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  • FIRST POST
    • Northerner
    • By Northerner 18th Mar 17, 6:37 PM
    • 35Posts
    • 2Thanks
    Northerner
    Which insurers for house with annex?
    • #1
    • 18th Mar 17, 6:37 PM
    Which insurers for house with annex? 18th Mar 17 at 6:37 PM
    I'll admit we've not insured it properly since moving in a year ago. However it wasn't inhabitable then and now it's a one bedroomed bungalow but with no cooking facilities.

    It's in the garden and you can only access it through our garden or house.

    I'm currently paying less than £400 a year for insurance. One quote I've had was £1700 with annex!?

    Surely this can't be the case!!
Page 1
    • paddyandstumpy
    • By paddyandstumpy 18th Mar 17, 8:21 PM
    • 703 Posts
    • 270 Thanks
    paddyandstumpy
    • #2
    • 18th Mar 17, 8:21 PM
    • #2
    • 18th Mar 17, 8:21 PM
    It will depend on each insurers wording, as to what you have to disclose.

    Does the annexe pay its own council tax?
    • huckster
    • By huckster 18th Mar 17, 11:47 PM
    • 3,004 Posts
    • 1,255 Thanks
    huckster
    • #3
    • 18th Mar 17, 11:47 PM
    • #3
    • 18th Mar 17, 11:47 PM
    Your explanation of the Insurance risk is far too vague for anyone to offer advice.

    Contact a large brokers like Towergate with all of the information and they will tell you what Insurance is available. You need to speak to someone that deals with such risks and Towergate as a very large brokers has a lot of different policies available.
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