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  • FIRST POST
    • affordmylife
    • By affordmylife 7th Apr 17, 3:34 PM
    • 1,184Posts
    • 3,485Thanks
    affordmylife
    Once and for all
    • #1
    • 7th Apr 17, 3:34 PM
    Once and for all 7th Apr 17 at 3:34 PM
    Hi everyone

    I'm absolutely sick and tired of always being broke so I'm finally going to tackle my personal debt once and for all.

    I owe 4000 on a single credit card. At the beginning of the year it was 5,500 so I've made a good start. However I have had to recently drop my second job as I just couldn't cope so it will definitely be more diff to pay off so quickly now.

    I also pay 200 a month on a payment agreement for a kitchen we had fitted which started in January and runs for two years.

    My income is probably between 600 to 800 a month. I'm self employed so it's variable.

    Any tips or suggestions would be gratefully received. Many thanks xx
    4,000 personal debt

    0/4,000 0% paid off
Page 2
    • Anoneemoose
    • By Anoneemoose 17th Apr 17, 2:58 PM
    • 1,702 Posts
    • 2,090 Thanks
    Anoneemoose
    Just wondering - you say your husband pays for the renovations, but you are paying 200 a month (out of a small income) for a kitchen? That sort of contradicts itself.
    • affordmylife
    • By affordmylife 18th Apr 17, 4:11 PM
    • 1,184 Posts
    • 3,485 Thanks
    affordmylife
    Yes good point. It's complicated.

    When I needed to change my car I couldn't get a loan as I'd only been in my current job a month. We were also in a rented house between house purchases. Husband used some of the renovations money for car I then pay the kitchen loan (which would have been my car loan). I hope that makes sense.
    4,000 personal debt

    0/4,000 0% paid off
    • affordmylife
    • By affordmylife 19th Apr 17, 6:43 PM
    • 1,184 Posts
    • 3,485 Thanks
    affordmylife
    Another good working day. No spends either. Tea for everyone out of the freezer.

    I have a premade moussaka out for tomorrow's tea after my sw weigh in.

    Looking forward to updating my figures at the end of the month x
    4,000 personal debt

    0/4,000 0% paid off
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