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  • FIRST POST
    • hedwig1986
    • By hedwig1986 18th Mar 17, 8:12 PM
    • 4Posts
    • 0Thanks
    hedwig1986
    Past due credit solutions
    • #1
    • 18th Mar 17, 8:12 PM
    Past due credit solutions 18th Mar 17 at 8:12 PM
    I received a letter from these guys demanding I pay an £80 debt due to lapsed car tax. It was only in reading the letter I realised my car taxwas out of date and I paid online immediately. I moved house and obviously the reminder letter from DVLA went to old address and without the tax disc this year it had totally slipped my mind. I am really upset at having my information passed to a debt collection agency as I have worked so hard the past number of years to clear all debts and pay everything up front and was feeling rather proud of myself. Where do I go from here? Is it possible to contact DVLA and see can I pay a fine through them instead? I understand it was my own fault and am happy to pay a fine if it actually came from DVLA but am very reluctant to get involved with collection agencies.
    Last edited by hedwig1986; 18-03-2017 at 8:18 PM.
Page 1
    • moneyfacts
    • By moneyfacts 18th Mar 17, 8:20 PM
    • 67 Posts
    • 114 Thanks
    moneyfacts
    • #2
    • 18th Mar 17, 8:20 PM
    • #2
    • 18th Mar 17, 8:20 PM
    Contact DVLA first to check it's legit
    • hedwig1986
    • By hedwig1986 18th Mar 17, 8:23 PM
    • 4 Posts
    • 0 Thanks
    hedwig1986
    • #3
    • 18th Mar 17, 8:23 PM
    • #3
    • 18th Mar 17, 8:23 PM
    I'm cross that he agency were able to find my new address and instead of sending a warning or reminder to pay the tax they just send an £80 fine and a bullying type letter. I will contact them on Monday just left worrying about this all weekend.
    • DCFC79
    • By DCFC79 18th Mar 17, 8:35 PM
    • 29,978 Posts
    • 18,985 Thanks
    DCFC79
    • #4
    • 18th Mar 17, 8:35 PM
    • #4
    • 18th Mar 17, 8:35 PM
    Dont let it worry you tomorrow, you could help yourself to prevent it happening again, use a calender to make a note when tax, insurance, mot etc is due, use your phone to do it, its really easy.
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • hedwig1986
    • By hedwig1986 18th Mar 17, 8:41 PM
    • 4 Posts
    • 0 Thanks
    hedwig1986
    • #5
    • 18th Mar 17, 8:41 PM
    • #5
    • 18th Mar 17, 8:41 PM
    I will lesson learned just need to know how best to handle this.
    • Fireflyaway
    • By Fireflyaway 18th Mar 17, 10:06 PM
    • 1,186 Posts
    • 1,219 Thanks
    Fireflyaway
    • #6
    • 18th Mar 17, 10:06 PM
    • #6
    • 18th Mar 17, 10:06 PM
    I was late with car tax too and had a similar letter. I ignored the letter and instead of dealing with them I called dvla stating I had lost the letter and asked if I could paid them directly which I did. It never showed on my credit file and I heard nothing more.
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