Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • starM
    • By starM 19th Feb 17, 9:50 PM
    • 1,293Posts
    • 175Thanks
    starM
    Halifax Reward account
    • #1
    • 19th Feb 17, 9:50 PM
    Halifax Reward account 19th Feb 17 at 9:50 PM
    Hi,

    Halifax standard current account is no longer available on Halifax website. Has that been withdrawn?

    Next available account is Reward but as I already hold Reward account I cannot apply for another one.

    MS
Page 1
    • YorkshireBoy
    • By YorkshireBoy 19th Feb 17, 10:06 PM
    • 29,399 Posts
    • 17,185 Thanks
    YorkshireBoy
    • #2
    • 19th Feb 17, 10:06 PM
    • #2
    • 19th Feb 17, 10:06 PM
    Halifax standard current account is no longer available on Halifax website. Has that been withdrawn?
    Originally posted by starM
    Yes, a while ago now.
    Next available account is Reward but as I already hold Reward account I cannot apply for another one.
    How do you know (for sure)? Have you tried and been denied?
    • grumbler
    • By grumbler 19th Feb 17, 11:16 PM
    • 51,388 Posts
    • 21,755 Thanks
    grumbler
    • #3
    • 19th Feb 17, 11:16 PM
    • #3
    • 19th Feb 17, 11:16 PM
    How do you know (for sure)?
    Originally posted by YorkshireBoy
    S/he followed your usual advice and checked the T&C
    We are born naked, wet and hungry...Then things get worse.

    .withdrawal, NOT withdrawel ..bear with me, NOT bare with me
    .definitely, NOT definately ......separate, NOT seperate
    should have, NOT should of
    .....guaranteed, NOT guarenteed
    • EarthBoy
    • By EarthBoy 19th Feb 17, 11:27 PM
    • 1,737 Posts
    • 1,048 Thanks
    EarthBoy
    • #4
    • 19th Feb 17, 11:27 PM
    • #4
    • 19th Feb 17, 11:27 PM
    Effectively, the Reward account becomes the old standard current account if you don't pay in £750 per month and have two direct debits.
    • YorkshireBoy
    • By YorkshireBoy 19th Feb 17, 11:33 PM
    • 29,399 Posts
    • 17,185 Thanks
    YorkshireBoy
    • #5
    • 19th Feb 17, 11:33 PM
    • #5
    • 19th Feb 17, 11:33 PM
    S/he followed your usual advice and checked the T&C
    Originally posted by grumbler
    No it was a genuine question. I have the option to apply for another Reward account within online banking. With 4 Reward accounts already I won't be sticking my head above the parapet and trying for another. Even if I wanted a donor account I'd go elsewhere.

    Just wondered if the OP had tried and failed, or simply read that they could just "hold one sole Reward account" and assumed it wasn't worth trying and hoping for a substitute account (of whatever type not normally on sale...as EarthBoy says, another Reward account without the Reward).
    • bktshpsht
    • By bktshpsht 11th Mar 17, 8:36 AM
    • 3 Posts
    • 0 Thanks
    bktshpsht
    • #6
    • 11th Mar 17, 8:36 AM
    upgrade ; have to switch?
    • #6
    • 11th Mar 17, 8:36 AM
    I have a Halifax account that I wanted to upgrade to a Reward account.

    When I applied it sent me to a 'switch into Halifax' page.

    Can I apply if I don't want to switch in from another bank?
    • YorkshireBoy
    • By YorkshireBoy 11th Mar 17, 8:47 AM
    • 29,399 Posts
    • 17,185 Thanks
    YorkshireBoy
    • #7
    • 11th Mar 17, 8:47 AM
    • #7
    • 11th Mar 17, 8:47 AM
    It's not an "upgrade". It's a "re-designation". You used to have to either visit branch or ring them. I don't believe online re-designation is possible.
    • badger09
    • By badger09 11th Mar 17, 2:39 PM
    • 5,124 Posts
    • 4,339 Thanks
    badger09
    • #8
    • 11th Mar 17, 2:39 PM
    • #8
    • 11th Mar 17, 2:39 PM
    Duplicated question here


    http://forums.moneysavingexpert.com/showthread.php?t=5605759
    • Westie983
    • By Westie983 12th Mar 17, 12:06 AM
    • 3,773 Posts
    • 13,844 Thanks
    Westie983
    • #9
    • 12th Mar 17, 12:06 AM
    • #9
    • 12th Mar 17, 12:06 AM
    Effectively, the Reward account becomes the old standard current account if you don't pay in £750 per month and have two direct debits.
    Originally posted by EarthBoy
    Not any more it did use to downgrade but now, you just sacrifice the reward payment in those months you don't do the above.

    Westie983
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 12th Mar 17, 12:12 AM
    • 3,773 Posts
    • 13,844 Thanks
    Westie983
    It's not an "upgrade". It's a "re-designation". You used to have to either visit branch or ring them. I don't believe online re-designation is possible.
    Originally posted by YorkshireBoy
    It is possible,

    You need to log in and then click the red upgrade button on the right hand side then you are given a page with the declaration..

    I have logged into my account to copy it down

    Upgrade your bank account

    By upgrading using this simple process, you will keep the same sort code, account number and won’t have to change any direct debits etc.

    If you’re looking to upgrade to one of our current accounts , there are 2 to choose from:

    Reward Current Account
    If you’re going to use this as your main bank account and have your credits and debits set up on it, then you can earn a monthly reward of £3. All you have to do is:

    pay in £750 or more to your Reward Current Account and;
    have a minimum of 2 different Direct Debits paid from your account and;
    your account has not been overdrawn (planned or unplanned) at the end of any day during the calendar month.
    This account also comes with a £50 overdraft buffer which means you won’t pay any planned or unplanned overdraft fees when you are overdrawn by £50 or less.

    Ultimate Reward Current Account
    This current account could be for you if in addition to the standard current account features, you can make use of the extra benefits that come with it such as travel insurance, mobile phone insurance and car breakdown cover, all for a £15 monthly fee.

    All insurance cover and other services that come with the Ultimate Reward Current Account Benefits Package are supplied by 3rd party providers. Exclusions apply.

    And don’t forget, you can manage all of our current accounts with Online Banking, plus all the standard features you’ll expect from us, like a Visa Debit Card.


    This is a new feature and is not the same as opening a new account online, this is done via the products tab...

    Westie983
    Save 12k in 2017 #16 Total £21,355/£12,000 = 177.95%
    Sealed Pot Challenge ~ 10 #97 Total (£252) +£158/£500 = 82.00% ( x 10)
    Xmas 2017 £1 a Day #6 Total £330/£365 = 90.41%
    Virtual Sealed Pot #1 Total £1,350/£1,800 = 75.00%
    £2 Savers Club 2017 #3 Total (£1,450)+£50/£2,000 = 75.00%

    Total £24,945/£16,665 = 149.68%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

976Posts Today

9,151Users online

Martin's Twitter