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  • FIRST POST
    • glasgowm148
    • By glasgowm148 8th Mar 17, 2:56 PM
    • 143Posts
    • 195Thanks
    glasgowm148
    Almost half way there....
    • #1
    • 8th Mar 17, 2:56 PM
    Almost half way there.... 8th Mar 17 at 2:56 PM
    Hey all, decided to do this to keep me on track.

    Personal Debt
    95/2000

    Capital1 - 850/1400
    BarclayC - 400/1250
    1250/2650

    Overdraft - 2000/2100
    nPower - 1080/1150
    3030/3250

    Total == 4425/7900

    Moved in with my gf in 2011 with 8k in savings, left in June 2016 minus the gf and 8k in debt. Fell in to the trap of paying for her share of the bills while she was in Uni. When roles were reversed (I lost my job, self-employed wasn't going so well). She wasn't willing to support me and left me high and dry.

    Currently putting 400 towards the CC every month. Once they're paid off (hopefully by May/June) I'll be moving onto my overdraft. Set up a payment plan with nPower at 30/mo but will paying that off as soon as my overdraft has gone. (My goal is by Christmas at the latest. September optimistically)

    Spent 100 on clothes today which I feel guilty about but I haven't bought new clothes in well over a year and was sick off cutting about like a pure jake

    Current bills -- 15/mo - gym || 15/mo - phone || 50/mo -- food
    Current incomings -- 550/mo -- Bursary + Discretionary Fund || Just been employed as a Freelance Event Technician avg. monthly pay still unclear.

    upwards and onwards!
    Last edited by glasgowm148; 08-03-2017 at 3:12 PM.
    Capital One - 950/1400
    Barclay Card - 100/1250
    Overdraft - 1800/2100
    Personal Debt - 45/2000
    nPower - 1050/1115
    Total - 3945/7900 -- 50% paid off!
Page 1
    • Money Rollercoaster
    • By Money Rollercoaster 8th Mar 17, 4:07 PM
    • 244 Posts
    • 581 Thanks
    Money Rollercoaster
    • #2
    • 8th Mar 17, 4:07 PM
    • #2
    • 8th Mar 17, 4:07 PM
    Blimey - you're doing well to eat for 50 pcm!


    Good luck with being a freelance event technician ... sounds like an interesting job. You could end up working in all sorts of places with that sort of work. Fingers crossed there's a decent first pay packet!
    Living Life @ 174 BPM >> CC Balance (0%) -3,565.99 - Target DFD Dec 2017 >> Loan (Car) (3.1%) -19,803.74 - Target DFD Nov 2020
    • glasgowm148
    • By glasgowm148 8th Mar 17, 5:53 PM
    • 143 Posts
    • 195 Thanks
    glasgowm148
    • #3
    • 8th Mar 17, 5:53 PM
    • #3
    • 8th Mar 17, 5:53 PM
    Moved back home until I get back on my feet and me and my bro half a shopping once a month (~80-120). This is all I spent on my monthly shop when living with my ex too though.

    I'm back at college (ACCESS STEM), been accepting to Glasgow uni to do CompSci in Sept providing I pass my access course. This job is ideal for working alongside my degree
    Last edited by glasgowm148; 08-03-2017 at 5:55 PM.
    Capital One - 950/1400
    Barclay Card - 100/1250
    Overdraft - 1800/2100
    Personal Debt - 45/2000
    nPower - 1050/1115
    Total - 3945/7900 -- 50% paid off!
    • glasgowm148
    • By glasgowm148 17th May 17, 10:51 PM
    • 143 Posts
    • 195 Thanks
    glasgowm148
    • #4
    • 17th May 17, 10:51 PM
    • #4
    • 17th May 17, 10:51 PM
    Hit the 50% mark. Been granted 6750 student loan - payments start in Sept. Also 750 bursary, applying for a 1k tech grant and will also apply for discretionary fund when I start Uni.

    Here's to being (interest) debt free by Christmas !
    Capital One - 950/1400
    Barclay Card - 100/1250
    Overdraft - 1800/2100
    Personal Debt - 45/2000
    nPower - 1050/1115
    Total - 3945/7900 -- 50% paid off!
    • Hiddenidenity
    • By Hiddenidenity 18th May 17, 12:08 AM
    • 2,912 Posts
    • 10,880 Thanks
    Hiddenidenity
    • #5
    • 18th May 17, 12:08 AM
    • #5
    • 18th May 17, 12:08 AM
    Good luck! Well done on achieving so much already will subscribe so I can follow

    DFW 203.71/7348.71
    You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose.
    Rent Arrears 16.28 /3381.28
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