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  • FIRST POST
    • Dreamnine
    • By Dreamnine 11th Mar 17, 7:05 PM
    • 7,068Posts
    • 12,250Thanks
    Dreamnine
    Thrifty 'til 50, then spend 'til the end.
    • #1
    • 11th Mar 17, 7:05 PM
    Thrifty 'til 50, then spend 'til the end. 11th Mar 17 at 7:05 PM
    Is this a good practice?

    Recently, and in some part due to my health scares, I'm no longer worried about spending too much money; I'd sooner spend than just have money sitting in my bank.

    This week I bought a watch that was over a grand on the spur of the moment, really, but I wanted it.

    I'm still thrifty when it comes to grocery shopping, though - today Tesco and SunPat wanted £2 or £2.50 for their peanut butter but the superior Meridian was on offer at £1.

    Do you spend more or care less about it as you age, and have saved?
    I shot a vein in my neck and coughed up a Quaalude.
    Lou Reed The Last Shot
Page 1
    • Wizard of Id
    • By Wizard of Id 11th Mar 17, 7:19 PM
    • 838 Posts
    • 4,134 Thanks
    Wizard of Id
    • #2
    • 11th Mar 17, 7:19 PM
    • #2
    • 11th Mar 17, 7:19 PM
    At 55 I moved over into spending mode but I still class myself as thrifty, it's just that I no longer earn as much these days so savings are going down rather than up.
    I don't mind though, it is all part of the master plan to leave a zero bank balance when I depart this mortal coil.
    Every man is innocent until proven broke.


    Walk 2000 miles in 2017 - 605
    This week 46.3
    • Sleazy
    • By Sleazy 11th Mar 17, 7:24 PM
    • 3,799 Posts
    • 3,305 Thanks
    Sleazy
    • #3
    • 11th Mar 17, 7:24 PM
    • #3
    • 11th Mar 17, 7:24 PM
    "Being of sound mind, I spent it all ......"
    Signed Sleazy
    Otherwise known as the Lounge Lizard
    • BOBS
    • By BOBS 11th Mar 17, 7:26 PM
    • 2,612 Posts
    • 1,933 Thanks
    BOBS
    • #4
    • 11th Mar 17, 7:26 PM
    • #4
    • 11th Mar 17, 7:26 PM
    We intend to S.K.I. when we reach late 50ś !!










    Spend
    Kids
    Inheritance
    • Dreamnine
    • By Dreamnine 11th Mar 17, 7:28 PM
    • 7,068 Posts
    • 12,250 Thanks
    Dreamnine
    • #5
    • 11th Mar 17, 7:28 PM
    • #5
    • 11th Mar 17, 7:28 PM
    We intend to S.K.I. when we reach late 50ś !!










    Spend
    Kids
    Inheritance
    Originally posted by BOBS
    Do it now!
    I shot a vein in my neck and coughed up a Quaalude.
    Lou Reed The Last Shot
    • Sleazy
    • By Sleazy 11th Mar 17, 7:33 PM
    • 3,799 Posts
    • 3,305 Thanks
    Sleazy
    • #6
    • 11th Mar 17, 7:33 PM
    • #6
    • 11th Mar 17, 7:33 PM
    We intend to S.K.I. when we reach late 50ś !!

    Spend
    Kids
    Inheritance
    Originally posted by BOBS
    Do you know how long you've got?
    Signed Sleazy
    Otherwise known as the Lounge Lizard
    • Tipsntreats
    • By Tipsntreats 11th Mar 17, 7:57 PM
    • 3,944 Posts
    • 5,467 Thanks
    Tipsntreats
    • #7
    • 11th Mar 17, 7:57 PM
    • #7
    • 11th Mar 17, 7:57 PM
    Good for you Dreamy - What kind of watch?

    I learn't a long time ago, that you can't take it with you.
    (Joke - How many notes did you find?)
    Tips x
    Money, money, money
    Must be funny
    • Dreamnine
    • By Dreamnine 11th Mar 17, 7:59 PM
    • 7,068 Posts
    • 12,250 Thanks
    Dreamnine
    • #8
    • 11th Mar 17, 7:59 PM
    • #8
    • 11th Mar 17, 7:59 PM
    Good for you Dreamy - What kind of watch?

    I learn't a long time ago, that you can't take it with you.
    (Joke - How many notes did you find?)
    Tips x
    Originally posted by Tipsntreats
    A Rado - I posted a picture on my watches thread.
    I shot a vein in my neck and coughed up a Quaalude.
    Lou Reed The Last Shot
    • Tipsntreats
    • By Tipsntreats 11th Mar 17, 8:02 PM
    • 3,944 Posts
    • 5,467 Thanks
    Tipsntreats
    • #9
    • 11th Mar 17, 8:02 PM
    • #9
    • 11th Mar 17, 8:02 PM
    A Rado - I posted a picture on my watches thread.
    Originally posted by Dreamnine
    Sorry I have been away- so missed that.
    PS - I missed you as well.
    Tips x
    Money, money, money
    Must be funny
    • melanzana
    • By melanzana 11th Mar 17, 8:13 PM
    • 2,221 Posts
    • 6,308 Thanks
    melanzana
    Better to spend now and enjoy than worry that you cannot spend nor enjoy later.

    But keep a bit by. Spend the rest though. That's my view.
    • BOBS
    • By BOBS 11th Mar 17, 9:34 PM
    • 2,612 Posts
    • 1,933 Thanks
    BOBS
    Do it now!
    Originally posted by Dreamnine
    would love to take the chance - but my heart definitely wouldnt let me ........ few more years at least.

    Do you know how long you've got?
    Originally posted by Sleazy
    absolutely not ! - thats why it would be great to have the frame of mind to just spend as we earn - but too cautious

    Better to spend now and enjoy than worry that you cannot spend nor enjoy later. .
    Originally posted by melanzana
    never thought of it that way !!!
    • Pyxis
    • By Pyxis 12th Mar 17, 4:34 AM
    • 24,141 Posts
    • 86,319 Thanks
    Pyxis
    'Things' rarely give me the joy they used to, but experiences are wonderful, so I'm tending to spend money on travel and doing things like hobbies.
    I suppose I've spent far more on travel in the last 8years than in the rest of my life put together, but that's mainly because I hardly went anywhere before, and am making up for lost time.

    The other thing I won't stint on any more is comfort. So I rarely resent paying for parking if it means it makes things easier, or a new mattress, or a better seat in an aeroplane, or a taxi rather than the bus if it's cold or wet.

    But I still turn lights off, and use water from washing veg to water the garden, and use junk mail blank sides as notepaper!
    (I just lurve spiders! )
    INFJ(Turbulent).

    Her Greenliness Baroness Pyxis of the Alphabetty, P.P..
    ¥ ¥ ¥
    X ~O
    • HighamKneeDee
    • By HighamKneeDee 12th Mar 17, 5:22 AM
    • 167 Posts
    • 138 Thanks
    HighamKneeDee
    Some years back, having split from my wife, the OP's thread title was exactly my way of thinking. Roll forward to the present, and a Fiance a good few years younger who still isn't decided if she wants children, my viewpoint may have to change, but willingly. Done the big house, swagger and luxury cars thing, as others have mentioned travel will be my thing. Happy experiences everybody.
    Dennis
    Audere est Facere
    • suki1964
    • By suki1964 12th Mar 17, 11:37 AM
    • 10,297 Posts
    • 23,678 Thanks
    suki1964
    We are skiers

    As they say, there's no pockets on a shroud

    Saying that,we are still thrifty and don't just spend for the sake of it. However if we need/want something, we have it

    My best friend was killed when she was just 42. She spent a lifetime scrimping and scraping, buying from charity shops, cutting her own hair etc, always putting aside every penny for her old age. She left near on a Million quid which went to her estranged family as she had never made a will
    if you lend someone £20 and never see that person again, it was probably worth it
    • Oblivion
    • By Oblivion 12th Mar 17, 1:18 PM
    • 19,177 Posts
    • 58,251 Thanks
    Oblivion
    I have always been a saver since I was hop high to a knee grasper. As a result and with the fairly equal input from my lovely wife we are now worth over a £1million with no debts. It took a lot of hard work ... nothing came easy.

    I find it a great comfort to have that cushion. I can't even imagine how people cope with always being in debt.

    Now at the age of 68 I am tempted sometimes to splash out on something outrageously decadent like a Rolls Royce ... but that lifelong saving instinct keeps holding me back. I must be crazy.
    ... Dave
    Happily retired and enjoying my 11th year of leisure

    I am cleverly disguised as a responsible adult.

    Bring me sunshine in your smile
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