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  • FIRST POST
    • helenthegardener
    • By helenthegardener 16th Apr 17, 12:37 PM
    • 3Posts
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    helenthegardener
    Paying cheques into account
    • #1
    • 16th Apr 17, 12:37 PM
    Paying cheques into account 16th Apr 17 at 12:37 PM
    Please does anyone know which current accounts allow easy cheque pay in. I have had a lloyds account for 20years but the branches (and post Office) are not convenient to me since I moved because they are situated in a pedestrian only precinct in the centre of town which has no vehicle access.

    There are no traditional banks that I would bank with easy parking available so I am considering alternative e.g. A supermarket which at least is open longer hours and has parking.

    If I could pay cheques in at my local Sainsbury's or Co-op or similar would be so much easier but am having trouble finding out which accounts allow this and really don't want to resort to paying postage to bank cheques because the cheques are for relatively small amounts.

    Thanks H
    Last edited by helenthegardener; 27-04-2017 at 5:22 PM. Reason: Replies received are not relevant
Page 1
    • molerat
    • By molerat 16th Apr 17, 12:54 PM
    • 16,604 Posts
    • 10,819 Thanks
    molerat
    • #2
    • 16th Apr 17, 12:54 PM
    • #2
    • 16th Apr 17, 12:54 PM
    https://yourcommunity.tescobank.com/t5/Current-Accounts/Where-should-I-send-cheques-to-be-paid-into-my-current-account/ta-p/670

    Do you not have any bank branches near you ? Santander branch outside cash machines take cheque deposits.
    Last edited by molerat; 16-04-2017 at 1:00 PM.
    www.helpforheroes.org.uk/donations.html
    • teddysmum
    • By teddysmum 16th Apr 17, 1:33 PM
    • 7,871 Posts
    • 4,692 Thanks
    teddysmum
    • #3
    • 16th Apr 17, 1:33 PM
    • #3
    • 16th Apr 17, 1:33 PM
    Co-op certainly take cheques as my husband pays in the Premium Bond wins. I think you can still send them in secure envelopes via Post Office branches, too.
    • xylophone
    • By xylophone 16th Apr 17, 1:36 PM
    • 21,955 Posts
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    xylophone
    • #4
    • 16th Apr 17, 1:36 PM
    • #4
    • 16th Apr 17, 1:36 PM
    Open a current account at a bank with a branch near you - you can pay in your cheques and then FP the cleared funds to Lloyds at your convenience.
    • gt94sss2
    • By gt94sss2 16th Apr 17, 1:40 PM
    • 3,962 Posts
    • 1,832 Thanks
    gt94sss2
    • #5
    • 16th Apr 17, 1:40 PM
    • #5
    • 16th Apr 17, 1:40 PM
    Worth noting that banks will officially start offering the option to pay in cheques by scanning them in via a mobile banking app later this year.

    This will be available from from 30 October 2017 from the large banks followed by everyone else in 2018.

    See this FAQ for some more details
    • molerat
    • By molerat 16th Apr 17, 1:48 PM
    • 16,604 Posts
    • 10,819 Thanks
    molerat
    • #6
    • 16th Apr 17, 1:48 PM
    • #6
    • 16th Apr 17, 1:48 PM
    Worth noting that banks will officially start offering the option to pay in cheques by scanning them in via a mobile banking app later this year.

    This will be available from from 30 October 2017 from the large banks followed by everyone else in 2018.

    See this FAQ for some more details
    Originally posted by gt94sss2
    Providing you have the correct device / os and bank combination
    www.helpforheroes.org.uk/donations.html
    • gt94sss2
    • By gt94sss2 16th Apr 17, 3:27 PM
    • 3,962 Posts
    • 1,832 Thanks
    gt94sss2
    • #7
    • 16th Apr 17, 3:27 PM
    • #7
    • 16th Apr 17, 3:27 PM
    Providing you have the correct device / os and bank combination
    Originally posted by molerat
    Of course, though I imagine everyone will be fine unless someone has a Windows 10 phone but that is a broader issue of some banks not having any form of app for that OS at all.

    As I understand it, it's likely that customers will also be able to use a desktop scanner to image cheques if that is their preference or they don't have a suitable mobile/tablet.

    Going back to the OP's post, I think First Direct are (were?) one of the very few who would provide pre-paid envelopes for their customers to post cheques to them, if they can't wait until October..
    • molerat
    • By molerat 16th Apr 17, 6:33 PM
    • 16,604 Posts
    • 10,819 Thanks
    molerat
    • #8
    • 16th Apr 17, 6:33 PM
    • #8
    • 16th Apr 17, 6:33 PM
    Of course, though I imagine everyone will be fine unless someone has a Windows 10 phone but that is a broader issue of some banks not having any form of app for that OS at all.

    As I understand it, it's likely that customers will also be able to use a desktop scanner to image cheques if that is their preference or they don't have a suitable mobile/tablet.

    Going back to the OP's post, I think First Direct are (were?) one of the very few who would provide pre-paid envelopes for their customers to post cheques to them, if they can't wait until October..
    Originally posted by gt94sss2
    I have a W10 phone which, as said, has very poor coverage but my Android 6 device cannot use the Santander or Tesco apps. Halifax & BOS has just started working recently.
    www.helpforheroes.org.uk/donations.html
    • gt94sss2
    • By gt94sss2 17th Apr 17, 1:07 AM
    • 3,962 Posts
    • 1,832 Thanks
    gt94sss2
    • #9
    • 17th Apr 17, 1:07 AM
    • #9
    • 17th Apr 17, 1:07 AM
    Off topic now but what Android device? I also have a Android phone running Nougat and all those apps work on it...
    • Uxb
    • By Uxb 17th Apr 17, 9:37 AM
    • 879 Posts
    • 942 Thanks
    Uxb
    Of course, though I imagine everyone will be fine unless someone has a Windows 10 phone but that is a broader issue of some banks not having any form of app for that OS at all.
    Originally posted by gt94sss2
    You mean like those of us using Samsung Galaxy Ace 2 running on Android 3.0 will be fine?
    It is after all only 3.5 years old!
    Just like we cannot use any banking apps at the moment, as its already too out of date.

    So I rather think not everyone will be fine.
    • stclair
    • By stclair 17th Apr 17, 11:53 AM
    • 6,325 Posts
    • 3,372 Thanks
    stclair
    You may be able to pay the cheque into another bank providing you have a pre printed paying in slip.

    Some banks may charge for the privilege depends on the cashier. I appreciate cost is an issue to you but find out which ones will do it for free. Halifax might be an option as there in the same group.
    Last edited by stclair; 17-04-2017 at 12:00 PM.
    I Work For the RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
    • d123
    • By d123 17th Apr 17, 12:40 PM
    • 6,371 Posts
    • 4,116 Thanks
    d123
    You mean like those of us using Samsung Galaxy Ace 2 running on Android 3.0 will be fine?
    It is after all only 3.5 years old!


    So I rather think not everyone will be fine.
    Originally posted by Uxb
    Galaxy Ace 2 is now 5 years old (launched Feb 2012).
    ====
    • grumbler
    • By grumbler 17th Apr 17, 1:00 PM
    • 51,388 Posts
    • 21,755 Thanks
    grumbler
    And even this can't be a genuine reason for being unable to perform such a basic action as, essentially, uploading a photo.

    I don't mind singing and dancing accompanying mobile banking - but not at the cost of excessively inflated hardware and software requirements
    Last edited by grumbler; 17-04-2017 at 1:04 PM.
    We are born naked, wet and hungry...Then things get worse.

    .withdrawal, NOT withdrawel ..bear with me, NOT bare with me
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    • datlex
    • By datlex 17th Apr 17, 1:31 PM
    • 1,275 Posts
    • 1,075 Thanks
    datlex
    Barclays have the option of paying in cheques via their app.
    • MarkFromCornwall
    • By MarkFromCornwall 17th Apr 17, 2:29 PM
    • 690 Posts
    • 413 Thanks
    MarkFromCornwall
    Barclays have the option of paying in cheques via their app.
    Originally posted by datlex
    There was a pilot but it was restricted to Barclays cheques and there was a limit on the amount of the cheque and the number of cheques per week, or has this now been rolled out to be available to all Barclays customers and any cheques?
    • gt94sss2
    • By gt94sss2 17th Apr 17, 2:47 PM
    • 3,962 Posts
    • 1,832 Thanks
    gt94sss2
    You mean like those of us using Samsung Galaxy Ace 2 running on Android 3.0 will be fine?
    It is after all only 3.5 years old!
    Just like we cannot use any banking apps at the moment, as its already too out of date.
    Originally posted by Uxb
    As has been said, your model is now 5 years old.

    I haven't used your phone but even then I imagine most banking apps would actually work on the hardware as long as you have updated the version of Android on it.

    According to Wikipedia, the phone originally came with Android 2.3.6 Gingerbread but Samsung issued an upgrade to Android 4.1.2 Jelly Bean.

    Generally, all banking apps work with Android 4 and above.

    The device also unofficially supports CyanogenMod versions up to 13 (Android 6.0.1) as well as others..
    Last edited by gt94sss2; 17-04-2017 at 2:50 PM.
    • gt94sss2
    • By gt94sss2 17th Apr 17, 2:49 PM
    • 3,962 Posts
    • 1,832 Thanks
    gt94sss2
    There was a pilot but it was restricted to Barclays cheques and there was a limit on the amount of the cheque and the number of cheques per week, or has this now been rolled out to be available to all Barclays customers and any cheques?
    Originally posted by MarkFromCornwall
    As you say, Barclays were trialing the technology with their own customers/cheques. Its still impossible for Barclays to offer it for cheques of other banks until 30 October 2017 at the earliest
    • d123
    • By d123 17th Apr 17, 4:08 PM
    • 6,371 Posts
    • 4,116 Thanks
    d123
    You mean like those of us using Samsung Galaxy Ace 2 running on Android 3.0 will be fine?
    Originally posted by Uxb
    Also, Android 3.0 was not a phone release iirc, it's the Honeycomb release for Tablets.

    Phones went from Gingerbread 2.3.6 to Ice Cream Sandwich 4.0/Jellybean 4.1.

    As has been mentioned, the Galaxy Ace 2 is on 4.1.2 (since 2013)
    ====
    • Robisere
    • By Robisere 17th Apr 17, 4:51 PM
    • 1,559 Posts
    • 2,304 Thanks
    Robisere
    Owners of phones with Cyanogen Mod (such as our 2 WileyFox phones) will be glad to learn that version 13 - Android 6.0.1 - will be updated to Nougat by WFox, by June this year. Recently had an email from WFox regarding that.
    There may be more than one way to skin a cat.
    But the result is always inedible.

    • jimjames
    • By jimjames 18th Apr 17, 9:04 PM
    • 11,896 Posts
    • 10,279 Thanks
    jimjames
    https://yourcommunity.tescobank.com/t5/Current-Accounts/Where-should-I-send-cheques-to-be-paid-into-my-current-account/ta-p/670

    Do you not have any bank branches near you ? Santander branch outside cash machines take cheque deposits.
    Originally posted by molerat
    Important to point out that it's freepost too so no cost of stamp for sending them off. Normally on the account in a day or so.
    Remember the saying: if it looks too good to be true it almost certainly is.
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