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  • FIRST POST
    • hflet
    • By hflet 13th Mar 17, 3:42 PM
    • 1Posts
    • 1Thanks
    hflet
    How can I claim PPI from Northern Rock
    • #1
    • 13th Mar 17, 3:42 PM
    How can I claim PPI from Northern Rock 13th Mar 17 at 3:42 PM
    Hi I'm trying to see if I can claim PPI from a mortgage I had with Northern Rock which was paid off in 2004. I have a reference number but that is all. I'm not sure who I apply to as Northern Rock no longer exists. Thanks hflet.
Page 1
    • antrobus
    • By antrobus 13th Mar 17, 3:56 PM
    • 14,314 Posts
    • 20,141 Thanks
    antrobus
    • #2
    • 13th Mar 17, 3:56 PM
    • #2
    • 13th Mar 17, 3:56 PM
    Hi I'm trying to see if I can claim PPI from a mortgage I had with Northern Rock which was paid off in 2004. I have a reference number but that is all. I'm not sure who I apply to as Northern Rock no longer exists. Thanks hflet.
    Originally posted by hflet
    Northern Rock is now NRAM.
    http://www.n-ram.co.uk/ppi
    • dunstonh
    • By dunstonh 13th Mar 17, 4:33 PM
    • 86,815 Posts
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    dunstonh
    • #3
    • 13th Mar 17, 4:33 PM
    • #3
    • 13th Mar 17, 4:33 PM
    Was the PPI sold by NR or by a broker (most NR mortgages were broker arranged)?
    Who was the provider of the PPI?
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from a Financial Adviser local to you.
    • connor08
    • By connor08 13th Mar 17, 5:53 PM
    • 58 Posts
    • 2 Thanks
    connor08
    • #4
    • 13th Mar 17, 5:53 PM
    • #4
    • 13th Mar 17, 5:53 PM
    Hi I'm trying to see if I can claim PPI from a mortgage I had with Northern Rock which was paid off in 2004. I have a reference number but that is all. I'm not sure who I apply to as Northern Rock no longer exists. Thanks hflet.
    Originally posted by hflet
    hi firstly you need to assess weather it was broker sold or sold via northern rock . if it was broker sold the chances are the brokers are still trading and you can go to them if not then you would need to contact the financial services compensation scheme but they usually request who sold you the insurance try and have a look on past documents - to see if there is a broker on there I wish you the best of luck I'm trying to get my ppi back from another lender have a look on line and try and find out who northern rock would have traded with there might be something on line but I think northeren rock is a bank so they might have done their own internal ppi
    • dunstonh
    • By dunstonh 13th Mar 17, 6:15 PM
    • 86,815 Posts
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    dunstonh
    • #5
    • 13th Mar 17, 6:15 PM
    • #5
    • 13th Mar 17, 6:15 PM
    if it was broker sold the chances are the brokers are still trading and you can go to them
    If the mortgage was paid off in 2004, then it is a very long time before regulation started. So, no broker is going to accept pre-regulation complaints.

    if not then you would need to contact the financial services compensation scheme
    FSCS is not available to the op as they are referring to a pre-regulation sale.

    but I think northeren rock is a bank so they might have done their own internal ppi
    They did offer an MPPI for those that bought from them directly. They changed providers over the years but most of the time it was standalone monthly direct debit (except for some very old cases)
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from a Financial Adviser local to you.
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