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  • FIRST POST
    • yorkshiretight
    • By yorkshiretight 13th Mar 17, 9:40 AM
    • 8Posts
    • 2Thanks
    yorkshiretight
    Travel insurance for long term conditions
    • #1
    • 13th Mar 17, 9:40 AM
    Travel insurance for long term conditions 13th Mar 17 at 9:40 AM
    I was recently diagnosed with Cancer and as the condition will be controllable but not curable I do not expect to lead a sheltered life. Travel has always been high on the agenda so through this website and through the internet generally I set out to find a travel insurance policy for myself and my wife.
    Amazing results appeared. Anything from £1200 to £2200 for an annual european cover. Ridiculous.
    Our current insurer, lapsed, suggested that we take out a standard policy, declare the condition, but in the event that there was a claim that could be linked in some way to the Cancer then be prepared to not be covered. I asked the Oncologist what he thought of that suggestion. Not a lot, as whilst the condition might not be causal the treatment required might have to be modified because of it and the insurance company could refuse or impose a cash ceiling.
    A friend recommended Boots travel insurance. They have the most longwinded medical questionnaire section but their quotation at £500 without conditions seemed pretty decent.

    If you are facing similar problems you could give them a try.

    YT.
Page 1
    • CHRISSYG
    • By CHRISSYG 14th Mar 17, 6:43 AM
    • 5,538 Posts
    • 15,801 Thanks
    CHRISSYG
    • #2
    • 14th Mar 17, 6:43 AM
    • #2
    • 14th Mar 17, 6:43 AM
    I used ABLE2TRAVEL for my daughter it cost £180 for a 14 day caribbean cruise , she has multiple health issues .
    Last edited by CHRISSYG; 14-03-2017 at 6:46 AM.
    • alanq
    • By alanq 14th Mar 17, 2:12 PM
    • 3,438 Posts
    • 2,212 Thanks
    alanq
    • #3
    • 14th Mar 17, 2:12 PM
    • #3
    • 14th Mar 17, 2:12 PM
    MSE article about Travel Insurance For Those With Pre-existing Conditions

    http://www.moneysavingexpert.com/insurance/pre-existing-travel-insurance
    I'm a Board Guide on the Budgeting and Bank Accounts, Savings & Investments, Food Shopping and Over 50s MoneySaving boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com. Board guides are not moderators. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com
    • Biggles
    • By Biggles 14th Mar 17, 3:58 PM
    • 7,164 Posts
    • 4,602 Thanks
    Biggles
    • #4
    • 14th Mar 17, 3:58 PM
    • #4
    • 14th Mar 17, 3:58 PM
    Boots certainly beat all the others for me, I shall need to remember them for next year (even tho their questionnaire is, indeed, the most detailed I have come across!).
    • beedeedee
    • By beedeedee 15th Mar 17, 9:47 AM
    • 892 Posts
    • 1,187 Thanks
    beedeedee
    • #5
    • 15th Mar 17, 9:47 AM
    • #5
    • 15th Mar 17, 9:47 AM
    World First are good, especially for strokes and blood cancers, so I would imagine they're good for other cancers too? Very reasonable premiums.
    • LLlady
    • By LLlady 24th Mar 17, 9:07 AM
    • 1 Posts
    • 0 Thanks
    LLlady
    • #6
    • 24th Mar 17, 9:07 AM
    Annual or single trip?
    • #6
    • 24th Mar 17, 9:07 AM
    Good advice but was it for annual insurance or a single trip?
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