Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • Susiem1
    • By Susiem1 20th Mar 17, 3:07 PM
    • 1Posts
    • 0Thanks
    • #1
    • 20th Mar 17, 3:07 PM
    Help 20th Mar 17 at 3:07 PM
    I know this is the wrong thread, but I need some advice, firstly I have received a CCJ today. This is going to make me sound like a really irresponsible person, but during the time of this debt I was declared bankrupt, and the debt is a utility company and they didn't claim, so could I raise this in defence. Also all correspondence and now the court documents are with 'miss' instead of 'mrs' miss..... doesn't exist, is this legal?
Page 1
    • foxy-stoat
    • By foxy-stoat 20th Mar 17, 3:15 PM
    • 1,561 Posts
    • 861 Thanks
    • #2
    • 20th Mar 17, 3:15 PM
    • #2
    • 20th Mar 17, 3:15 PM
    What was the date of the CCJ, and when were you discharged bankrupt?

    I do not think its illegal that they use Miss instead of Mrs.....did you owe them the money or not and where they listed as a creditor when you went Bankrupt?
    • fatbelly
    • By fatbelly 21st Mar 17, 12:32 PM
    • 10,949 Posts
    • 8,157 Thanks
    • #3
    • 21st Mar 17, 12:32 PM
    • #3
    • 21st Mar 17, 12:32 PM
    If the liability (debt) pre-dates the date of the bankruptcy it is covered.. Send them a copy of your bankruptcy certificate and see what they come back with.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,675Posts Today

8,182Users online

Martin's Twitter
  • Byebye! I'm about to stop work & twitter, to instead spend glorious time with Mrs & mini MSE. Wishing u a lovely summer. See u in 10 days.

  • WARNING Did you start Uni in or after 2012? The interest's rising to 6.1%; yet it doesnt work like you think. See RT

  • RT @JanaBeee: @MartinSLewis Boris is the anomaly (coffee), the others are versions of normal (beer). Lots of same candidates = vote share d?

  • Follow Martin