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    • movingagain
    • By movingagain 16th Mar 17, 9:36 AM
    • 22Posts
    • 0Thanks
    mortgage with out of date credit file
    • #1
    • 16th Mar 17, 9:36 AM
    mortgage with out of date credit file 16th Mar 17 at 9:36 AM
    Hi all

    I used my credit card last month to make a big purchase as i wanted the buyers protection from the card. The balance was paid off 10 days later but today i have checked my experian report and it has updated to show i have this balance on my card I want to apply for a mortgage next week how will this affect it? I can't wait another 6 weeks for it to update.

    Thanks in advance
Page 1
    • zx81
    • By zx81 16th Mar 17, 10:26 AM
    • 12,566 Posts
    • 12,742 Thanks
    • #2
    • 16th Mar 17, 10:26 AM
    • #2
    • 16th Mar 17, 10:26 AM
    It's no issue. If queried, you would simply show that you have cleared the balance.
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