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  • FIRST POST
    • Kawi
    • By Kawi 17th Mar 17, 11:54 PM
    • 1Posts
    • 0Thanks
    Kawi
    Trade plate's
    • #1
    • 17th Mar 17, 11:54 PM
    Trade plate's 17th Mar 17 at 11:54 PM
    Hi

    After some advise, my daughter clipped the rear of a car turning right in front so yes it's her fault BUT this was at 11:30pm at night and the car she clipped was showing trade plates front only.

    Can someone please tell me if this car shouldn't of even been on the road to start with? As I'm lead to believe trade plates are for business use only during business hours.

    What did concern me is the driver was intimidating her into paying cash for the repair and to not go through the insurance which made me suspicious when I turned up at the scene. Apparently he had been filming her ( She's 17 hrs old) and demanded from her, her driving licence, when asked for his details he refused and then drove off.

    Does this sound like it's above board ?
Page 1
    • F1F93
    • By F1F93 17th Mar 17, 11:59 PM
    • 317 Posts
    • 163 Thanks
    F1F93
    • #2
    • 17th Mar 17, 11:59 PM
    • #2
    • 17th Mar 17, 11:59 PM
    I'd say it doesn't matter if he should or shouldn't have been on the road - your daughter still was at fault. Take it on the chin and chalk it up to experience.

    If he left the scene without providing details then he can be done for leaving the scene of an accident - I hope you got the number plate if nothing else. As for paying cash, I wouldn't - you paid for the insurance, let it do its job.

    Best to inform the insurance ASAP.
    • forgotmyname
    • By forgotmyname 18th Mar 17, 1:47 AM
    • 25,879 Posts
    • 10,304 Thanks
    forgotmyname
    • #3
    • 18th Mar 17, 1:47 AM
    • #3
    • 18th Mar 17, 1:47 AM
    Define Business hours?

    Delivering vehicles all over the country could be a 24 hour job.

    Moving a car from a storage compound to another location?

    Get her some driving lessons.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • debtdebt
    • By debtdebt 18th Mar 17, 3:37 AM
    • 312 Posts
    • 193 Thanks
    debtdebt
    • #4
    • 18th Mar 17, 3:37 AM
    • #4
    • 18th Mar 17, 3:37 AM
    Doesn't matter if the car had valid trade plates or not, even if a car is untaxed and uninsured, if you hit it and it's your fault, you're still liable.
    • vikingaero
    • By vikingaero 18th Mar 17, 7:39 AM
    • 10,315 Posts
    • 13,019 Thanks
    vikingaero
    • #5
    • 18th Mar 17, 7:39 AM
    • #5
    • 18th Mar 17, 7:39 AM
    As others have said you can go scratching for legalities to avoid liability. For instance if I parked on a double yellow line inside prescribed hours and you hit the rear of my car then you would still be liable even though I parked illegally. What happens if I leave my car on the same yellow lines and it is broken down?

    It's not nice that the guy filmed you daughter, but he was in a public place and entitled to do so with the reason that he wanted to identify her. The world now isn't a gentlemans handshake, but full of scammers and chancers which is why so many of use have dashcams.

    If the cost to repair his car is low then maybe take it. For a trade plated car their excesses will be horrific and being in the trade that guy might be able to get it repaired cheaply or cheaper than you or the Insurers can arrange.
    The man without a signature.
    • AndyMc.....
    • By AndyMc..... 18th Mar 17, 9:04 AM
    • 731 Posts
    • 558 Thanks
    AndyMc.....
    • #6
    • 18th Mar 17, 9:04 AM
    • #6
    • 18th Mar 17, 9:04 AM
    As others have said you can go scratching for legalities to avoid liability. For instance if I parked on a double yellow line inside prescribed hours and you hit the rear of my car then you would still be liable even though I parked illegally. What happens if I leave my car on the same yellow lines and it is broken down?

    It's not nice that the guy filmed you daughter, but he was in a public place and entitled to do so with the reason that he wanted to identify her. The world now isn't a gentlemans handshake, but full of scammers and chancers which is why so many of use have dashcams.

    If the cost to repair his car is low then maybe take it. For a trade plated car their excesses will be horrific and being in the trade that guy might be able to get it repaired cheaply or cheaper than you or the Insurers can arrange.
    Originally posted by vikingaero
    But not relevant in this instance if the ops daughter accepts liability.
    • davidwood123
    • By davidwood123 18th Mar 17, 10:06 AM
    • 450 Posts
    • 1,127 Thanks
    davidwood123
    • #7
    • 18th Mar 17, 10:06 AM
    • #7
    • 18th Mar 17, 10:06 AM
    Considering you're looking for a way to avoid paying, he was right to film her and get some evidence.

    She (and you) are in the wrong on this occasion. Man up and take it on the chin
    • arcon5
    • By arcon5 18th Mar 17, 11:31 AM
    • 13,047 Posts
    • 8,279 Thanks
    arcon5
    • #8
    • 18th Mar 17, 11:31 AM
    • #8
    • 18th Mar 17, 11:31 AM
    Might save her money in the long run paying cash
    • Car 54
    • By Car 54 18th Mar 17, 11:55 AM
    • 2,305 Posts
    • 1,484 Thanks
    Car 54
    • #9
    • 18th Mar 17, 11:55 AM
    • #9
    • 18th Mar 17, 11:55 AM
    As already said, the trade plates are irrelevant to the accident.

    Misuse of trade plates is an offence for which there are prescribed punishments. These do not include being rammed by the OP's daughter.
    • ratrace
    • By ratrace 18th Mar 17, 1:27 PM
    • 461 Posts
    • 312 Thanks
    ratrace
    This reminds me of people who drive like clowns cutting up people then brake check them, get out of their car to confront the innocent party for not letting them cue jump. its always someone else's fault but theirs
    People are caught up in an egotistic artificial rat race to display a false image to society. We want the biggest house, fanciest car, and we don't mind paying the sky high mortgage to put up that show. We sacrifice our biggest assets our health and time, We feel happy when we see people look up to us and see how successful we are”

    Rat Race
    • s b
    • By s b 18th Mar 17, 6:31 PM
    • 4,319 Posts
    • 2,341 Thanks
    s b
    hi
    ignore all the posts on here theres obviously no motor traders
    first go on the Mid see if the trade plates are actually registered on the Mid ,if not the car is not covered for insurance never mind tax
    second contact dvla with regards the plates as they are not being used as per the terms of supply
    its most likely your daughter ran into a car where some bloke borrowed one plate to move an illegal car
    report the accident to the police and your insurer pronto is my advice because most likely a claim will be coming that 32 people in the back seat of the car your daughter hit have whiplash injuries
    • arcon5
    • By arcon5 18th Mar 17, 10:22 PM
    • 13,047 Posts
    • 8,279 Thanks
    arcon5
    hi
    ignore all the posts on here theres obviously no motor traders
    first go on the Mid see if the trade plates are actually registered on the Mid ,if not the car is not covered for insurance never mind tax
    second contact dvla with regards the plates as they are not being used as per the terms of supply
    its most likely your daughter ran into a car where some bloke borrowed one plate to move an illegal car
    report the accident to the police and your insurer pronto is my advice because most likely a claim will be coming that 32 people in the back seat of the car your daughter hit have whiplash injuries
    Originally posted by s b
    lol what a load of nonsense.

    Driving without tax wouldn't completely invalidate his insurance.
    His insurance and tax status is moot as far as liability is concerned, op crashed in to somebody
    • Nodding Donkey
    • By Nodding Donkey 19th Mar 17, 6:41 AM
    • 2,443 Posts
    • 2,056 Thanks
    Nodding Donkey
    hi
    ignore all the posts on here theres obviously no motor traders
    Oh the irony
    first go on the Mid see if the trade plates are actually registered on the Mid ,if not the car is not covered for insurance never mind tax
    You do realise that trade plates are absolutely FA to do with insurance don't you?
    second contact dvla with regards the plates as they are not being used as per the terms of supply
    How do you know that?

    its most likely your daughter ran into a car where some bloke borrowed one plate to move an illegal car
    report the accident to the police and your insurer pronto is my advice because most likely a claim will be coming that 32 people in the back seat of the car your daughter hit have whiplash injuries
    Originally posted by s b
    My bold (and some rubbish to make the message long enough)
    • JP1978
    • By JP1978 19th Mar 17, 8:28 AM
    • 304 Posts
    • 231 Thanks
    JP1978
    The use of the trade plates as above is probably irrelevant to the cause / fault or liability for the accident but MAY explain the driving off without passing details.

    There has been cases of people mis-using trade plates and so if the case here, may be why he didn't hang around, especially after your appearance.
    • BeenThroughItAll
    • By BeenThroughItAll 19th Mar 17, 9:22 AM
    • 4,530 Posts
    • 3,905 Thanks
    BeenThroughItAll
    For those who are unaware of this, trade plates CAN be registered on the MID, and their own documentation for motor trade users says this can be acceptable evidence of insurance - it's even written in the FAQs on their website:

    http://stayinsured.askmid.com/FAQs.html

    "Are Motor Trade plates acceptable evidence of insurance?
    The trade plate must be registered on the Motor Insurance Database (MID)...
    as this demonstrates to the authorities that a trader has a motor insurance policy in place which covers the use of the vehicles that are temporarily in their possession".
    • eamon
    • By eamon 19th Mar 17, 1:59 PM
    • 1,559 Posts
    • 1,100 Thanks
    eamon
    I look after 11 delivery vans. All my drivers have been instructed to take images of number plates if involved in a RTA that I check on the DVLA site whilst I complete internal paperwork. Three incidents in the last 6 months have uncovered 2 untaxed vehicles and 1 trade plates. The rules for Trade plate usage rules are quite clear and using them for private mileage isn't one of them. For whats it worth our insurance company didn't pay out as the vehicles shouldn't have been on the public road.
    https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/584865/vtl301g-guidance-notes-how-to-fill-in-a-VTL301-form.pdf
    • unforeseen
    • By unforeseen 19th Mar 17, 2:04 PM
    • 1,768 Posts
    • 2,215 Thanks
    unforeseen
    How do you prove that it is private mileage?

    Or more to the point, how do you prove that it is NOT business mileage?

    You need the other party to admit to it somehow, just because e.g. it is 2AM doesn't provide any proof that it is not business.
    • Tarambor
    • By Tarambor 19th Mar 17, 6:52 PM
    • 1,346 Posts
    • 930 Thanks
    Tarambor
    just because e.g. it is 2AM doesn't provide any proof that it is not business.
    Originally posted by unforeseen
    This. If a plater is picking up a car from Cornwall and delivering to Edinburgh there's a likelihood they'll be on the road at 2am in it especially if the weekend is looming near when they want to be home.
    • lincroft1710
    • By lincroft1710 19th Mar 17, 8:22 PM
    • 9,760 Posts
    • 7,789 Thanks
    lincroft1710

    Apparently he had been filming her ( She's 17 hrs old) and demanded from her, her driving licence, when asked for his details he refused and then drove off.

    Does this sound like it's above board ?
    Originally posted by Kawi
    Definitely suspicious
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