interest has been going up and up, origanally i owed £900 as a balance transfer and £600 as purchases so i decided to look at the break down of my statement and it says my balance transfers is £200 and purchases is £1300, but i thought when i made a payment it would be allocated too the balance that was being charged interest on but it hasnt so was i wrong or has there been a mistake at barclaycard
Page 1
    • zx81
    • By zx81 19th Apr 17, 1:58 PM
    • 11,166 Posts
    • 11,127 Thanks
    zx81
    • #2
    • 19th Apr 17, 1:58 PM
    • #2
    • 19th Apr 17, 1:58 PM
    What do the terms say about payments allocated against two concurrent promos? Are they allocated against BTs or purchases/the one that started first/ends first etc?
    When are you making payments?
    When are your statements produced?
    When is your due date typically?
    What is your minimum payment?
    Have you incurred any fees?
    When did you take the card out?

    Can you add some punctuation into your reply to make it easier to follow.
    • PeacefulWaters
    • By PeacefulWaters 19th Apr 17, 2:53 PM
    • 5,998 Posts
    • 7,266 Thanks
    PeacefulWaters
    • #3
    • 19th Apr 17, 2:53 PM
    • #3
    • 19th Apr 17, 2:53 PM
    And in future don't mix balance transfers and purchases. Have a different card for each.
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