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    • Pa Ja
    • By Pa Ja 28th Mar 17, 10:45 AM
    • 65Posts
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    Pa Ja
    Entitled to benefits looking after disabled husband?
    • #1
    • 28th Mar 17, 10:45 AM
    Entitled to benefits looking after disabled husband? 28th Mar 17 at 10:45 AM
    Thanks for taking the time to read; I hope someone can point me in the right direction.

    My father suffered a stroke and is mostly blind, suffers from fatigue and canít do much. My mother is knocking on 60, works full time and the weight of the situation has taken its toll and sheís exhausted. Sheís looking to drop 1 day, possibly 2 at work so she can care for my father and all other things domestic.
    Similarly, she couldnít afford to drop much by way of income therefore Iím asking would she be entitled to any benefit/carerís allowance or other forms of income support?
Page 2
    • Pa Ja
    • By Pa Ja 28th Mar 17, 4:14 PM
    • 65 Posts
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    Pa Ja
    I guess there is potential for a degree of flexibility from her employer.
    If she dropped a day that would mean she worked 28 hours. There could be an opportunity to drop to 30 but still have day off, just longer working days.
    • Darksparkle
    • By Darksparkle 28th Mar 17, 4:24 PM
    • 4,180 Posts
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    Darksparkle
    I guess there is potential for a degree of flexibility from her employer.
    If she dropped a day that would mean she worked 28 hours. There could be an opportunity to drop to 30 but still have day off, just longer working days.
    Originally posted by Pa Ja
    That's what I did that's why I asked, went from 37hrs/5days to 32hrs/4days.

    On their current circumstances they are entitled to WTC of £17 per week. Plus PIP that he already receives.

    If she changed her hours to 30hrs that would give her a salary £16,285 pa. On those hours they'd also get WTC of £39 per week plus your father would continue to receive PIP.

    If less than 30hrs they wouldn't qualify for WTC until she is 60 (if doing at least 16hrs at that point).
    • pmlindyloo
    • By pmlindyloo 28th Mar 17, 4:27 PM
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    pmlindyloo
    That's part of my reason for asking. Its to help find a better work/life/domestic/carers balance.
    If she were to drop to four or three days that would mean her income would be £15k or £11k respectively.
    Would that be reflected elsewhere when looking to seek further income support?


    Thanks everyone
    Originally posted by Pa Ja
    Are those figures gross or net?
    • pmlindyloo
    • By pmlindyloo 28th Mar 17, 4:43 PM
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    pmlindyloo
    I think you might need to sit down and have a discussion about how to move forward.

    Since your mum needs to work at least 30 hrs to claim working tax credits with the severe disability element (my apologies for getting this wrong - website I used was badly worded) then you need to discuss their priorities to move forward.

    Does your mum need to work less hours each day or need a day to 'catch up'?

    Does your dad need support during the day which he isn't getting because your mum is at work?

    Does your mum need help with housework/care for dad/both?

    it may be a case of dealing with the situation by 'thinking outside the box'.

    If someone came in each day to care for your dad would that help?

    If they had a cleaner, would that help?

    Knowing that there is little help financially and reducing hours until your mum is 60 means that they are going to have to adapt.

    If you could tell us the specific problems then more help might be forthcoming.
    • pmlindyloo
    • By pmlindyloo 28th Mar 17, 5:05 PM
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    pmlindyloo
    You might like to have a read of this fact sheet and give CarersUK a call if you require more help.

    http://www.carersuk.org/files/helpandadvice/4765/factsheet-e1029--assessments-your-guide-to-getting-care-and-support.pdf
    • Pa Ja
    • By Pa Ja 28th Mar 17, 7:30 PM
    • 65 Posts
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    Pa Ja
    Thanks for all your input, its much appreciated. As you say , the family will have to seek advice , review their possible entitlement and ultimately decide how to move forward.

    As per th below questions. My father is capable within the home, ie. Cooking, his own personal hygiene, etc.. the problem is his fatigue which then leaves my mother to pick up the slack after hours and on wknds which is beginning to have an effect on her own health and well-being.
    Her first thought was to reduce her hours at work so to have at least one extra day at home.

    Those salary figures was based on income before tax.

    To add something further into the mix. My brother also lives at home. He's in his mid 20's and falls within the autistic spectrum. He suffers from anxiety and struggles to communicate. The family are currently seeking professional help for him.
    • xylophone
    • By xylophone 28th Mar 17, 10:27 PM
    • 21,313 Posts
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    xylophone
    Your father was working before he had his stroke - was there any occupational pension scheme?
    • misswoosie
    • By misswoosie 19th May 17, 5:22 PM
    • 68 Posts
    • 30 Thanks
    misswoosie
    That's part of my reason for asking. Its to help find a better work/life/domestic/carers balance.
    If she were to drop to four or three days that would mean her income would be £15k or £11k respectively.
    Would that be reflected elsewhere when looking to seek further income support?

    Thanks everyone
    Originally posted by Pa Ja
    ATM on £19000 gross your Mum is taking home £16,201 or £1,350 per month. Paying £1,498 income tax and £1,300 in National Insurance.
    £15,000 would be take home £13,481 or £1,123 in your pocket a month paying £698 income tax and £820 in National Insurance.
    £11000 is below the Income tax threshold so your Mum wouldn't pay any income tax and only £380 National Insurance so "take home " would be £10,660 or £888 per month
    http://www.moneysavingexpert.com/tax-calculator/

    I would also suggest contacting the Stroke Association as someone else suggested.
    Last edited by misswoosie; 19-05-2017 at 5:41 PM.
    • sheramber
    • By sheramber 19th May 17, 6:03 PM
    • 3,162 Posts
    • 2,425 Thanks
    sheramber
    If your father is not paying tax he could transfer part of his tax allowance your mother if he has not already done so. This gives your mum an extra tax allowance.

    Transfer Marriage Allowance- this is available from 2015/16.

    https://www.gov.uk/marriage-allowance/how-it-works

    Your father needs to apply to do the transfer and ask for it to be back dated to 2015/16 if he did not pay tax in those years
    • IAmWales
    • By IAmWales 19th May 17, 6:26 PM
    • 584 Posts
    • 1,186 Thanks
    IAmWales
    The thread is two months old
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