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    • melchior
    • By melchior 13th Mar 17, 8:37 PM
    • 1Posts
    • 0Thanks
    Free Car Insurance with new car - Had Accident - What now for my no claims bonus?
    • #1
    • 13th Mar 17, 8:37 PM
    Free Car Insurance with new car - Had Accident - What now for my no claims bonus? 13th Mar 17 at 8:37 PM
    I bought a new VW car in November 2016 and was offered free car insurance by VW which I took up. Unfortunately I had an accident which was my fault in February 2017.

    Prior to November 2016 I had built up 9+ year NCB with other insurers.

    In November 2017, I will have to buy new car insurance but don't know how I will be affected regarding my NCB. VW Insurance have never asked for proof of this in my free insurance but I have kept the NCB notice from my previous insurer when I ended their insurance in November 2016 prior to buying the new car.

    My question is what steps can I take so that my NCB is not reset to 0 in November 2017 ?
Page 1
    • Morph4610
    • By Morph4610 14th Mar 17, 8:45 AM
    • 88 Posts
    • 33 Thanks
    • #2
    • 14th Mar 17, 8:45 AM
    • #2
    • 14th Mar 17, 8:45 AM
    Melchior, your 9 years NCB will still stand in Nov 2017 as you didn't claim under the policy the NCB related to. Your new insurers will factor in that you've had a fault claim but hopefully your maximum NCB entitlement will help keep the premium reasonable
    • Nasqueron
    • By Nasqueron 15th Mar 17, 8:40 AM
    • 4,047 Posts
    • 2,336 Thanks
    • #3
    • 15th Mar 17, 8:40 AM
    • #3
    • 15th Mar 17, 8:40 AM
    If your ncb was protected then while your premium will go up the discount will reduce the impact. If it wasn't protected you may well find you are paying a lot more
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