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  • FIRST POST
    • itsallabitmuch
    • By itsallabitmuch 10th Mar 17, 1:41 PM
    • 51Posts
    • 83Thanks
    itsallabitmuch
    A very happy day...
    • #1
    • 10th Mar 17, 1:41 PM
    A very happy day... 10th Mar 17 at 1:41 PM
    Hope nobody minds me posting this, but I just wanted to draw your attention to my signature, which I edited today.

    My very first DMP payment has gone out of my bank, and I'm SO happy to see the figure come down, even if only a little bit!

    I know it's not loads, but it's lovely to physically see the debt reducing for the first time
Page 1
    • January2015
    • By January2015 10th Mar 17, 1:45 PM
    • 1,757 Posts
    • 4,746 Thanks
    January2015
    • #2
    • 10th Mar 17, 1:45 PM
    • #2
    • 10th Mar 17, 1:45 PM
    Well done. You are right to feel chuffed with yourself and happy to see the debt reducing.

    I love my DMP - it really has changed my life for the better.
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k I'm driving it down
    £1k emergency fund (member #84) £1k/£1k
    Xmas 2017 £1 p/day challenge No. 20 - £420/£730
    Make £10 p/day Feb £74.31, Mar £664.37 Apr £40
    • Money Rollercoaster
    • By Money Rollercoaster 10th Mar 17, 5:10 PM
    • 246 Posts
    • 601 Thanks
    Money Rollercoaster
    • #3
    • 10th Mar 17, 5:10 PM
    • #3
    • 10th Mar 17, 5:10 PM
    Just think ... within 6 months of starting it you'll be under £10k (assuming you're paying £241 each month)!
    Living Life @ 174 BPM >> CC Balance (0%) -£3,565.99 - Target DFD Dec 2017 >> Loan (Car) (3.1%) -£19,803.74 - Target DFD Nov 2020
    • DesignNotDefault
    • By DesignNotDefault 11th Mar 17, 10:21 AM
    • 40 Posts
    • 100 Thanks
    DesignNotDefault
    • #4
    • 11th Mar 17, 10:21 AM
    • #4
    • 11th Mar 17, 10:21 AM
    Aw well done and congratulations :-)

    Good for you and keep up the hard work.
    Mortgage @ May 2014 £103,347.24. Mortgage @ 2%:£90, 321.99, £89, 949.44
    CC @ 0%: £5473.72, £5419.72, £5365.72, £5312.72, £5259.72, £5207.72, £5155.72, £5104.72
    Home Improvement Loan @ 0%: £0, settled July 2017
    Emergency Savings: £2050/£5000
    Intending to be mortgage-free by 2022
    • motivated
    • By motivated 11th Mar 17, 10:54 AM
    • 2,290 Posts
    • 3,447 Thanks
    motivated
    • #5
    • 11th Mar 17, 10:54 AM
    • #5
    • 11th Mar 17, 10:54 AM
    Hope nobody minds me posting this, but I just wanted to draw your attention to my signature, which I edited today.

    My very first DMP payment has gone out of my bank, and I'm SO happy to see the figure come down, even if only a little bit!

    I know it's not loads, but it's lovely to physically see the debt reducing for the first time
    Originally posted by itsallabitmuch
    Hi

    I have a new DMP too and my first payment will go 1st April. I am looking forward to see my first payment as well and will be happy like you are.

    Glad you posted this as I thought it was just me

    LBM £82,590 Jan 17/£80,059 Dec 17
    Short term goal £790/£1796

    SPC # 91
    PDBX 18 # £0/£2,000
    52 week challenge £7.28
    • pbsmiles
    • By pbsmiles 11th Mar 17, 5:37 PM
    • 98 Posts
    • 58 Thanks
    pbsmiles
    • #6
    • 11th Mar 17, 5:37 PM
    • #6
    • 11th Mar 17, 5:37 PM
    Well done, I remember that feeling the relief of knowing that there is a positive end to a horrible situation is lovely, will take time but you can live and breath again, xx
    • zippygeorgeandben
    • By zippygeorgeandben 11th Mar 17, 6:53 PM
    • 717 Posts
    • 902 Thanks
    zippygeorgeandben
    • #7
    • 11th Mar 17, 6:53 PM
    • #7
    • 11th Mar 17, 6:53 PM
    Of course we don't mind you posting it! It's nice to see you are tackling your debts! Keep it up!
    End Sep 2016 End Nov 2017
    £8236.57 £0
    (Tesco 4.8%) £0pcm
    £6185.75 £0(Zopa 4.0%) £0pcm

    £5344.50
    £2470.04 (Sainsburys 0% until 06/19) £140pcm
    £2000.00 £933.36 (Sister 0%) £133.33pcm

    Total debt
    £19.766.82 £3403.40 Original DFD May 2019.
    • DancingUnicorn
    • By DancingUnicorn 11th Mar 17, 7:57 PM
    • 115 Posts
    • 376 Thanks
    DancingUnicorn
    • #8
    • 11th Mar 17, 7:57 PM
    • #8
    • 11th Mar 17, 7:57 PM
    Yay for you! I have just sent off my documents for mine to get set up and I'm eagerly anticipating seeing that money leave my account (as weird as that seems).
    It'll be great to see those numbers going down no matter how slow they go.
    LBM: October 2016: £20,130 / Current: November 2017: £17,545 12.8%
    DFD: February 2024
    SPC#577 (2017: £60.58)
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