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    • CheltKat
    • By CheltKat 12th Mar 17, 12:23 PM
    • 1Posts
    • 0Thanks
    Right to Buy home owner deceased- advice please
    • #1
    • 12th Mar 17, 12:23 PM
    Right to Buy home owner deceased- advice please 12th Mar 17 at 12:23 PM
    Hi All,

    My mother purchased her council house almost 4 years ago under the right to buy scheme. There is no mortgage on the property as she was able to buy with some inheritance left to her.

    Unfortunately, she has now passed away, she was in Nursing care for the last 18 months of her life and we are waiting for final bills for that to be finalized.

    Myself and my 2 brothers are 3 equal beneficiaries of her will, my question is do we need to hand the property back to the council or will ownership transfer to us (or maybe there is a totally different outcome).

    I have tried to search online and read all the documents we have and I don’t see any advice for this scenario.

    If anyone has any experience of this or knows of any resources I can refer to I would be grateful so we can start to unravel what is needed from us.

    Thanks in advance
Page 1
    • Bogalot
    • By Bogalot 12th Mar 17, 12:30 PM
    • 1,000 Posts
    • 2,577 Thanks
    • #2
    • 12th Mar 17, 12:30 PM
    • #2
    • 12th Mar 17, 12:30 PM
    You'll need to check the terms under which she gained the right to buy. As she only purchased it four years ago the estate may be liable to repay a proportion of the discount to the council.
    • Nnenne1
    • By Nnenne1 29th May 17, 12:12 AM
    • 9 Posts
    • 4 Thanks
    • #3
    • 29th May 17, 12:12 AM
    • #3
    • 29th May 17, 12:12 AM
    Keep it for another year before selling or else you'll lose part of the discount she got.
    • marvin
    • By marvin 29th May 17, 12:17 AM
    • 2,086 Posts
    • 3,172 Thanks
    • #4
    • 29th May 17, 12:17 AM
    • #4
    • 29th May 17, 12:17 AM
    The rules were, when I bought mine just over 10 years ago.
    Under 5 years if sold then a proportion of the discount would need to be repaid.
    Within the first 10 years it has to be offered back to the council who have to turn it down before it can be sold on the open market.

    I had a charge on my property for the council for 10 years so it could not be sold till they removed this charge.

    Don't sell it just yet would be my advice but the executors would need to contact the local council and inform them of the death of the person who bought the house.
    I started with nothing and I am proud to say I still have most of it left.
    • finallyretired
    • By finallyretired 29th May 17, 4:55 AM
    • 5 Posts
    • 3 Thanks
    • #5
    • 29th May 17, 4:55 AM
    • #5
    • 29th May 17, 4:55 AM

    See HTTPS www

    (Sorry not enough posts to put proper link)

    The key paragraph is:

    The clawback charge is, however, not triggered by an exempt disposal (as defined in Housing Act 1985, s 160). If the former tenant dies, the beneficiaries under his will or intestacy do not, therefore, have to refund the money until and unless they sell the property within the unexpired part of the statutory period.

    This was in 2006 but probably hasn't changed.

    Oops, just noticed original post was back in March!
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