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  • FIRST POST
    • FIRSTTIMER
    • By FIRSTTIMER 18th Mar 17, 7:05 PM
    • 180Posts
    • 28Thanks
    FIRSTTIMER
    Which credit ref do First Direct Mortgages use?
    • #1
    • 18th Mar 17, 7:05 PM
    Which credit ref do First Direct Mortgages use? 18th Mar 17 at 7:05 PM
    Experian Equifax or Both
    Savings £17500 Premiums Bonds
Page 1
    • Futuristic
    • By Futuristic 18th Mar 17, 8:35 PM
    • 705 Posts
    • 354 Thanks
    Futuristic
    • #2
    • 18th Mar 17, 8:35 PM
    • #2
    • 18th Mar 17, 8:35 PM
    According to the MSE article, both.

    http://www.moneysavingexpert.com/credit-cards/credit-reference
    • MickeyDaMouse
    • By MickeyDaMouse 20th Mar 17, 7:53 PM
    • 83 Posts
    • 17 Thanks
    MickeyDaMouse
    • #3
    • 20th Mar 17, 7:53 PM
    • #3
    • 20th Mar 17, 7:53 PM
    Can confirm it's both. I bank with them and my current account details are updating every month on Experian and Equifax.
    • FIRSTTIMER
    • By FIRSTTIMER 24th Mar 17, 4:23 PM
    • 180 Posts
    • 28 Thanks
    FIRSTTIMER
    • #4
    • 24th Mar 17, 4:23 PM
    • #4
    • 24th Mar 17, 4:23 PM
    Does anyone know when do they credit check a mortgage application for existing current account customers...


    Before or after valuation? I have already had a DIP and application done and valuer's instructed.
    Savings £17500 Premiums Bonds
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