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  • FIRST POST
    • Shams122
    • By Shams122 15th Mar 17, 5:49 PM
    • 2Posts
    • 0Thanks
    Shams122
    Help!!! Dept agency BW Legals
    • #1
    • 15th Mar 17, 5:49 PM
    Help!!! Dept agency BW Legals 15th Mar 17 at 5:49 PM
    Hi,
    I received a call today from the number (0113 323 1784) which belonged to BM Legal.
    The individual asked to talk to me regarding an urgent legal matter. I gave him my name and asked who they were, he said ''BM legal'' but wouldn't give me any more details about the matter unless I answered his questions such as my personal details, to which I told him I'm not gonna give my personal details to anyone who asks for it. He said they've sent me a letter, to which I told him I haven't received any, He said he'll send another one and just cut off.

    As a student, I've changed my address multiple times in the last 4 years and any address they may have is my old ones.

    Does anyone know why they might be chasing me or what I should do next?.

    This has got me really worried as just 3 weeks ago I received a fine from a different dept collectors agency telling me I owned them £202 because of a fine back in 2015, which I never received.

    Between May 2015 and until Sep 2015, my vehicle was registered to my old address, so I would not of received any fines during this period and I've I also lived in 15 bedroom accommodations, so letters did go missing occasionally.

    Please can someone help.
Page 1
    • zx81
    • By zx81 15th Mar 17, 5:51 PM
    • 13,159 Posts
    • 13,473 Thanks
    zx81
    • #2
    • 15th Mar 17, 5:51 PM
    • #2
    • 15th Mar 17, 5:51 PM
    Check your credit files.
    • Nostrus
    • By Nostrus 15th Mar 17, 5:54 PM
    • 15 Posts
    • 8 Thanks
    Nostrus
    • #3
    • 15th Mar 17, 5:54 PM
    • #3
    • 15th Mar 17, 5:54 PM
    As to why they are chasing you, it's liable to be a debt-related matter. Although the Data Protection Act protects you, it can also be used to get information from you as they will state they can't discuss the matter with you until they confirm your identity.

    Do you know of any outstanding debts you might have?
  • National Debtline
    • #4
    • 15th Mar 17, 6:11 PM
    • #4
    • 15th Mar 17, 6:11 PM
    Hi

    I agree it’s a good idea to check your credit reference files for anything unusual. For £4 per search you can also check the Trust Online website for details of any court fines made against you.

    www.trustonline.org.uk

    James
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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