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  • FIRST POST
    • Andrew Ryan 89
    • By Andrew Ryan 89 7th Mar 17, 7:40 AM
    • 493Posts
    • 277Thanks
    Andrew Ryan 89
    Santander banking app
    • #1
    • 7th Mar 17, 7:40 AM
    Santander banking app 7th Mar 17 at 7:40 AM
    It amazes me how bad some banking apps and online services are. Fun y enough, the best one I have come across is Tesco! Bloody Tesco have better online banking than all the actual banks.

    Anyway I am looking to switch to Santander soon to take advantage of their cashback incentives as I have a mortgage with them but wanted to know more about how their app works.

    Mainly, can you see pending payments and do you need a card reader?
Page 1
    • NoMore
    • By NoMore 7th Mar 17, 8:06 AM
    • 143 Posts
    • 117 Thanks
    NoMore
    • #2
    • 7th Mar 17, 8:06 AM
    • #2
    • 7th Mar 17, 8:06 AM
    Yes to pending payments and you don't need a card reader.


    Caveat: I only just found the pending payments section on app and have never used it before, its currently empty for me so I'm not sure how up to date it ever is.
    • Rola_cola
    • By Rola_cola 7th Mar 17, 8:18 AM
    • 9 Posts
    • 16 Thanks
    Rola_cola
    • #3
    • 7th Mar 17, 8:18 AM
    • #3
    • 7th Mar 17, 8:18 AM
    There is a tab for pending payments but I've never seen anything in there - I've used the app for a couple of years
    • theburningcat
    • By theburningcat 7th Mar 17, 8:54 AM
    • 183 Posts
    • 52 Thanks
    theburningcat
    • #4
    • 7th Mar 17, 8:54 AM
    • #4
    • 7th Mar 17, 8:54 AM
    Pending payments in Santander means post-dated BACS transfers. As far as I know, Santander will only show pending authorisations for credit cards, not debit cards. For credit cards, at the bottom of the transaction list, there's a link for recently authorised transactions.

    Tesco is also the best app I've seen. Santander's personal app is actually pretty good. Their business app hasn't been updated in many years.
    • badger09
    • By badger09 7th Mar 17, 11:04 AM
    • 5,112 Posts
    • 4,325 Thanks
    badger09
    • #5
    • 7th Mar 17, 11:04 AM
    • #5
    • 7th Mar 17, 11:04 AM
    This isn't something which usually interests me as I keep my own record.

    However, about 15 minutes ago I made a debit card payment in excess of £2k. I've just checked and the detail doesn't show in the pending payments section of the app, but the available balance correctly reflects it.
    • the silence
    • By the silence 12th Mar 17, 7:58 PM
    • 7 Posts
    • 3 Thanks
    the silence
    • #6
    • 12th Mar 17, 7:58 PM
    • #6
    • 12th Mar 17, 7:58 PM
    The iPhone app still doesn't have Touch ID.
    • realaledrinker
    • By realaledrinker 12th Mar 17, 11:57 PM
    • 1,506 Posts
    • 496 Thanks
    realaledrinker
    • #7
    • 12th Mar 17, 11:57 PM
    • #7
    • 12th Mar 17, 11:57 PM
    You can set up new payees directly on the App. No need to go online.
    Ethical moneysaver
    • AndyPK
    • By AndyPK 13th Mar 17, 12:28 PM
    • 2,201 Posts
    • 569 Thanks
    AndyPK
    • #8
    • 13th Mar 17, 12:28 PM
    • #8
    • 13th Mar 17, 12:28 PM
    This is a fairly recent addition. About time too
    • Sean473
    • By Sean473 13th Mar 17, 5:03 PM
    • 68 Posts
    • 30 Thanks
    Sean473
    • #9
    • 13th Mar 17, 5:03 PM
    • #9
    • 13th Mar 17, 5:03 PM
    The iPhone app still doesn't have Touch ID.
    Originally posted by the silence
    Yes, that is indeed irritating but the app has much more functionality and usability then before. In fact, it would be one of the best mobile banking apps for me if they add Touch ID!
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