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  • FIRST POST
    • Amara
    • By Amara 19th Feb 17, 7:19 PM
    • 1,893Posts
    • 7,147Thanks
    Amara
    1 debt vs 100 days chapter 25
    • #1
    • 19th Feb 17, 7:19 PM
    1 debt vs 100 days chapter 25 19th Feb 17 at 7:19 PM
    Hello everyone!

    Regular challengers and newcomers! 1 Debt vs 100 days chapter 25.
    There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days.



    This challenge starts at 20.02.17 and finishes at 31.05.17


    1. Swiminginaseaofdebt £600.73/750
    2. Calling14 £655/1000
    3. MrsHubbard £220/2681.13
    4. Amara £630/1250
    5. Donkids22 £200
    6. SS6624 £98.89/1082
    7. Gettingtheresometime £188.20/288.25
    8. Abundant1972 £180/1800 Well done!!!
    9. Parsnipheap £1500
    10. Jonessy88 £10/2500
    11. Jojitsu £340/3400.
    12. LoLo £564/650
    13. Intheearlyhours £171/3000
    14. Indigowarrior £1800/2000
    Last edited by Amara; 18-05-2017 at 7:09 PM.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 26
    £300/800
    Gaining assets
Page 5
    • Sazzle13
    • By Sazzle13 14th May 17, 7:23 AM
    • 14 Posts
    • 148 Thanks
    Sazzle13

    Hi, I'm looking at joing your next challenge ... do you start again as soon as this one is over ... I'm looking at clearing my studio debt but how do you factor in for interest?

    Thank you!
    • Amara
    • By Amara 14th May 17, 8:52 PM
    • 1,893 Posts
    • 7,147 Thanks
    Amara
    Good question , Sazzle13. I don't know, when next challenge will start yet. What's about 5th of June? Great challengers, please let me know, what you think.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 26
    £300/800
    Gaining assets
    • abundant1972
    • By abundant1972 15th May 17, 11:08 PM
    • 1,173 Posts
    • 8,558 Thanks
    abundant1972
    Evening!

    Another payment made : £1350.00
    Amount remaining : CREDIT CARDS CLEARED!!!

    It's been a funny month... My car went wrong and I ended up using up all of my Emergency Fund to put down a deposit on a new one... So technically I have 'new debt' but am trying to see it like I would a mortgage. It's an essential outgoing, and I had planned to start a car fund - so I guess I'll just use that money on my new car. Plus - for peace of mind for the next 3 years it's worth it. In some ways it's a huge deal I was able to get it - to me it shows my poor credit history is behind me. My Credit Score is now 992/999!!!

    As for this challenge - I have cleared my cards and remaining debt - so I think my next challenge (and the ones for the next 3 years) might be to save smaller lump sums to clear off my car perhaps.

    Anyway - Keep up the good work everyone!!!
    Repay Car : Phase 2 : £0/£500 by 13/09
    Follow your heart & be true to yourself always
    Help To Buy ISA = £4483.65. EF = £1000/£4500
    NST Sept : NSD=0/16 : Food £---/£100 : Spends £---/£100
    365 Day 1p Challenge = £479.25/£667.95. £1.00 a Day = £243.00/£365.00
    Spiritual Practice =0/31. Exercise Sessions 4/14. Cash Bonus = £26/£150 + £249/£399
    • Calling14
    • By Calling14 16th May 17, 11:25 AM
    • 2,450 Posts
    • 18,202 Thanks
    Calling14
    Congratulations on becoming DF Abundant.

    Abundant sorry to hear about your car but hey ho these things happen.
    Had my car 12 years now but fingers crossed still going well but no fund set aside should it collapse one day.

    50 pounds off for me today. #2 655/1000

    Not going to complete this challenge in full overspent a tad last month and playing catch up oops. Amara def up for the next challenge as well.
    LBM 13039 1.1.13 NOW 1730
    PAYDBX 2017 #16 2570/4300 DFD 10/17 ?
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge26 #3 520/ 1400 ends 13/9/17


    • Amara
    • By Amara 17th May 17, 9:08 AM
    • 1,893 Posts
    • 7,147 Thanks
    Amara
    Congratulations, Abundant1972!


    That's great achievement.
    £60 from me.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 26
    £300/800
    Gaining assets
    • Amara
    • By Amara 18th May 17, 7:10 PM
    • 1,893 Posts
    • 7,147 Thanks
    Amara
    Hi!
    £60 from me.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 26
    £300/800
    Gaining assets
    • Calling14
    • By Calling14 19th May 17, 2:54 PM
    • 2,450 Posts
    • 18,202 Thanks
    Calling14
    Well done Amara.

    Have a lovely weekend everyone
    LBM 13039 1.1.13 NOW 1730
    PAYDBX 2017 #16 2570/4300 DFD 10/17 ?
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge26 #3 520/ 1400 ends 13/9/17


    • LoLo
    • By LoLo 20th May 17, 9:51 PM
    • 507 Posts
    • 1,288 Thanks
    LoLo
    I have had a bit of good news today and I will be getting an unexpected payment at the end of this month which will mean that I will indeed be able to clear the debt that I have outstanding from this challenge. I am so pleased as I have had to concentrate on other things these passed few months which have meant that I haven't been focused on repaying my debts. This has given me a new found focus and will mean that I have an additional £50 (this was the typical amount I have been paying) each month to throw at my other debts.

    I have also just reduced my mobile contract and this means £30 extra a month so that will be £80 extra a month that I can use towards paying my debts.

    Finally feel like I am getting somewhere.

    I will definitely be returning to the next challenge with a new found enthusiasm. The 5th June sounds good to me.
    Sealed pot member 049

    Penny challenge - £4.59/£667.95

    1 debt vs 100 days challenge 26. £50/£900
    • Frodobaggins
    • By Frodobaggins 22nd May 17, 4:04 AM
    • 938 Posts
    • 7,105 Thanks
    Frodobaggins
    Hi Amara, it is a long time since I was on here and its good to be back. Can I join in your next challenge please?
    DFW Nerd 1394.
    • abundant1972
    • By abundant1972 26th May 17, 10:37 PM
    • 1,173 Posts
    • 8,558 Thanks
    abundant1972
    Thank you everyone!!!

    I will stand in and cheerlead until the start of the next challenge!!! Keep up the good work!!!


    Repay Car : Phase 2 : £0/£500 by 13/09
    Follow your heart & be true to yourself always
    Help To Buy ISA = £4483.65. EF = £1000/£4500
    NST Sept : NSD=0/16 : Food £---/£100 : Spends £---/£100
    365 Day 1p Challenge = £479.25/£667.95. £1.00 a Day = £243.00/£365.00
    Spiritual Practice =0/31. Exercise Sessions 4/14. Cash Bonus = £26/£150 + £249/£399
    • pippy1971
    • By pippy1971 28th May 17, 7:50 PM
    • 144 Posts
    • 851 Thanks
    pippy1971
    I'm looking forward to joining the next one as well please! Have lots of small debts that I'm looking forward to focussing on!
    NST June 2017: Jiggle Free June ..number 18
    The 365 day penny challenge £49.89
    1 debt vs 100 days challenge 26... #2
    • Calling14
    • By Calling14 30th May 17, 2:21 PM
    • 2,450 Posts
    • 18,202 Thanks
    Calling14
    Omg thought this challenge ended later than tomorrow eek.

    75 pounds off for me today 730/1000 not too shabby an effort but a fail still.

    Thanks Amara for running the challenge. See you in the next one.
    LBM 13039 1.1.13 NOW 1730
    PAYDBX 2017 #16 2570/4300 DFD 10/17 ?
    E
    Fund #9 £120/£1,000
    1 x 100 days challenge26 #3 520/ 1400 ends 13/9/17


    • Amara
    • By Amara 31st May 17, 8:30 AM
    • 1,893 Posts
    • 7,147 Thanks
    Amara
    Hello everybody!
    So our challenge has come to an end. Thank you all for taking a part.


    Here you've got link for another one. http://forums.moneysavingexpert.com/showthread.php?p=72627364#post72627364
    Last edited by Amara; 31-05-2017 at 8:35 AM.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 26
    £300/800
    Gaining assets
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 31st May 17, 8:40 AM
    • 554 Posts
    • 3,058 Thanks
    swimminginaseaofdebt
    Hello everybody!
    So our challenge has come to an end. Thank you all for taking a part.


    Here you've got link for another one. http://forums.moneysavingexpert.com/showthread.php?p=72627364#post72627364
    Originally posted by Amara
    Thanks for running it Amara. Did some money shuffling last night ending my challenge on £1075.18/£750. Pleased with that! See you all on the new thread.
    Pay all debt off by Christmas 2017 #150 - £1868.05/£3729.05
    ,
    SPC10 #564
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