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  • FIRST POST
    • westv
    • By westv 16th Mar 17, 5:14 PM
    • 4,166Posts
    • 1,754Thanks
    westv
    Skipton Remortgage Fees
    • #1
    • 16th Mar 17, 5:14 PM
    Skipton Remortgage Fees 16th Mar 17 at 5:14 PM
    The last time I checked a month or so ago they offered fee free 2 year fixed rates for remortgages. Now they all have a £995 "completion fee" (ouch!). When did it change? Do these charges also apply to present customers switching products?
Page 1
    • ACG
    • By ACG 16th Mar 17, 5:22 PM
    • 14,574 Posts
    • 7,281 Thanks
    ACG
    • #2
    • 16th Mar 17, 5:22 PM
    • #2
    • 16th Mar 17, 5:22 PM
    Thursday 9th March.

    I am pretty sure the products they have for new customers are the same as the ones for existing customers, but there is no harm in calling up and asking.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • westv
    • By westv 16th Mar 17, 5:37 PM
    • 4,166 Posts
    • 1,754 Thanks
    westv
    • #3
    • 16th Mar 17, 5:37 PM
    • #3
    • 16th Mar 17, 5:37 PM
    Thanks. I think I'll wait and see if they are going to charge me a fee to stay a customer!
    • kingstreet
    • By kingstreet 16th Mar 17, 9:45 PM
    • 31,157 Posts
    • 16,620 Thanks
    kingstreet
    • #4
    • 16th Mar 17, 9:45 PM
    • #4
    • 16th Mar 17, 9:45 PM
    If you are an existing borrower, you need customer retention products, not for those remortgaging. They are new borrowers to the lender using a new mortgage to repay the old one.

    I can see no products for existing borrowers not moving home here;-

    http://www.skipton.co.uk/mortgages/mortgage-hub/switching-mortgage-products

    Switching mortgage products

    Our mortgage product switching process involves a personal telephone review with a Skipton Direct Mortgage Adviser, who will provide you with advice to get the mortgage that is right for you.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • westv
    • By westv 16th Mar 17, 10:26 PM
    • 4,166 Posts
    • 1,754 Thanks
    westv
    • #5
    • 16th Mar 17, 10:26 PM
    • #5
    • 16th Mar 17, 10:26 PM
    I don't want, or need, a "personal telephone review" so I'll wait and see what they say when the contact me. They say 2 months prior to expiry.
    • csgohan4
    • By csgohan4 17th Mar 17, 8:35 AM
    • 3,268 Posts
    • 2,027 Thanks
    csgohan4
    • #6
    • 17th Mar 17, 8:35 AM
    • #6
    • 17th Mar 17, 8:35 AM
    I don't want, or need, a "personal telephone review" so I'll wait and see what they say when the contact me. They say 2 months prior to expiry.
    Originally posted by westv
    you need to check the customer retention products online, log into your account a few months before your deal expires.
    "It is prudent when shopping for something important, not to limit yourself to Pound land"
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