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  • FIRST POST
    • Sean8564
    • By Sean8564 15th Mar 17, 8:57 PM
    • 6Posts
    • 0Thanks
    Sean8564
    0% ending at two different dates on 1 card
    • #1
    • 15th Mar 17, 8:57 PM
    0% ending at two different dates on 1 card 15th Mar 17 at 8:57 PM
    Hello

    Can't seem to find the answer to this. I transferred a balance to an MBNA credit card last May with 12 months... subsequently they offered me another 12 months in December so I transferred a different balance.

    Therefore I have 50% of the balance due to end on 0% this May and 50% this December. How do balance transfers from this card work? Obviously I want to transfer the portion which is about to end soonest?

    Stupid question no doubt.

    Thanks
Page 1
    • molerat
    • By molerat 15th Mar 17, 9:05 PM
    • 16,468 Posts
    • 10,642 Thanks
    molerat
    • #2
    • 15th Mar 17, 9:05 PM
    • #2
    • 15th Mar 17, 9:05 PM
    All payments go against the offer with the earliest start date. Everything you have paid since the May BT has gone against that (assuming no other transactions on the account) so the full Dec BT is still sitting there.

    See para 4.2 of your T&Cs.
    Last edited by molerat; 15-03-2017 at 9:11 PM.
    www.helpforheroes.org.uk/donations.html
    • cooltt
    • By cooltt 16th Mar 17, 12:08 PM
    • 547 Posts
    • 294 Thanks
    cooltt
    • #3
    • 16th Mar 17, 12:08 PM
    • #3
    • 16th Mar 17, 12:08 PM
    Hello

    Can't seem to find the answer to this. I transferred a balance to an MBNA credit card last May with 12 months... subsequently they offered me another 12 months in December so I transferred a different balance.

    Therefore I have 50% of the balance due to end on 0% this May and 50% this December. How do balance transfers from this card work? Obviously I want to transfer the portion which is about to end soonest?

    Stupid question no doubt.

    Thanks
    Originally posted by Sean8564
    Oh my god, really?
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