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  • FIRST POST
    • Amara
    • By Amara 19th Feb 17, 7:19 PM
    • 1,880Posts
    • 7,114Thanks
    Amara
    1 debt vs 100 days chapter 25
    • #1
    • 19th Feb 17, 7:19 PM
    1 debt vs 100 days chapter 25 19th Feb 17 at 7:19 PM
    Hello everyone!

    Regular challengers and newcomers! 1 Debt vs 100 days chapter 25.
    There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days.



    This challenge starts at 20.02.17 and finishes at 31.05.17


    1. Swiminginaseaofdebt 600.73/750
    2. Calling14 655/1000
    3. MrsHubbard 220/2681.13
    4. Amara 630/1250
    5. Donkids22 200
    6. SS6624 98.89/1082
    7. Gettingtheresometime 188.20/288.25
    8. Abundant1972 180/1800 Well done!!!
    9. Parsnipheap 1500
    10. Jonessy88 10/2500
    11. Jojitsu 340/3400.
    12. LoLo 564/650
    13. Intheearlyhours 171/3000
    14. Indigowarrior 1800/2000
    Last edited by Amara; 18-05-2017 at 7:09 PM.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 25
    630/1250
    Gaining assets
Page 5
    • Sazzle13
    • By Sazzle13 14th May 17, 7:23 AM
    • 19 Posts
    • 77 Thanks
    Sazzle13

    Hi, I'm looking at joing your next challenge ... do you start again as soon as this one is over ... I'm looking at clearing my studio debt but how do you factor in for interest?

    Thank you!
    • Amara
    • By Amara 14th May 17, 8:52 PM
    • 1,880 Posts
    • 7,114 Thanks
    Amara
    Good question , Sazzle13. I don't know, when next challenge will start yet. What's about 5th of June? Great challengers, please let me know, what you think.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 25
    630/1250
    Gaining assets
    • abundant1972
    • By abundant1972 15th May 17, 11:08 PM
    • 1,137 Posts
    • 8,260 Thanks
    abundant1972
    Evening!

    Another payment made : 1350.00
    Amount remaining : CREDIT CARDS CLEARED!!!

    It's been a funny month... My car went wrong and I ended up using up all of my Emergency Fund to put down a deposit on a new one... So technically I have 'new debt' but am trying to see it like I would a mortgage. It's an essential outgoing, and I had planned to start a car fund - so I guess I'll just use that money on my new car. Plus - for peace of mind for the next 3 years it's worth it. In some ways it's a huge deal I was able to get it - to me it shows my poor credit history is behind me. My Credit Score is now 992/999!!!

    As for this challenge - I have cleared my cards and remaining debt - so I think my next challenge (and the ones for the next 3 years) might be to save smaller lump sums to clear off my car perhaps.

    Anyway - Keep up the good work everyone!!!
    DEBT FREE - 15/05/17
    Follow your heart & be true to yourself always
    Help To Buy ISA = 3683.65. EF = 250.00/4500.00
    NST May : NSD=13/20 : Food 150/150 : Spends 40/100
    365 Day 1p Challenge = 297.55/667.95. 1.00 a Day = 151.00/365.00
    Meditation = 6/20. Exercise Sessions 10/13. Cash Bonus = 6/150 + 150/399.00
    • Calling14
    • By Calling14 16th May 17, 11:25 AM
    • 2,380 Posts
    • 17,597 Thanks
    Calling14
    Congratulations on becoming DF Abundant.

    Abundant sorry to hear about your car but hey ho these things happen.
    Had my car 12 years now but fingers crossed still going well but no fund set aside should it collapse one day.

    50 pounds off for me today. #2 655/1000

    Not going to complete this challenge in full overspent a tad last month and playing catch up oops. Amara def up for the next challenge as well.
    LBM 13039 1.1.13 NOW 2325
    PAYDBX 2017 #16 1975/4300 DFD 10/17 ?
    E
    Fund #9 120/1,000
    1 x 100 days challenge25 No 2 655/1000
    • Amara
    • By Amara 17th May 17, 9:08 AM
    • 1,880 Posts
    • 7,114 Thanks
    Amara
    Congratulations, Abundant1972!


    That's great achievement.
    60 from me.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 25
    630/1250
    Gaining assets
    • Amara
    • By Amara 18th May 17, 7:10 PM
    • 1,880 Posts
    • 7,114 Thanks
    Amara
    Hi!
    60 from me.
    Tackle your debt, take a part in 1 debt vs 100 days challenge.
    1 debt vs 100 days challenge part 25
    630/1250
    Gaining assets
    • Calling14
    • By Calling14 19th May 17, 2:54 PM
    • 2,380 Posts
    • 17,597 Thanks
    Calling14
    Well done Amara.

    Have a lovely weekend everyone
    LBM 13039 1.1.13 NOW 2325
    PAYDBX 2017 #16 1975/4300 DFD 10/17 ?
    E
    Fund #9 120/1,000
    1 x 100 days challenge25 No 2 655/1000
    • LoLo
    • By LoLo 20th May 17, 9:51 PM
    • 494 Posts
    • 1,264 Thanks
    LoLo
    I have had a bit of good news today and I will be getting an unexpected payment at the end of this month which will mean that I will indeed be able to clear the debt that I have outstanding from this challenge. I am so pleased as I have had to concentrate on other things these passed few months which have meant that I haven't been focused on repaying my debts. This has given me a new found focus and will mean that I have an additional 50 (this was the typical amount I have been paying) each month to throw at my other debts.

    I have also just reduced my mobile contract and this means 30 extra a month so that will be 80 extra a month that I can use towards paying my debts.

    Finally feel like I am getting somewhere.

    I will definitely be returning to the next challenge with a new found enthusiasm. The 5th June sounds good to me.
    Sealed pot member 049

    Penny challenge - 4.59/667.95
    • Frodobaggins
    • By Frodobaggins 22nd May 17, 4:04 AM
    • 935 Posts
    • 7,101 Thanks
    Frodobaggins
    Hi Amara, it is a long time since I was on here and its good to be back. Can I join in your next challenge please?
    Debts; LBM Feb 2011
    1/ credit cards 10863 2/ provident 3507 0. 3/ catologues 3896 4/ bank loan 7571 0. 5/ overdrafts 2995 6/ car 6976 0. TOTAL 35808. DFD May 2014
    DFW Nerd 1394.
    This time next year I will be pleased I started MSE living this year.
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