Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • Sheep933
    • By Sheep933 19th Mar 17, 2:22 PM
    • 15Posts
    • 3Thanks
    Sheep933
    TSB - Non customer loan application
    • #1
    • 19th Mar 17, 2:22 PM
    TSB - Non customer loan application 19th Mar 17 at 2:22 PM
    Afternoon Everyone,

    I used the loan quote tool no impact on my credit file and it give me an 80% chance approval with several lenders.

    Decided to go with TSB lowest APR.

    Went through the application it then popped up with a screen asking me phone them.

    Any ideas what that means? Don't want to waste my time phoning if they going to decline and save myself some embrassment.

    Thanks.
Page 1
    • DCFC79
    • By DCFC79 19th Mar 17, 2:28 PM
    • 29,967 Posts
    • 18,974 Thanks
    DCFC79
    • #2
    • 19th Mar 17, 2:28 PM
    • #2
    • 19th Mar 17, 2:28 PM
    Maybe they want to check some of the application, phone call could be 5 minutes or 10, just phone them.
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • zippygeorgeandben
    • By zippygeorgeandben 19th Mar 17, 9:14 PM
    • 661 Posts
    • 755 Thanks
    zippygeorgeandben
    • #3
    • 19th Mar 17, 9:14 PM
    • #3
    • 19th Mar 17, 9:14 PM
    Could just be that they need to check a security or status of your application. Just been deferred that's all.
    End Sep 2016 End August 2017
    £8236.57 £4876.49
    (Tesco 4.8%) £222.61pcm
    £6185.75 £851.34 (Zopa 4.0%) £48.99pcm

    £5344.50
    £2890.04 (Sainsburys 0% until 06/19) £140pcm
    £2000.00 £1333.35 (Sister 0%) £133.33pcm

    Total debt
    £19.766.82 £11499.70 Original DFD May 2019.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

904Posts Today

5,969Users online

Martin's Twitter
  • Shana tova umetuka - a sweet Jewish New Year to all celebrating. I won't be online the rest of t'week, as I take the time to be with family

  • Dear Steve. Please note doing a poll to ask people's opinion does not in itself imply an opinion! https://t.co/UGvWlMURxy

  • Luciana is on the advisory board of @mmhpi (we have MPs from most parties) https://t.co/n99NAxGAAQ

  • Follow Martin