Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Ballard
    • By Ballard 19th Apr 17, 7:22 AM
    • 1,495Posts
    • 1,282Thanks
    Ballard
    Having a friends debit card delivered to my home
    • #1
    • 19th Apr 17, 7:22 AM
    Having a friends debit card delivered to my home 19th Apr 17 at 7:22 AM
    A friend has asked me whether I could take delivery of a debit card as he doesn't want it delivered to his home address. The reason for this is that he doesn't want his wife to know about this account. I know that this isn't for fraudulent purposes as he's had a second account for several years without telling his wife. A new card is due but his wife is at home all day now and will see the card arrive.

    I'm in two minds, frankly. Putting aside the moral position, what could go wrong if I agree?
    I got a letter from the government the other day. I opened it and read it. It said they were suckers.
Page 1
    • veryintrigued
    • By veryintrigued 19th Apr 17, 7:30 AM
    • 1,936 Posts
    • 1,188 Thanks
    veryintrigued
    • #2
    • 19th Apr 17, 7:30 AM
    • #2
    • 19th Apr 17, 7:30 AM
    With all due respect if theyre a close friend they'll understand you saying no.

    I'd be more interested in why he's having to deceive his wife and question whether I needed people like that in my friend network.
    • Shakin Steve
    • By Shakin Steve 19th Apr 17, 7:41 AM
    • 774 Posts
    • 563 Thanks
    Shakin Steve
    • #3
    • 19th Apr 17, 7:41 AM
    • #3
    • 19th Apr 17, 7:41 AM
    If he was a good friend he wouldn't be asking. The only things you know about his financial arrangements are the things he chooses to tell you.
    If you agree to his request then the bank will link your address to his account.
    I came into this world with nothing and I've got most of it left.
    • DCFC79
    • By DCFC79 19th Apr 17, 7:48 AM
    • 29,360 Posts
    • 18,565 Thanks
    DCFC79
    • #4
    • 19th Apr 17, 7:48 AM
    • #4
    • 19th Apr 17, 7:48 AM
    He could see if he could get it delivered to the bank.
    Last edited by DCFC79; 19-04-2017 at 8:10 AM.
    Je Suis Charlie
    • Ballard
    • By Ballard 19th Apr 17, 11:26 AM
    • 1,495 Posts
    • 1,282 Thanks
    Ballard
    • #5
    • 19th Apr 17, 11:26 AM
    • #5
    • 19th Apr 17, 11:26 AM
    He could see if he could get it delivered to the bank.
    Originally posted by DCFC79
    I did tell him that yesterday but he'd already checked and it's apparently not an option.
    I got a letter from the government the other day. I opened it and read it. It said they were suckers.
    • glentoran99
    • By glentoran99 19th Apr 17, 11:28 AM
    • 4,292 Posts
    • 3,140 Thanks
    glentoran99
    • #6
    • 19th Apr 17, 11:28 AM
    • #6
    • 19th Apr 17, 11:28 AM
    Goes against security measures if they allow this anyway surely? If he can use a different address then why not his work?
    • mt99
    • By mt99 19th Apr 17, 12:02 PM
    • 301 Posts
    • 129 Thanks
    mt99
    • #7
    • 19th Apr 17, 12:02 PM
    • #7
    • 19th Apr 17, 12:02 PM
    If - and this is obviously a big 'if' - he is using the account for anything illegal you could be investigated as an accessory.

    Anyway I would be amazed if a bank would agree to deliver a debit card to a random address other than the one on the account. He would have to put your address on the actual account (if only temporarily).

    My advice is if you receive the card to return it to the bank marked 'not known'.
    • eDicky
    • By eDicky 19th Apr 17, 3:36 PM
    • 2,444 Posts
    • 1,046 Thanks
    eDicky
    • #8
    • 19th Apr 17, 3:36 PM
    • #8
    • 19th Apr 17, 3:36 PM
    If the friendship and the purpose are both genuine, do Royal Mail still offer a temporary mail re-direction service? Asking the bank to re-direct is surely out of the question.
    • jonesMUFCforever
    • By jonesMUFCforever 19th Apr 17, 4:06 PM
    • 23,747 Posts
    • 10,974 Thanks
    jonesMUFCforever
    • #9
    • 19th Apr 17, 4:06 PM
    • #9
    • 19th Apr 17, 4:06 PM
    The only way a bank will send a card to a different address is if you change your address or add a correspondence one.
    That means you may get statements and correspondence as well.

    If everything is above board then all will be well but if it turns bad you don't want people coming to your door asking for your friend do you?
    What goes around - comes around
    give lots and you will always receive lots
    • Robisere
    • By Robisere 19th Apr 17, 6:42 PM
    • 1,502 Posts
    • 2,256 Thanks
    Robisere
    You are helping him to deceive his wife. Think about that: would you want your OH to deceive you in the same way?
    There may be more than one way to skin a cat.
    But the result is always inedible.

    • alanq
    • By alanq 19th Apr 17, 6:55 PM
    • 3,597 Posts
    • 2,297 Thanks
    alanq
    You are helping him to deceive his wife. Think about that: would you want your OH to deceive you in the same way?
    Originally posted by Robisere
    That would depend, for example, on whether husband is hiding assets in preparation for a forthcoming divorce or for a spectacular second honeymoon surprise.
    I'm a Board Guide on the Budgeting and Bank Accounts, Savings & Investments, Food Shopping and Over 50s MoneySaving boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com. Board guides are not moderators. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com
    • cheesetoast
    • By cheesetoast 25th Apr 17, 10:27 PM
    • 246 Posts
    • 162 Thanks
    cheesetoast
    Could he not close the account, and open one somewhere like Metro Bank that will print the debit card in branch, then set the account to e-statements only?

    Or forward all his mail to your address for, say, 3 months? (royalmail.com/redirection I believe, for about £15.)
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

174Posts Today

1,413Users online

Martin's Twitter