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  • FIRST POST
    • jbutleruk
    • By jbutleruk 16th Mar 17, 8:50 PM
    • 7Posts
    • 3Thanks
    jbutleruk
    Pet Insurance - Dog Knee Ligaments
    • #1
    • 16th Mar 17, 8:50 PM
    Pet Insurance - Dog Knee Ligaments 16th Mar 17 at 8:50 PM
    Hello

    My dog pulled a knee ligament 3 months ago but he's fine now.

    I'm looking to renew his insurance, do i need to let them know?

    If it happens again, or worse he tears his knee ligament, will they consider it a pre-policy injury and refuse to pay out?

    Where do i stand here please? I want to do the right thing.

    Thanks.
Page 1
    • huckster
    • By huckster 17th Mar 17, 4:46 PM
    • 3,007 Posts
    • 1,257 Thanks
    huckster
    • #2
    • 17th Mar 17, 4:46 PM
    • #2
    • 17th Mar 17, 4:46 PM
    Depends on whether you saw a Vet and therefore records will be available to be checked should you try to make a future claim.

    If you think about this, if you had self diagnosed medical issues without ever seeing a Doctor, you would not disclose such issues on health insurance, because unless you are a Doctor, you are not qualified to make such an assessment.
    • CHRISSYG
    • By CHRISSYG 18th Mar 17, 12:12 PM
    • 5,578 Posts
    • 15,925 Thanks
    CHRISSYG
    • #3
    • 18th Mar 17, 12:12 PM
    • #3
    • 18th Mar 17, 12:12 PM
    you will have to declare it if you saw the vet plus certainly in our case because muttley had one ligament repair his other leg is excluded by the new insurers.
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