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  • FIRST POST
    • pbsmiles
    • By pbsmiles 19th Apr 17, 1:06 PM
    • 68Posts
    • 39Thanks
    pbsmiles
    Lending Stream??
    • #1
    • 19th Apr 17, 1:06 PM
    Lending Stream?? 19th Apr 17 at 1:06 PM
    Hi

    I have had a search completed against my credit file from a company called Lending Stream who I believe as a pay day loan company.

    I have emailed them and they say that my email isn't logged in their system and are asking full my full details ie DOB address etc. Am uncomfortable with this.

    I have also emailed Experian and they are looking into it.

    Has anyone had this happen to themselves?

    Thanks
    Paula.
Page 1
    • zx81
    • By zx81 19th Apr 17, 2:01 PM
    • 12,475 Posts
    • 12,639 Thanks
    zx81
    • #2
    • 19th Apr 17, 2:01 PM
    • #2
    • 19th Apr 17, 2:01 PM
    Some people will have.

    Pursue it via Experian, rather than Lending Stream.
  • National Debtline
    • #3
    • 19th Apr 17, 4:24 PM
    • #3
    • 19th Apr 17, 4:24 PM
    Hi

    It’s also worth checking your credit files held by Equifax and Call Credit, in case there are random searches showing there too.

    James
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
    • sourcrates
    • By sourcrates 19th Apr 17, 5:41 PM
    • 11,167 Posts
    • 10,836 Thanks
    sourcrates
    • #4
    • 19th Apr 17, 5:41 PM
    • #4
    • 19th Apr 17, 5:41 PM
    Have you applied for a payday loan recently ?

    Occasionally if you are rejected by one lender, your details get passed to another, who run a credit check to see if you meet there lending criteria.

    I can't see how else they would randomly get a hold of your details.
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Legal advice see : http://legalbeagles.info/
    • DCFC79
    • By DCFC79 19th Apr 17, 9:17 PM
    • 29,532 Posts
    • 18,662 Thanks
    DCFC79
    • #5
    • 19th Apr 17, 9:17 PM
    • #5
    • 19th Apr 17, 9:17 PM
    Is it possible someone you know has used your details to apply for a loan ?
    Je Suis Charlie
    • pbsmiles
    • By pbsmiles 21st Apr 17, 10:25 AM
    • 68 Posts
    • 39 Thanks
    pbsmiles
    • #6
    • 21st Apr 17, 10:25 AM
    • #6
    • 21st Apr 17, 10:25 AM
    Have you applied for a payday loan recently ?

    Occasionally if you are rejected by one lender, your details get passed to another, who run a credit check to see if you meet there lending criteria.

    I can't see how else they would randomly get a hold of your details.
    Originally posted by sourcrates
    No never, I wouldn't touch a pay day loan. I don't agree with them, I think they are dangerous.
    • pbsmiles
    • By pbsmiles 21st Apr 17, 10:26 AM
    • 68 Posts
    • 39 Thanks
    pbsmiles
    • #7
    • 21st Apr 17, 10:26 AM
    • #7
    • 21st Apr 17, 10:26 AM
    Is it possible someone you know has used your details to apply for a loan ?
    Originally posted by DCFC79
    I wouldn't believe that they would. Lets hope Experian find out what has happened its with them
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