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  • FIRST POST
    • Dan Eldridge
    • By Dan Eldridge 20th Mar 17, 8:26 PM
    • 2Posts
    • 0Thanks
    Dan Eldridge
    Nationwide
    • #1
    • 20th Mar 17, 8:26 PM
    Nationwide 20th Mar 17 at 8:26 PM
    Hi there

    I've just been accepted for a mortgage with nationwide on a 5% deposit??

    Also they have only asked for 3 months payslips?

    Is this normal?

    They have already done there credit checks as well!
Page 1
    • glosoli
    • By glosoli 20th Mar 17, 8:41 PM
    • 673 Posts
    • 387 Thanks
    glosoli
    • #2
    • 20th Mar 17, 8:41 PM
    • #2
    • 20th Mar 17, 8:41 PM
    Sounds normal to me!
    • Dan Eldridge
    • By Dan Eldridge 20th Mar 17, 8:57 PM
    • 2 Posts
    • 0 Thanks
    Dan Eldridge
    • #3
    • 20th Mar 17, 8:57 PM
    • #3
    • 20th Mar 17, 8:57 PM
    Really I thought they all asked for months of bank statements etc all they have asked for is 3 months payslips?
    • glosoli
    • By glosoli 20th Mar 17, 9:06 PM
    • 673 Posts
    • 387 Thanks
    glosoli
    • #4
    • 20th Mar 17, 9:06 PM
    • #4
    • 20th Mar 17, 9:06 PM
    In my experience banks are relying more upon customer testimony rather than evidence when it comes to particular expenditure, and only asking for bank statements in particular scenarios, so it doesn't seem out with the norm to me.
    • Suits2017
    • By Suits2017 21st Mar 17, 7:14 PM
    • 11 Posts
    • 2 Thanks
    Suits2017
    • #5
    • 21st Mar 17, 7:14 PM
    • #5
    • 21st Mar 17, 7:14 PM
    How long did your application take from DIP to full application being accepted? They've done the credit checks on my already and I've provided my broker with documents at her request before the full application was submitted.. P60, 3 months payslips, ID and 3 months bank statements.. so I don't know if they've asked for anything from me. They must do the credit check at DIP stage as mines was at the underwriters then. I think every lender process is different. So stressful though!
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