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  • FIRST POST
    • saving_not_spending
    • By saving_not_spending 19th Apr 17, 11:34 AM
    • 7Posts
    • 11Thanks
    saving_not_spending
    My money saving diaries
    • #1
    • 19th Apr 17, 11:34 AM
    My money saving diaries 19th Apr 17 at 11:34 AM
    Hey there, this is my thrifty money saving diary. To be updated as often as possible to help me become debt free for the first time since I was 18.

    In recent months I have paid off the remainder of my student loan (approx £2,000) and a credit card (approx £2,000) but have some way to go.
    Last edited by saving_not_spending; 19-04-2017 at 11:40 AM.
Page 1
    • saving_not_spending
    • By saving_not_spending 19th Apr 17, 11:38 AM
    • 7 Posts
    • 11 Thanks
    saving_not_spending
    • #2
    • 19th Apr 17, 11:38 AM
    • #2
    • 19th Apr 17, 11:38 AM
    Daily update from yesterday;

    In an effort to bring in my lunch from home I had salmon and lettuce from the fridge - salmon was questionable but I seem to be doing OK today

    Walked back to the P&R saving £1.35. Well I guess it all adds up.

    Took 2 tins of paint back to the shop for a refund of approx £36.

    No spenders yesterday
    • saving_not_spending
    • By saving_not_spending 19th Apr 17, 2:34 PM
    • 7 Posts
    • 11 Thanks
    saving_not_spending
    • #3
    • 19th Apr 17, 2:34 PM
    • #3
    • 19th Apr 17, 2:34 PM
    Daily update today so far;

    Home-made Mexican cottage pie from the freezer with Avocado for lunch. Yum

    Might walk back to the P&R car park again instead of getting the bus.

    Picked up a paint chart for Little Greene paint - cheaper than F&B and supposed to be better. Planning on painting the windows ourselves and saving the £1k plus we would have spent on decorator.

    No spenders today.

    Pay day tomorrow and not just any pay day - bonus pay day.
    I have lots of credit card debt.
    Halifax 0% £6,754
    Store card £192.08
    Money owed to savings account £400
    AA credit card 0% - TBC
    • BEAT THE DEBT
    • By BEAT THE DEBT 19th Apr 17, 8:24 PM
    • 2,112 Posts
    • 5,093 Thanks
    BEAT THE DEBT
    • #4
    • 19th Apr 17, 8:24 PM
    • #4
    • 19th Apr 17, 8:24 PM
    Walked back to the P&R saving £1.35. Well I guess it all adds up.


    It does all add up!! Well done and welcome
    Started comping 2nd May 16. Wins so far... May was
    cat wormer ^.^ Rose hamper from m&s. Heal cream. June cool bag. July febreeze win for review Minky £100 ironing bundle. August. Handmade throw fbk.
    Sept,a canvas print and cushion fb. A window cleaner tool fb. Oct: A diamond ring keyring. Nov. Foot care bundle, sonic toothbrush.
    • saving_not_spending
    • By saving_not_spending 20th Apr 17, 9:46 AM
    • 7 Posts
    • 11 Thanks
    saving_not_spending
    • #5
    • 20th Apr 17, 9:46 AM
    • #5
    • 20th Apr 17, 9:46 AM
    So I did walk back last night and saved P&R fare

    Breakfast today was smoothie made with leftover fruit, avocado etc from the fridge. Lunch is tuna, broccoli etc - leftovers from dinner last night. As I've run out of left overs I have no idea what dinner may be.

    Gym session after work which is pre-paid. Possibly walking to P&R again to save the fare depending on the weather.

    Pay and bonus day today - as soon as I get my CC statements through I will be updating my sig and starting to really pay them down. Hopefully will be able to work out my debt free date.

    Hmm......... my smoothie tastes a bit tangy, maybe the leftover strawberries were not such a great idea after all.
    I have lots of credit card debt.
    Halifax 0% £6,754
    Store card £192.08
    Money owed to savings account £400
    AA credit card 0% - TBC
    • saving_not_spending
    • By saving_not_spending 21st Apr 17, 7:57 PM
    • 7 Posts
    • 11 Thanks
    saving_not_spending
    • #6
    • 21st Apr 17, 7:57 PM
    • #6
    • 21st Apr 17, 7:57 PM
    Having a bad day today for a few reasons;

    1. we had new carpet fitted in November in our living room. The old one was, well, old. And smelly. And our cat had peed on it a few times. I worked out why she was doing this, which was to do with her cat litter, so that was all sorted and the new carpet was down, so that was that issue solved. Until last night, when I accidentally shut her in the living room all night. And it's not her fault, it's mine, I should have checked (I usually do) but I saw her leave the room before me when I went to bed. She snuck back in, and I can't blame her, she needed the toilet. So i've pulled up the carpet where she has peed, binned the underlay in that corner of the room, and sprayed excessive amounts of urine off spray on there. I'm hoping that a few rounds of spray and some new underlay for that corner will mean it's as good as new, but I'm not optimistic from my past experiences of cat pee and carpet.

    2. Today was a spendy day. As well as the urine off spray (about £13, it's expensive) I bought over £100 of paint and painting accessories ready to do the windows this weekend. Also had to buy food for dinner.

    3. No exercise/walking today as working from home.

    However, on the plus side a builder friend has let us borrow some scaffolding type thing so that we can get on with the windows tomorrow. And I have the paint and everything we need ready. Overall we will save a lot of money doing it ourselves, so I guess that is a big plus.

    The CC bills are starting to flow in so I will update my signature as I get the updated figures.
    I have lots of credit card debt.
    Halifax 0% £6,754
    Store card £192.08
    Money owed to savings account £400
    AA credit card 0% - TBC
    • saving_not_spending
    • By saving_not_spending 21st Apr 17, 11:00 PM
    • 7 Posts
    • 11 Thanks
    saving_not_spending
    • #7
    • 21st Apr 17, 11:00 PM
    • #7
    • 21st Apr 17, 11:00 PM
    Quick update on the carpet situation, managed to sort of soak the corner that was peed on in a bucket of water after rubbing cleaner into it. it's not actually the carpet that smells bad, its the concrete floor under and the wooden things that hold the carpet down. have saturated them with the urine off spray and will hope for the best.

    i forgot to say earlier, when i was driving along something flew in through the window, which i thought was a leaf. It was actually a bumble bee which went in through my passenger side window and hit the inside of my closed driver window. it ended up in the footwell, i noticed it a few minutes after it happened, i thought it was dead at first. It had its stinger out so when it started moving i panicked and found a place to pull over. i stopped at a garage and took out the car mat, the poor little bee seemed to be waking up after its collision with the window. i got a sachet of sugar from the garage, mixed some water, and it seemed to perk up
    I have lots of credit card debt.
    Halifax 0% £6,754
    Store card £192.08
    Money owed to savings account £400
    AA credit card 0% - TBC
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