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  • FIRST POST
    • grade15
    • By grade15 16th Mar 17, 12:14 PM
    • 516Posts
    • 216Thanks
    grade15
    legal assistance
    • #1
    • 16th Mar 17, 12:14 PM
    legal assistance 16th Mar 17 at 12:14 PM
    There are two cars in my household. I have legal with one of the cars and owner..does the other half need to buy legal for her car?
    or my legal assistance covers that car too?
Page 1
    • forgotmyname
    • By forgotmyname 16th Mar 17, 8:36 PM
    • 24,662 Posts
    • 9,783 Thanks
    forgotmyname
    • #2
    • 16th Mar 17, 8:36 PM
    • #2
    • 16th Mar 17, 8:36 PM
    Your legal covers your policy and possibly you driving another vehicle.

    If the other policy does not have legal then no they dont have cover.

    There are places that will cover several vehicles.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • AdrianC
    • By AdrianC 16th Mar 17, 11:07 PM
    • 13,441 Posts
    • 11,821 Thanks
    AdrianC
    • #3
    • 16th Mar 17, 11:07 PM
    • #3
    • 16th Mar 17, 11:07 PM
    Nobody ever NEEDS legal cover - and I'm not particularly convinced it's useful for anything more than a bit of gentle wallet-diversion.

    Whether your cover covers your partner/their car... You're going to need to read the Ts & Cs for that. But, if it's come with your policy for your car, I strongly suspect that's the limit of the coverage.
    • EdGasket
    • By EdGasket 17th Mar 17, 2:19 PM
    • 3,456 Posts
    • 1,444 Thanks
    EdGasket
    • #4
    • 17th Mar 17, 2:19 PM
    • #4
    • 17th Mar 17, 2:19 PM
    Nobody ever NEEDS legal cover - and I'm not particularly convinced it's useful for anything more than a bit of gentle wallet-diversion.
    Originally posted by AdrianC
    Please explain?
    • BeenThroughItAll
    • By BeenThroughItAll 17th Mar 17, 3:02 PM
    • 3,922 Posts
    • 3,238 Thanks
    BeenThroughItAll
    • #5
    • 17th Mar 17, 3:02 PM
    • #5
    • 17th Mar 17, 3:02 PM
    Please explain?
    Originally posted by EdGasket

    Well, a 'need' is something you can't do without.


    You CAN do without legal cover.
    • stator
    • By stator 17th Mar 17, 3:24 PM
    • 5,475 Posts
    • 3,472 Thanks
    stator
    • #6
    • 17th Mar 17, 3:24 PM
    • #6
    • 17th Mar 17, 3:24 PM
    If you're in an accident that is someone else's fault you can use a no-win no-fee solicitor/claims company. They will only take on your case if you are 50%+ likely to win.
    But if you read the terms and conditions of legal cover on your insurance it has the same opt out clause. They will only pursue claims they are likely to win.
    So what's the point in legal expenses cover?
    Changing the world, one sarcastic comment at a time.
    • EdGasket
    • By EdGasket 17th Mar 17, 3:44 PM
    • 3,456 Posts
    • 1,444 Thanks
    EdGasket
    • #7
    • 17th Mar 17, 3:44 PM
    • #7
    • 17th Mar 17, 3:44 PM
    .
    So what's the point in legal expenses cover?
    Originally posted by stator
    They will represent you in motoring prosecutions; are supposed to pursue uninsured losses etc. though for the latter it might just be easier to do it yourself than have 'lazy'
    insurance solicitors on the case.
    • grade15
    • By grade15 23rd Mar 17, 11:24 AM
    • 516 Posts
    • 216 Thanks
    grade15
    • #8
    • 23rd Mar 17, 11:24 AM
    • #8
    • 23rd Mar 17, 11:24 AM
    thanks for all your comments..good or bad...thought I would add this into the mix... If I had legal assistance on my HOME insurance..does it cover my motor? (the bases of all the legal assistance on a motor vehicle insurance)
    • AdrianC
    • By AdrianC 23rd Mar 17, 11:28 AM
    • 13,441 Posts
    • 11,821 Thanks
    AdrianC
    • #9
    • 23rd Mar 17, 11:28 AM
    • #9
    • 23rd Mar 17, 11:28 AM
    thanks for all your comments..good or bad...thought I would add this into the mix... If I had legal assistance on my HOME insurance..does it cover my motor? (the bases of all the legal assistance on a motor vehicle insurance)
    Originally posted by grade15
    Read the Ts & Cs. It might, it might not.
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