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  • FIRST POST
    • itsallabitmuch
    • By itsallabitmuch 10th Mar 17, 1:41 PM
    • 47Posts
    • 77Thanks
    itsallabitmuch
    A very happy day...
    • #1
    • 10th Mar 17, 1:41 PM
    A very happy day... 10th Mar 17 at 1:41 PM
    Hope nobody minds me posting this, but I just wanted to draw your attention to my signature, which I edited today.

    My very first DMP payment has gone out of my bank, and I'm SO happy to see the figure come down, even if only a little bit!

    I know it's not loads, but it's lovely to physically see the debt reducing for the first time
    Debt: £11,271.22 £11,030.22 @ 10.03.2017 £10,789.22 @ 10.04.2017
    DMP with StepChange in place @ 01.03.2017
    Using Wally to keep on track
    2017 Prolific Earnings: £18.65 2017 One Poll Earnings: £5.15 2017 Selling Earnings: £366.34
    2017 Shop & Scan Rewards Redeemed: £10 Amazon Voucher
Page 1
    • January2015
    • By January2015 10th Mar 17, 1:45 PM
    • 1,584 Posts
    • 4,440 Thanks
    January2015
    • #2
    • 10th Mar 17, 1:45 PM
    • #2
    • 10th Mar 17, 1:45 PM
    Well done. You are right to feel chuffed with yourself and happy to see the debt reducing.

    I love my DMP - it really has changed my life for the better.
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k DMP now 26.58% paid. That means our debt is in the £60k's
    £1k emergency fund (member #84) £1k/£1k
    Xmas 2017 £1 p/day challenge No. 20 - £420/£730
    Make £10 p/day Feb £74.31, Mar £664.37 Apr £40
    • Money Rollercoaster
    • By Money Rollercoaster 10th Mar 17, 5:10 PM
    • 237 Posts
    • 545 Thanks
    Money Rollercoaster
    • #3
    • 10th Mar 17, 5:10 PM
    • #3
    • 10th Mar 17, 5:10 PM
    Just think ... within 6 months of starting it you'll be under £10k (assuming you're paying £241 each month)!
    Living Life @ 174 BPM >> CC Balance (0%) -£1,950 - Target DFD Dec 2017 >> Loan (Car) (3.1%) -£20,264.29 - Target DFD Oct 2020
    • DesignNotDefault
    • By DesignNotDefault 11th Mar 17, 10:21 AM
    • 35 Posts
    • 72 Thanks
    DesignNotDefault
    • #4
    • 11th Mar 17, 10:21 AM
    • #4
    • 11th Mar 17, 10:21 AM
    Aw well done and congratulations :-)

    Good for you and keep up the hard work.
    Mortgage @ May 2014 £103,347.24. Mortgage @ 2%, O/P @ £250 p/m from March '17: £93,316.68, £92,949.95, £92,314.97, £91,696.25
    CC @ 0%: £5473.72, £5419.72, £5365.72, £5312.72
    Home Improvement Loan @ 0%: £602.68, £559.62, £516.56, £473.50
    Intending to be mortgage-free by 2022
    • motivated
    • By motivated 11th Mar 17, 10:54 AM
    • 855 Posts
    • 1,092 Thanks
    motivated
    • #5
    • 11th Mar 17, 10:54 AM
    • #5
    • 11th Mar 17, 10:54 AM
    Hope nobody minds me posting this, but I just wanted to draw your attention to my signature, which I edited today.

    My very first DMP payment has gone out of my bank, and I'm SO happy to see the figure come down, even if only a little bit!

    I know it's not loads, but it's lovely to physically see the debt reducing for the first time
    Originally posted by itsallabitmuch
    Hi

    I have a new DMP too and my first payment will go 1st April. I am looking forward to see my first payment as well and will be happy like you are.

    Glad you posted this as I thought it was just me
    I have arrived in DMP Land and I like it. I may stay a while
    April 2017 £82,590 £81,558.98 - DFD July 2024 June 2024
    • pbsmiles
    • By pbsmiles 11th Mar 17, 5:37 PM
    • 56 Posts
    • 36 Thanks
    pbsmiles
    • #6
    • 11th Mar 17, 5:37 PM
    • #6
    • 11th Mar 17, 5:37 PM
    Well done, I remember that feeling the relief of knowing that there is a positive end to a horrible situation is lovely, will take time but you can live and breath again, xx
    • zippygeorgeandben
    • By zippygeorgeandben 11th Mar 17, 6:53 PM
    • 479 Posts
    • 531 Thanks
    zippygeorgeandben
    • #7
    • 11th Mar 17, 6:53 PM
    • #7
    • 11th Mar 17, 6:53 PM
    Of course we don't mind you posting it! It's nice to see you are tackling your debts! Keep it up!
    End Sep 2016 End March 2017 £8236.57 £6900.91(Tesco 4.8%) £6185.75 £4755.62 (Zopa 4.0%) £5344.50 £3394 (Sainsburys 0% until 06/19) Total debt £19.766.82 £15,050.53 Bronze Pay £1344.50 by Sep '17 SMASHED! Silver Pay £1844.50 by Sep '17 EASY! Gold Pay £2344.50 by Sep '17 Platinum Pay £2844.50 by Sep '17. Original DFD May 2019.
    • DancingUnicorn
    • By DancingUnicorn 11th Mar 17, 7:57 PM
    • 41 Posts
    • 32 Thanks
    DancingUnicorn
    • #8
    • 11th Mar 17, 7:57 PM
    • #8
    • 11th Mar 17, 7:57 PM
    Yay for you! I have just sent off my documents for mine to get set up and I'm eagerly anticipating seeing that money leave my account (as weird as that seems).
    It'll be great to see those numbers going down no matter how slow they go.
    October 2016: £20,130
    March 2017: £19,560
    DFD: February 2024
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