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  • FIRST POST
    • Bean Counter
    • By Bean Counter 11th Mar 17, 9:50 AM
    • 1,467Posts
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    Bean Counter
    Car insurance renewal - when to add 17 year old
    • #1
    • 11th Mar 17, 9:50 AM
    Car insurance renewal - when to add 17 year old 11th Mar 17 at 9:50 AM
    Hi,

    I need to renew my car insurance next week. My daughter turns 17 in a couple of months and I would want to add her to the insurance at that time.

    My question is do I add her to the insurance at her 17th birthday and possibly incur an admin fee and unknown premium increase or can I add her at the renewal when she will still be 16 to know the impact on the premium at renewal and shop around?

    Thanks.
    Today is the first day of the rest of your life
Page 1
    • FutureGirl
    • By FutureGirl 11th Mar 17, 10:04 AM
    • 899 Posts
    • 362 Thanks
    FutureGirl
    • #2
    • 11th Mar 17, 10:04 AM
    • #2
    • 11th Mar 17, 10:04 AM
    You can't add her to your policy whilst she's only 16. You will need to add her once she turns 17.

    When doing renewal quotes, do some with her as a named driver aged 17, and that should show you a very rough amount you'd pay when you add her on later.
    • Bean Counter
    • By Bean Counter 11th Mar 17, 10:15 AM
    • 1,467 Posts
    • 937 Thanks
    Bean Counter
    • #3
    • 11th Mar 17, 10:15 AM
    • #3
    • 11th Mar 17, 10:15 AM
    Thanks for the reply - will do.
    Today is the first day of the rest of your life
    • Bean Counter
    • By Bean Counter 11th Mar 17, 2:15 PM
    • 1,467 Posts
    • 937 Thanks
    Bean Counter
    • #4
    • 11th Mar 17, 2:15 PM
    • #4
    • 11th Mar 17, 2:15 PM
    A quick follow up question if I may.

    The cheapest policies for me only are then really expensive when I include a notional daughter. Also the cheaper policies including her are expensive when it is just me.

    In this case I presume it would make sense to take out a policy in my name only and then cancel and take out a new policy when adding my daughter when she turns 17 (depending on the cancellation fees)?

    Thanks.
    Today is the first day of the rest of your life
    • forgotmyname
    • By forgotmyname 12th Mar 17, 1:23 AM
    • 25,454 Posts
    • 10,095 Thanks
    forgotmyname
    • #5
    • 12th Mar 17, 1:23 AM
    • #5
    • 12th Mar 17, 1:23 AM
    Or just get her a learner policy? That way your no claims is not at risk.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

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